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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Interactive banking experience

5
Monzo provide an interactive and immersive banking experience, where I can organise my finances easily Reviewed on: 13th April 2025

Monzo is a customer-friendly financial institution

5
With my personal experience, Monzo is an excellent financial institution that takes customers’ financial welfare so seriously. Reviewed on: 12th April 2025

Perfect bank with swift mobile app.

4
Perfect bank with swift mobile app. Reviewed on: 12th April 2025

Great experience with monzo no problems with the ca...

5
Great experience with monzo no problems with the card or disputes Reviewed on: 12th April 2025

Monzo will change your life

5
Monzo is so easy to use and the pots feature really helps with splitting your bills also; so you know exactly what money is going well. I also pay for a perks account and a free weekly Greggs treat is delightful! Reviewed on: 12th April 2025

Monzo so far the best bank i have had.

5
Monzo so far the best bank i have had. Reviewed on: 12th April 2025

Client focused services

5
Practical, innovative and client centred. Reviewed on: 12th April 2025

It’s safe to used this Bank , very polite to help pe...

5
It’s safe to used this Bank , very polite to help people Reviewed on: 12th April 2025

Great fir everyday and holiday spending (savings too)

5
Easy to use bank accounts, even fir my parents who dont understand English too well and aren't too fond of tech. The perks are quite nice of the premium accounts (especially the insurance and Vue monthly ticket). I find that Monzo processes fast the transactions which is why I choose it for my everyday spending, plus the saving scheme of putting something little away every day. Holiday spending is easier with Monzo with the currency rates and the allowance to withdraw Reviewed on: 12th April 2025

Best banking app I’ve ever used.

5
Best banking app I’ve ever used. Monzo has made money fun and understandable. It’s helped me manage my money better than ever. Reviewed on: 12th April 2025

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