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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Changed the way I think about budgeting forever

5
Changed the way I think about budgeting forever Reviewed on: 11th April 2025

All round great .

5
All round great .. just easy to do anything you want and to find anything you need Reviewed on: 11th April 2025

Monzo has helped me become financially empowered

5
Having a Monzo account has helped me save money successfully for the first time in my life. Having different pots for different things, presented in a clear, easy way, has helped me visualise my money and understand where to allocate it. It really helps me not overspend. Being able to round up my transactions is a great way to save money in a passive way, and their 365 day saving challenge is also a great initiative that's helping me to save without even noticing. The Monzo app is so easy to use and it's actually quite fun too - I never thought finances could be fun, money has always made me feel really stressed. I can genuinely say that Monzo has been a huge driving force in my becoming financially empowered over the last few years. Reviewed on: 11th April 2025

Easiest Banker.

5
Easiest Banker. Everything is just easy and fast. Reviewed on: 11th April 2025

I love Monzo.

5
I love Monzo. So easy to use and constantly updating for new features. They make it so easy to connect with friends and family when sending and receiving money Reviewed on: 11th April 2025

Monzo is revolutionary!

5
Monzo is revolutionary!it has integrated excellent customer service and innovative banking products for the current modern banking customer Reviewed on: 11th April 2025

Since 2019

5
I’ve been a loyal customer since 2019, and I’ve always had a great experience with your customer support team. They’re always there to help me out when I need it, and they’re really helpful and friendly. I also love the perks you offer, like Cashback with Monzo, Investments, and Railcard. It’s so convenient to use your app, and it’s easy to navigate around. I highly recommend your bank to anyone looking for a great place to manage their finances. Reviewed on: 11th April 2025

A simple app with lots of extra options to help you...

5
A simple app with lots of extra options to help you save money! Reviewed on: 11th April 2025

Great user experience

5
Easy to use. Great for budget management and the saving rates are normally better than big banks. Reviewed on: 11th April 2025

Best bank account to use abroad and for direct debit...

5
Best bank account to use abroad and for direct debit as easy to cancel when required. Good security, easy to manage and great customer.er service Reviewed on: 11th April 2025

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