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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18183 reviews)

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4.93

Based on 18,183 reviews, last reviewed 26th Feb 2026

47150% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very good I’ve used monzo for over a year now, i use the Perks which i found great value for money. The customer service is excellent and very efficient. I woul... Read more Reviewed on: 26th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18183)

Monzo is the only bank I would recommend

Monzo is the only bank I would recommend. You get amazing bonuses with Monzo Reviewed on: 17th February 2026

It’s the best money managing app I’ve come across !

It’s the best money managing app I’ve come across !! Reviewed on: 16th February 2026

Great bank , easy to use.

Great bank , easy to use. App very helpful. Customer service very good Reviewed on: 16th February 2026

Monzo Magic

Easy to use, great product features, excellent customer service Reviewed on: 16th February 2026

just works

just works. Easy to use via the app with real world touch points when needed Reviewed on: 16th February 2026

The best account for young people when transferring...

The best account for young people when transferring money to and from friends or splitting bills. Reviewed on: 16th February 2026

switched to monzo as priamry bank a few years ago.

switched to monzo as priamry bank a few years ago.Pots for managing monthly bills is superb and ease of using the app to move money from pots to general spending soo useful. Reviewed on: 16th February 2026

Simple, easy and hassle free.

Simple, easy and hassle free. Everything a bank should be. Even better being able to link my children’s accounts to mine. Well done Monzo!! Reviewed on: 16th February 2026

Great bank!

I’ve been with mingo for over 5 years and it’s got better and better. They make it easy to manage your money. Reviewed on: 16th February 2026

Banking at it's best! Lots of perks and no hassle!

They offer lots of grear services such as cashback, bills payback, salary sorter, double pay and saving pots. So many great features which make banking much easier and rewarding. It's secure banking and easy to do what you need to without stress. Helpful guides and information to hand to guide you through. Above and beyond other banking companies. Reviewed on: 16th February 2026

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