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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Fantastic services, love it and its great

Fantastic services, love it and its great Reviewed on: 7th April 2026

Monzo is the perfect bank

Monzo is the perfect bank, you get excellent customer service, and great value for money, i love monzo perks! And it’s even better that you never have to go inside a bank as it’s all online Reviewed on: 7th April 2026

Fast reliable Customer care.

Fast reliable Customer care. Ready to assist during technical issues and fraud. Reviewed on: 7th April 2026

Loved switching to Monzo, great perks.

Loved switching to Monzo, great perks. Reviewed on: 7th April 2026

It’s easy for me to send and receive money.

It’s easy for me to send and receive money. Accessing the app makes my banking simple Reviewed on: 7th April 2026

Totally outstanding.

Totally outstanding. Never an issue, never had a need to question anything. Plenty of information, should you require and the additional Flex account is incredible. Reviewed on: 7th April 2026

especially for us Dinosaurs

So quick and easy to use , especially for us Dinosaurs Reviewed on: 7th April 2026

The Best

The app interface is very user friendly and introduced me to investing Reviewed on: 7th April 2026

Everything is so easy and straightforward.

Everything is so easy and straightforward. It is actually a pleasure banking with Monzo. Reviewed on: 7th April 2026

Easiest Banking App

Monzo has been the best bank for me. I use both Nationwide and Monzo and Monzo is much easier to work with. I love the pots system, the Perks subscriptions are great value for money and have saved me so much, it's the easiest app to use to send or receive money from friends and family. Everything about it is great and I have had no complaints. Reviewed on: 7th April 2026

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