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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

The only banking app I actually love.

5
The only banking app I actually love. The product is intuitive, fun and makes tracking my finances much simpler. I love how Monzo serves a whole range of needs, including investing, has made it much easier for me to save more (e.g. the 1p savings challenge) and thinks customer first with features like the gambling block and scamming awareness. Reviewed on: 7th April 2026
Lizzie E's avatar
Lizzie E

Best bank ever!

5
Even the slightest issue is addressed immediately! Wonderful app and all round fantastic bank! Reviewed on: 7th April 2026
Marni O's avatar
Marni O

someone who’s just a retail worker, Monzo has be...

5
For someone who’s just a retail worker, Monzo has been super supportive, great and easy to change over to, so many different benefits and options with it, couldn’t live without it’d I have adhd and using their service is 10 times easier and better than any other bank, super helpful Reviewed on: 7th April 2026
Nathan downes's avatar
Nathan downes

Monzo review

5
Monzo is better than any other bank I’ve used before because the app is much easier to use! It’s also ideal for putting your savings into different pots and rounding up your payments to help you save. Reviewed on: 7th April 2026
D Allman's avatar
D Allman

Monzo is a game changer in the banking industry, mak...

5
Monzo is a game changer in the banking industry, makes everything so simple and easy to follow. Enables us to feel empowering and in control of our money Reviewed on: 7th April 2026
Beth E's avatar
Beth E

Easy to use and great service

5
Easy to use aboard. Easy to transfer money to people. Simple to use. Great service. Reviewed on: 7th April 2026
Emily 's avatar
Emily

I love the way you hear the ker-ching when you spend...

5
I love the way you hear the ker-ching when you spend money. It’s piece of mind to know the money has gone and really easy to check the app for the correct amount. Reviewed on: 7th April 2026
Karen G's avatar
Karen G

VERY happy with my Monzo. He rocks!

5
It's like being back in the "good 'ol days" where one used to pop down to their local bank to receive that personal touch, once again. Very happy with my Monzo. Reviewed on: 7th April 2026
James Theochari (JimboJetts)'s avatar
James Theochari (JimboJetts)

Excellent products, easy to access, so many benefits

5
Excellent products, easy to access, so many benefits Reviewed on: 7th April 2026
Keef's avatar
Keef

Best card Excellent service

5
Excellent service. We like Monzo.it is the best card ever Reviewed on: 7th April 2026
Amin A's avatar
Amin A

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