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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Great app functions, ever evolving user interface, v...

5
Great app functions, ever evolving user interface, very helpful financial advice tools like credit score enhancement tips and more. I particularly like the Monzo Max benefits as well as the virtual cards. With virtual cards, I can plan my spending in categories and spend with confidence. Reviewed on: 11th April 2025

Great interaction.

5
Great interaction. Great products. Inmovative. Reviewed on: 10th April 2025

The best bank around with a great brand identity

5
Majorly ahead of the curve compared to other banks, super easy to use and really insightful on how my money is spent. Oh and Greg at Monzo is the only think I like about LinkedIn Reviewed on: 10th April 2025

Game changer for ADHD financial control

5
The app is fantastic with so many useful features- especially for an ADHDer like me. Since switching my current account to Monzo I have been in much better control of my finances and been making it through to the end of the month for the first time in my adult life! The clarity and engaging design is a neurodivergent dream. Outstanding responsible bank. Reviewed on: 10th April 2025

Making banking easy, saving fun, budgeting accessibl...

5
Making banking easy, saving fun, budgeting accessible, investing possible. Reviewed on: 10th April 2025

It's so convenient and so easy to use, especially th...

5
It's so convenient and so easy to use, especially there regular discounts on different retails. I love the feature when're we can have the salary before a day it's actually given which i haven't seen in other banks so far. Reviewed on: 10th April 2025

Love banking with Monzo.

5
Love banking with Monzo. Better than any traditional banks. I also applied for a role which I did not get however, the interview process and feedback was one of the best! Reviewed on: 10th April 2025

Best bank ever great service great app ,

5
Best bank ever great service great app , Reviewed on: 10th April 2025

A modern day, easy to use and fun bank!

5
I moved away from a bank I’d been with for over ten years because I wasn’t getting great service with them. Monzo blew me away with how amazing their bank is once I opened my account! The features are so modern and it makes me feel like my bank and money are very secure. The well designed app and getting my wages a day earlier are other great perks that I never had with my previous bank. Since joining Monzo, my husband has also moved to them and we’ve opened our joint account too. It’s been the best move for our finances. Reviewed on: 10th April 2025

The simplest and easiest bank to use

5
The simplest and easiest bank to use Reviewed on: 10th April 2025

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