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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent current account.

Excellent current account. Easy to use and understand. Easy to use abroad with excellent exchange rates. Reviewed on: 7th April 2026

Love em!

Love em! Best bank ever! So glad I left Santander. Reviewed on: 7th April 2026

Just easy to use app very helpful

Just easy to use app very helpful Reviewed on: 7th April 2026

The only banking app I actually love.

The only banking app I actually love. The product is intuitive, fun and makes tracking my finances much simpler. I love how Monzo serves a whole range of needs, including investing, has made it much easier for me to save more (e.g. the 1p savings challenge) and thinks customer first with features like the gambling block and scamming awareness. Reviewed on: 7th April 2026

Best bank ever!

Even the slightest issue is addressed immediately! Wonderful app and all round fantastic bank! Reviewed on: 7th April 2026

someone who’s just a retail worker, Monzo has be...

For someone who’s just a retail worker, Monzo has been super supportive, great and easy to change over to, so many different benefits and options with it, couldn’t live without it’d I have adhd and using their service is 10 times easier and better than any other bank, super helpful Reviewed on: 7th April 2026

Monzo review

Monzo is better than any other bank I’ve used before because the app is much easier to use! It’s also ideal for putting your savings into different pots and rounding up your payments to help you save. Reviewed on: 7th April 2026

Monzo is a game changer in the banking industry, mak...

Monzo is a game changer in the banking industry, makes everything so simple and easy to follow. Enables us to feel empowering and in control of our money Reviewed on: 7th April 2026

Easy to use and great service

Easy to use aboard. Easy to transfer money to people. Simple to use. Great service. Reviewed on: 7th April 2026

I love the way you hear the ker-ching when you spend...

I love the way you hear the ker-ching when you spend money. It’s piece of mind to know the money has gone and really easy to check the app for the correct amount. Reviewed on: 7th April 2026

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