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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great for travel

5
I have no issues, i enjoy the features with the pots and while using abroad Reviewed on: 10th April 2026
nicole r's avatar
nicole r

I've been with Monzo for 6 years and it's been fault...

5
I've been with Monzo for 6 years and it's been faultless. I love the features, they are always leading the way with technology. Reviewed on: 9th April 2026
Joel1990's avatar
Joel1990

Monzo supports those with Mental Ill Health

5
Monzo is great and very supportive of those with mental health issues experiencing financial problems. Reviewed on: 9th April 2026
DCUK's avatar
DCUK

Love my Monzo account and great that I am able to us...

5
Love my Monzo account and great that I am able to use cash back feature as well Reviewed on: 9th April 2026
Nicola 's avatar
Nicola

Excellent services Really easy to love the bank.

5
Really easy to love the bank. Excellent services been amazing to save with. Reviewed on: 9th April 2026
Nathan C's avatar
Nathan C

Been a Monzo customer since they launched and had th...

5
Been a Monzo customer since they launched and had the pre-paid card. Now I have my current account, joint account and a business account with them. Can't fault them. Reviewed on: 9th April 2026
Takara B's avatar
Takara B

I have been with Monzo since 2019 and first used my...

5
I have been with Monzo since 2019 and first used my account for travelling around the world and still use it to this day for savings and general spending and have always loved the app and have recommended Monzo to a number of friends and family. Reviewed on: 9th April 2026
Tim's avatar
Tim

Solid and dependable, just lacks rewards

4
Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main drawback is the lack of rewards compared to some competitors, but as a reliable everyday current account it's hard to fault. Reviewed on: 8th April 2026
Edvinas's avatar
Edvinas

Very helpful

5
The process was quick,simple and easy to understand. Reviewed on: 8th April 2026
Maria Ilao's avatar
Maria Ilao

An amazing all round experience

5
An amazing all round experience. The app is amazing, with instant notifications for transactions, create e-cards, manage pots, flex transactions and all with ease. Reviewed on: 8th April 2026
Craig O's avatar
Craig O

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