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Monzo: Current account reviews

4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Best customer focused bank.

5
Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Best card ever

5
Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Easy to use with lots of helpful categories in the...

5
Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026

Great for travel

5
I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026

I've been with Monzo for 6 years and it's been fault...

5
I've been with Monzo for 6 years and it's been faultless. I love the features, they are always leading the way with technology. Reviewed on: 9th April 2026

Monzo supports those with Mental Ill Health

5
Monzo is great and very supportive of those with mental health issues experiencing financial problems. Reviewed on: 9th April 2026

Love my Monzo account and great that I am able to us...

5
Love my Monzo account and great that I am able to use cash back feature as well Reviewed on: 9th April 2026

Excellent services Really easy to love the bank.

5
Really easy to love the bank. Excellent services been amazing to save with. Reviewed on: 9th April 2026

Been a Monzo customer since they launched and had th...

5
Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Can't fault them. Reviewed on: 9th April 2026

I have been with Monzo since 2019 and first used my...

5
I have been with Monzo since 2019 and first used my account for travelling around the world and still use it to this day for savings and general spending and have always loved the app and have recommended Monzo to a number of friends and family. Reviewed on: 9th April 2026

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