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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

helps you save invest it’s absolutely amzi g no1

5
Monzo bank is absolutely amazing helps you save invest what more do you want with a British bank and its sponsors evrything no1 bank Reviewed on: 13th April 2026
Jason R's avatar
Jason R

Couldn’t ask for better.

5
Make everything as simple as possible always have really good deals on MUCH better than my last bank (Lloyds). Reviewed on: 13th April 2026
Kelly V's avatar
Kelly V

Love using the app

5
Love using the app. It feels I can personalise my baking and my data insights there Reviewed on: 13th April 2026
Sharon M's avatar
Sharon M

I applied for an account got rejected with no reason...

1
I applied for an account got rejected with no reason given I have no idea what reason it could be as I have no credit history was just applying for a normal current account when I reached out they asked for my details and then told me that I can't reapply and they will not give me a reason. This was very unhelpful when I've only heard good things about Monzo. Reviewed on: 13th April 2026
Alex's avatar
Alex

Monzo - The One I Go For

5
I was given a £10 bonus for signing up, which was lovely. I find the app easy to use and find the features useful and innovative. I’ve had no issues and no reason to contact customers service but they have answered n my general queries promptly and clearly. I like the savings pots and it helps me manage my money more efficiently, the interest rate is competitive and encourages me to save when I can. I signed up for the 1p challenge which is an easy way to save up, but can be stopped at anytime if you find finances lacking. Reviewed on: 13th April 2026
Eganaholic's avatar
Eganaholic

Monzo truly deserves best bank as of current.

5
Monzo truly deserves best bank as of current. I am 18 and typically as you’re younger you struggle to save money etc… but with Monzo it has quantified and shown me how to save and spend etc… Reviewed on: 13th April 2026
Jamie M's avatar
Jamie M

Excellent

5
Amazing had monzo 5 years now issues Reviewed on: 13th April 2026
Rebecca Tennant's avatar
Rebecca Tennant

Adore the app and extras for perks

5
Adore the app and extras for perks Reviewed on: 13th April 2026
Sheryl S's avatar
Sheryl S

I’ve been with Monzo on two occasions and both times...

5
I’ve been with Monzo on two occasions and both times have been fantastic I always have an amazing experience when I have needed help and thy have been able to deal with the problem first hand every time! Reviewed on: 13th April 2026
Keira m's avatar
Keira m

Fast, efficient and always reliable

5
Fast, efficient and always reliable Reviewed on: 13th April 2026
Steven L's avatar
Steven L

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