Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18160 reviews)

View other Monzo products

4.93

Based on 18,160 reviews, last reviewed 24th Feb 2026

46050% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is an excellent experience for anyone, especia... Monzo is an excellent experience for anyone, especially with people who are interested in travelling or living abroad. I would recommend Monzo to anyo... Read more Reviewed on: 24th February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18160)

Amazing love the early pay day feature !

Amazing love the early pay day feature ! Reviewed on: 18th February 2026

I love Monzo

I love Monzo! Amazing features on the app Reviewed on: 18th February 2026

Monzo Bank for the Win

I have used Monzo Bank for over a year and have found the app super easy to navigate and transferring money to my children is seamless. Reviewed on: 18th February 2026

Consistently good current account.

Consistently good current account. Small perks reward use, albeit not all will be useful to everyone. Options to upgrade exist but free account still has great utility, especially with bill splitting between friends and shared tabs. App remains one of the best in class for stable and engaging use. Reviewed on: 17th February 2026

Whenever I need support, they’re quick, human and pe...

Whenever I need support, they’re quick, human and personalised. The app is super seamless and easy to use - it helps manage finances. Reviewed on: 17th February 2026

Monzo Is Excellent, especially when it comes to sort...

Monzo Is Excellent, especially when it comes to sorting your money. Pots make it so easy to keep track of bills and make sure you don't over spend and their credit insights with Monzo Max are very helpful. Reviewed on: 17th February 2026

Gamified banking

Moving from my last bank's personal account to monzo's has primarily allowed me to more easily control and monitor my money, with the gamification of saving and investing being excellent. The added transparency for investing and saving has been very helpful Reviewed on: 17th February 2026

Monzo is the only bank I would recommend

Monzo is the only bank I would recommend. You get amazing bonuses with Monzo Reviewed on: 17th February 2026

It’s the best money managing app I’ve come across !

It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026

Great bank , easy to use.

Great bank , easy to use. App very helpful. Customer service very good Reviewed on: 16th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.06 from 412 reviews
Current Account
from Smile Bank 4.00 from 109 reviews
Multi-Currency Debit Card
from iFAST Global Bank 4.80 from 70 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 222 reviews
Flex Purchase credit card
from Monzo 4.97 from 3006 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub