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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Been with monzo for 7 years

5
Been with monzo for 7 years I love the features like features like savings pots - flex - isa’s insurances being a max account holder and the perks customer also customer service is excellent. Reviewed on: 13th April 2026

Excellent

5
I love that you can use monzo abroad and that is very easy to use, excellent as your everyday bank and good to help save Reviewed on: 13th April 2026

I believe that it is the best bank as they have grea...

5
I believe that it is the best bank as they have great customer service and low fees, not too mention that they are fully licensed online bank.. I would recommend to everyone I know Reviewed on: 13th April 2026

Excellent bank .

5
Never have any trouble . Spoke to customer services a couple of times . Rapid response and very helpful. Reviewed on: 13th April 2026

Good bank makes me more organised and no problems at...

5
Good bank makes me more organised and no problems at all Reviewed on: 13th April 2026

The Best Bank

5
Very easy to navigate and the best bank have used when I travelled abroad Reviewed on: 13th April 2026

Whole banking process is easy snd smooth

5
Whole banking process is easy snd smooth Reviewed on: 11th April 2026

Best customer focused bank.

5
Best customer focused bank. So easy to use. Kept up to date with changes that impact me. Reviewed on: 11th April 2026

Best card ever

5
Its super it is the best bank ever the online banking it is very easy to use Reviewed on: 11th April 2026

Easy to use with lots of helpful categories in the...

5
Easy to use with lots of helpful categories in the app Reviewed on: 10th April 2026

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