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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Brilliant way to organise your budget.

Brilliant way to organise your budget. We’ve never looked back! Reviewed on: 7th April 2026

Simply perfect!

I just love Monzo. The service, money saving tips and abilities, just perfect Reviewed on: 7th April 2026

Fantastic bank, incredible perks and great service i...

Fantastic bank, incredible perks and great service if there’s any issues. Better than any other bank I’ve been with in recent years. Reviewed on: 7th April 2026

I have the £3 per month package and the amount of va...

I have the £3 per month package and the amount of value that gets you is incredible! So many perks already and you can get much more if you upgrade! Great service and never had any issues. Fraud was detected instantly and got my money back and new card came straight away. Reviewed on: 7th April 2026

Love Monzo honest and relable great for abroad

Love Monzo honest and relable great for abroad Reviewed on: 7th April 2026

Great experience

Great experience. Easy to find your way around and great useful information and tools. Reviewed on: 7th April 2026

Best Bank out there

I’ve been with Monzo a number of years it’s a friendly easy to use bank and the customer service is second to none I would highly recommend Monzo to any one not with them Reviewed on: 7th April 2026

Love the banking app very supportive interface for A...

Love the banking app very supportive interface for Accessibility issues Reviewed on: 7th April 2026

All you needs under one Banking app.

Have joined the Perks which is good value as it includes cinema vouchers once a month and weekly treats from Greggs. I also had a free railcard with the perks. I also joined the Saving Challenge. There are Pots which one can move money into for managing your finances. Offers for help managing mortgages and insurances. Overall all you need in one banking app. Reviewed on: 7th April 2026

Since moving from the United States to the United Ki...

Since moving from the United States to the United Kingdom I have had superb service in my dealings here. Reviewed on: 7th April 2026

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