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Monzo: Current account reviews

4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Adore the app and extras for perks

5
Adore the app and extras for perks Reviewed on: 13th April 2026

I’ve been with Monzo on two occasions and both times...

5
I’ve been with Monzo on two occasions and both times have been fantastic I always have an amazing experience when I have needed help and thy have been able to deal with the problem first hand every time! Reviewed on: 13th April 2026

Fast, efficient and always reliable

5
Fast, efficient and always reliable Reviewed on: 13th April 2026

Been with monzo for 7 years

5
Been with monzo for 7 years I love the features like features like savings pots - flex - isa’s insurances being a max account holder and the perks customer also customer service is excellent. Reviewed on: 13th April 2026

Excellent

5
I love that you can use monzo abroad and that is very easy to use, excellent as your everyday bank and good to help save Reviewed on: 13th April 2026

I believe that it is the best bank as they have grea...

5
I believe that it is the best bank as they have great customer service and low fees, not too mention that they are fully licensed online bank.. I would recommend to everyone I know Reviewed on: 13th April 2026

Excellent bank .

5
Never have any trouble . Spoke to customer services a couple of times . Rapid response and very helpful. Reviewed on: 13th April 2026

Good bank makes me more organised and no problems at...

5
Good bank makes me more organised and no problems at all Reviewed on: 13th April 2026

The Best Bank

5
Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Whole banking process is easy snd smooth

5
Whole banking process is easy snd smooth Reviewed on: 11th April 2026

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