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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Sarah2026

Great so far , had no issues while using them ! Pleased Reviewed on: 7th April 2026

Everything about monzo is brilliant!

Everything about monzo is brilliant! Reviewed on: 7th April 2026

Really intuitive and easy.

Really intuitive and easy. Lots of nice little features to add value Reviewed on: 7th April 2026

Fantastic bank!

Fantastic bank! I absolutely adore Monzo. It’s incredibly user friendly , easy to save and it’s a bank that gives back. Saving is made fun with challenges and frequent giveaways make Monzo the best bank by far. Reviewed on: 7th April 2026

Monzo has been very useful for flexibility

Monzo has been very useful for flexibility on my income, also the new products released and saving ideas are great tools for other products Reviewed on: 7th April 2026

Winner by a country mile

Such an easy bank to work with. The app is amazing. The offers are cracking and when travelling Monzo is amazing! Reviewed on: 7th April 2026

Great bank with a multitude of benefits

I have multiple different products from Monzo. I really love the features, such as the savings pots and the 1p savings challenge. I also find the features of the Max plan and use them regularly. The app is brilliant as you can see all of your different accounts in one place Reviewed on: 7th April 2026

Simple easy to use hassle free.

Simple easy to use hassle free. Can do everything I need to do with a few simple button presses and anything I am not sure about the in app help is amazing Reviewed on: 7th April 2026

Never had any issues in nearly a decade

Never had any issues in nearly a decade Reviewed on: 7th April 2026

It's brilliant app is easy to use Ive got my 2 broth...

It's brilliant app is easy to use Ive got my 2 brothers to get monzo they find it easy my daughter aswell and my missis Reviewed on: 7th April 2026

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