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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18053 reviews)

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4.92

Based on 18,053 reviews, last reviewed 22nd Feb 2026

40800% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Fantastic bank, love everything about it. I have been with Monzo for years and love everything about it. It’s great for travel, I have their max plan which gives me amazing perks such as insur... Read more Reviewed on: 22nd February 2026

Latest lowest rating:

1

They put my account on hold for no reason at all and... They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most c... Read more Reviewed on: 12th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18053)

A banking app that is easy to use

I love how easy it is to navigate through the app, I feel like I can navigate through it with my eyes closed. Very intuitive and informative. Reviewed on: 12th February 2026

Literally the best bank in the UK.

Literally the best bank in the UK. They changed the way banking works in the UK and they continue to innovate by providing first of their kind products with their customers at the heart of evert decision. Reviewed on: 12th February 2026

Love it - so easy to track spending - best banking e...

Love it - so easy to track spending - best banking experience ever. Reviewed on: 12th February 2026

Very impressive all round.

Very impressive all round. Have nothing but good things to say about Monzo and recommend to everyone. Reviewed on: 12th February 2026

It's a great product offering top customer experience!

It's a great product offering top customer experience! Reviewed on: 12th February 2026

Monzo are pushing the boundaries of just being a bank!

I have had monzo since the beta days, and they are always striving to push the boundaries of what a bank means. They are at the forefront of banking innovation! Reviewed on: 12th February 2026

Monzo is the best bank I have ever had!

Monzo is the best bank I have ever had! Reviewed on: 12th February 2026

Their customer service is amazing

Their customer service is amazing Reviewed on: 12th February 2026

Perks & Payments

I use Monzo Max which gives me perks such as cinema tickets and greggs weekly treats, on top of travel insurance and breakdown cover. Monzo is also great for socialising, with split bill options and easy payment transfers. Reviewed on: 12th February 2026

Brilliant company can't recommend enough!

Absolutely fantastic company so supportive and love the ease of the products helping me manage my finances and saving. Reviewed on: 12th February 2026

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