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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo review

5
Monzo is better than any other bank I’ve used before because the app is much easier to use! It’s also ideal for putting your savings into different pots and rounding up your payments to help you save. Reviewed on: 7th April 2026
D Allman's avatar
D Allman

Monzo is a game changer in the banking industry, mak...

5
Monzo is a game changer in the banking industry, makes everything so simple and easy to follow. Enables us to feel empowering and in control of our money Reviewed on: 7th April 2026
Beth E's avatar
Beth E

Easy to use and great service

5
Easy to use aboard. Easy to transfer money to people. Simple to use. Great service. Reviewed on: 7th April 2026
Emily 's avatar
Emily

I love the way you hear the ker-ching when you spend...

5
I love the way you hear the ker-ching when you spend money. It’s piece of mind to know the money has gone and really easy to check the app for the correct amount. Reviewed on: 7th April 2026
Karen G's avatar
Karen G

VERY happy with my Monzo. He rocks!

5
It's like being back in the "good 'ol days" where one used to pop down to their local bank to receive that personal touch, once again. Very happy with my Monzo. Reviewed on: 7th April 2026
James Theochari (JimboJetts)'s avatar
James Theochari (JimboJetts)

Excellent products, easy to access, so many benefits

5
Excellent products, easy to access, so many benefits Reviewed on: 7th April 2026
Keef's avatar
Keef

Best card Excellent service

5
Excellent service. We like Monzo.it is the best card ever Reviewed on: 7th April 2026
Amin A's avatar
Amin A

Multi layered, multi featured account - easy to navi...

5
Multi layered, multi featured account - easy to navigate and great personal customer experience when required. Reviewed on: 7th April 2026
Craig Adams's avatar
Craig Adams

Solid, reliable, innovative no-fuss banking.

5
Solid, reliable, innovative no-fuss banking. No frippery, just a trusted ally. Reviewed on: 7th April 2026
Stephen B's avatar
Stephen B

Brilliant services.

5
Brilliant services. Easy to use. And prompt action when needed. I will recommend this bank to anyone. Reviewed on: 7th April 2026
Adegboyega 's avatar
Adegboyega

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