Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Multi layered, multi featured account - easy to navi...

Multi layered, multi featured account - easy to navigate and great personal customer experience when required. Reviewed on: 7th April 2026

Solid, reliable, innovative no-fuss banking.

Solid, reliable, innovative no-fuss banking. No frippery, just a trusted ally. Reviewed on: 7th April 2026

Brilliant services.

Brilliant services. Easy to use. And prompt action when needed. I will recommend this bank to anyone. Reviewed on: 7th April 2026

Easy use, great advice.

Easy use, great advice. Monzo allows me to balance my finances and keeping a close eye on my spending Reviewed on: 7th April 2026

Good customer service

Once my uber eats was wrongly delivered, the Monzo solved my dispute quickly. Reviewed on: 7th April 2026

I love MONZO

I have been banking with Monzo for almost 4 years now and I have never for once regretted it.They have been with me in my high and low days,I am happy to be their customer and to me they will be a winner….my winner Reviewed on: 7th April 2026

Excellent bank - very intuitive app that has helped...

Excellent bank - very intuitive app that has helped me manage my money far more efficiently. Reviewed on: 7th April 2026

Easy to use with great explanations within the app

Easy to use with great explanations within the app Reviewed on: 7th April 2026

Excellent exchange rates and services

Excellent exchange rates and services Reviewed on: 7th April 2026

I have used monzo for over 2 years now.

I have used monzo for over 2 years now. No regrets! Helped me build my credit score and has loads of perks and benefits! Reviewed on: 7th April 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Unizest 2.60 from 2 reviews
Freedom Current Account
from Danske Bank UK 4.50 from 2 reviews
Debit Card (discontinued)
from Fineco Bank (inactive company) 1.00 from 1 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub