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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

VERY happy with my Monzo. He rocks!

It's like being back in the "good 'ol days" where one used to pop down to their local bank to receive that personal touch, once again. Very happy with my Monzo. Reviewed on: 7th April 2026

Excellent products, easy to access, so many benefits

Excellent products, easy to access, so many benefits Reviewed on: 7th April 2026

Best card Excellent service

Excellent service. We like Monzo.it is the best card ever Reviewed on: 7th April 2026

Multi layered, multi featured account - easy to navi...

Multi layered, multi featured account - easy to navigate and great personal customer experience when required. Reviewed on: 7th April 2026

Solid, reliable, innovative no-fuss banking.

Solid, reliable, innovative no-fuss banking. No frippery, just a trusted ally. Reviewed on: 7th April 2026

Brilliant services.

Brilliant services. Easy to use. And prompt action when needed. I will recommend this bank to anyone. Reviewed on: 7th April 2026

Easy use, great advice.

Easy use, great advice. Monzo allows me to balance my finances and keeping a close eye on my spending Reviewed on: 7th April 2026

Good customer service

Once my uber eats was wrongly delivered, the Monzo solved my dispute quickly. Reviewed on: 7th April 2026

I love MONZO

I have been banking with Monzo for almost 4 years now and I have never for once regretted it.They have been with me in my high and low days,I am happy to be their customer and to me they will be a winner….my winner Reviewed on: 7th April 2026

Excellent bank - very intuitive app that has helped...

Excellent bank - very intuitive app that has helped me manage my money far more efficiently. Reviewed on: 7th April 2026

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