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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18178 reviews)

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4.93

Based on 18,178 reviews, last reviewed 26th Feb 2026

46900% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I've been with Monzo since the early days, i love th... I've been with Monzo since the early days, i love that i can do everything via their app, their FAQs are really helpful and if i've ever had an issue ... Read more Reviewed on: 26th February 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18178)

Good service and perks

I like that it's easy to get hold of someone on the in app chat rather than having to call if i want help. I also have a paid account where I get extra featurs like preferential savings rates, cinema tickets and a sausage role. Reviewed on: 16th February 2026

I can't see a time I'll stop using Monzo

I've used Monzo for around 10 years from before they were actually a bank. I can't actually think I've ever had a problem. I use it all the time, I'd be surprised if anyone used them more than I do. It's far better than any other Bank I've used. Reviewed on: 16th February 2026

Best app ever

Best app ever… great ideas to save money and to invest. Also great monthly perks if you pay slightly extra to unlock great rewards! Wouldn’t go with anyone else Reviewed on: 16th February 2026

Monzo had always been helpful and supportive.

Monzo had always been helpful and supportive. The easiest bank ive dealt with in years, simple and quick to contact if you have any issues and always there when you need to challenge anything. Reviewed on: 16th February 2026

Great experience in the app for managing my finances.

Great experience in the app for managing my finances. Reviewed on: 16th February 2026

It’s help me become better with money due to the...

It’s help me become better with money due to the pots Reviewed on: 16th February 2026

Great app and plenty benefits too, the savings chall...

Great app and plenty benefits too, the savings challenges and more are a nice little touch. Switching to monzo was so smooth and stress free. Reviewed on: 16th February 2026

Excellent Bank

I have had a current and savings account with Monzo for the last 4 years and have never had a problem with them. They offer very competitive interest rates and their internet banking system is easy to navigate. It is fully informed, all queries I have had have been answered without having to call them. I especially like the ‘savings pots’, I can save for specific items like holidays or Xmas and see those savings grow. I can also ‘lock’ the money away until I’m ready to use it. The perks are pretty generous too. Reviewed on: 16th February 2026

Brilliant app.

Brilliant app. Loads of great features including Pots and 1p saving challenges. Support are really supportive and easy to work with. Love it. Reviewed on: 16th February 2026

The best fully featured app.

The best fully featured app. The pots are fantastic! Use abroad is so easy and fee-free. Why would anyone not use Monzo? Reviewed on: 15th February 2026

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