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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I have switched my bank to Monzo from nationwide as...

5
I have switched my bank to Monzo from nationwide as there were way more possibilities for my money with this account highly recommend Reviewed on: 7th April 2026
Ethan 's avatar
Ethan

Everything works well and is easy to use with a mini...

5
Everything works well and is easy to use with a minimum of fuss Reviewed on: 7th April 2026
Charles T's avatar
Charles T

Superb mobile app, great member perks!

5
Superb mobile app, great member perks! Reviewed on: 7th April 2026
A K's avatar
A K

Monzo Bank Review

5
Excellent budgeting tools (best in class) Clean, easy-to-use mobile app Fee-free spending abroad Fast setup (can open an account in minutes) Good for saving and tracking money Reviewed on: 7th April 2026
Marco's avatar
Marco

Excellent current account.

5
Excellent current account. Easy to use and understand. Easy to use abroad with excellent exchange rates. Reviewed on: 7th April 2026
John P's avatar
John P

Love em!

5
Love em! Best bank ever! So glad I left Santander. Reviewed on: 7th April 2026
MrJohnny25's avatar
MrJohnny25

Just easy to use app very helpful

5
Just easy to use app very helpful Reviewed on: 7th April 2026
John 's avatar
John

The only banking app I actually love.

5
The only banking app I actually love. The product is intuitive, fun and makes tracking my finances much simpler. I love how Monzo serves a whole range of needs, including investing, has made it much easier for me to save more (e.g. the 1p savings challenge) and thinks customer first with features like the gambling block and scamming awareness. Reviewed on: 7th April 2026
Lizzie E's avatar
Lizzie E

Best bank ever!

5
Even the slightest issue is addressed immediately! Wonderful app and all round fantastic bank! Reviewed on: 7th April 2026
Marni O's avatar
Marni O

someone who’s just a retail worker, Monzo has be...

5
For someone who’s just a retail worker, Monzo has been super supportive, great and easy to change over to, so many different benefits and options with it, couldn’t live without it’d I have adhd and using their service is 10 times easier and better than any other bank, super helpful Reviewed on: 7th April 2026
Nathan downes's avatar
Nathan downes

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