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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Monzo continues to max features.

I think the initiatives around roundups and savings plans really mean that you can save towards the future with minimal effort. I have signed up for Max and I think you really make the cost back, higher interest rates on savings, FREE GREGGS EVERY WEEK, monthly cinema, uber one AND railcard. I've used all of these every month so am easily making the money back. Customer service is also quick to respond, and I also love seeing every bank balance and credit card I have in one place and the payment methods are SO QUICK. Well done monzo. I haven't invested with monzo yet (T212 customer) but I would consider it. Reviewed on: 20th February 2026

Greg made me write this.

Greg made me write this...to shut up the social team Reviewed on: 20th February 2026

User friendly, intuitive, helpful banking

User friendly, easy to use and helps understand your money better. Easy to set up budgets and pots and manage money. Cashback offers, decent enough interest rates on savings pots with flexibility to bring back in to current account any time. Great security measures and limits. Great for using abroad. Just overall think it's miles better than traditional banking apps. Reviewed on: 20th February 2026

Flexible and innovative banking with an easy to use...

Flexible and innovative banking with an easy to use app. Just common sense. No contact needed as it’s logical. Reviewed on: 19th February 2026

Great customer service , easy access to pots and man...

Great customer service , easy access to pots and mange your savings easily all from the app . Reviewed on: 19th February 2026

Vote for Monzo!

Love having control of my money and the app is great! Reviewed on: 19th February 2026

Great service

Great service and offers. Very clear information and notifications that make things a lot easier for me. Easy to send payment requests and great online security. Reviewed on: 19th February 2026

Incredible service.

Incredible service. Brilliant perks system that is well worth the money for how much you get back in terms of monetary value and for the boosted interest rate on the savings. Incredibly fast customer service, so easy to see everything on the app at a glance, moving money and paying people works like a dream. I have been a customer for 7 years and never regret opening and account. Reviewed on: 19th February 2026

Fast, Reliable, and Good Perks

I especially like the features of having mulitple virtual cards. Gives me an extremely easy way to segment the way I am spending my money, and tracking what payments are going out to who, when, and why. Reviewed on: 19th February 2026

Monzo Bank is great.

Monzo bank is definitely worth considering for your banking needs: 1. The pot system is great live that you can assign bills to be paid from them and give them a virtual card 2. The paid features are worth considering as the insurances provided by the top tier is great and a free greggs treat weekly is definitely worth it 3. Monzo's other offerings like there investment pot is easy to use and they explain it so well there Monzo Flex card is amazing and I wish that style of card is more wide spread Reviewed on: 18th February 2026

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