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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

221% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I am an official Monzonian !

My experience since moving to Monzo has been exceptional. Since switching from HSBC to Monzo, the difference has been night and day. Monzo’s customer service is next to none—every request is handled promptly and whats more important resolved, whereas HSBC feels stuck in the stone age unless you're a premium member. I’m so impressed with their products that I’ve even opened my business bank account too. High Street Banks have a long way to catch up not only in the products area but how they treat customers and they admin heavy procedures. Reviewed on: 7th April 2026

Awesome, very reliable

Awesome, very reliable, effective, protective and understanding. Reviewed on: 7th April 2026

Monzo has genuinely transformed the way I manage my...

Monzo has genuinely transformed the way I manage my money. The app is incredibly intuitive, making everyday banking feel simple and even enjoyable. Features like instant spending notifications, budgeting tools, and categorized transactions give a clear picture of where my money is going in real time. One of Monzo’s standout strengths is its transparency. There are no confusing fees hidden in the small print, and everything is explained clearly in the app. Setting up an account is quick and hassle-free, which is a refreshing change from traditional banks. Customer support is another highlight — responses are usually fast and helpful, all handled directly through the app without long phone calls. The ability to freeze your card instantly, create savings pots, and split bills easily with friends makes it especially useful for everyday life. Overall, Monzo combines smart technology with user-friendly design to deliver a modern banking experience that feels tailored to today’s needs. It’s an excellent choice for anyone looking for convenience, control, and clarity in their finances. Reviewed on: 7th April 2026

I have switched my bank to Monzo from nationwide as...

I have switched my bank to Monzo from nationwide as there were way more possibilities for my money with this account highly recommend Reviewed on: 7th April 2026

Everything works well and is easy to use with a mini...

Everything works well and is easy to use with a minimum of fuss Reviewed on: 7th April 2026

Superb mobile app, great member perks!

Superb mobile app, great member perks! Reviewed on: 7th April 2026

Monzo Bank Review

Excellent budgeting tools (best in class) Clean, easy-to-use mobile app Fee-free spending abroad Fast setup (can open an account in minutes) Good for saving and tracking money Reviewed on: 7th April 2026

Excellent current account.

Excellent current account. Easy to use and understand. Easy to use abroad with excellent exchange rates. Reviewed on: 7th April 2026

Love em!

Love em! Best bank ever! So glad I left Santander. Reviewed on: 7th April 2026

Just easy to use app very helpful

Just easy to use app very helpful Reviewed on: 7th April 2026

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