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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy to use with great explanations within the app

Easy to use with great explanations within the app Reviewed on: 7th April 2026

Excellent exchange rates and services

Excellent exchange rates and services Reviewed on: 7th April 2026

I have used monzo for over 2 years now.

I have used monzo for over 2 years now. No regrets! Helped me build my credit score and has loads of perks and benefits! Reviewed on: 7th April 2026

Brilliant way to organise your budget.

Brilliant way to organise your budget. We’ve never looked back! Reviewed on: 7th April 2026

Simply perfect!

I just love Monzo. The service, money saving tips and abilities, just perfect Reviewed on: 7th April 2026

Fantastic bank, incredible perks and great service i...

Fantastic bank, incredible perks and great service if there’s any issues. Better than any other bank I’ve been with in recent years. Reviewed on: 7th April 2026

I have the £3 per month package and the amount of va...

I have the £3 per month package and the amount of value that gets you is incredible! So many perks already and you can get much more if you upgrade! Great service and never had any issues. Fraud was detected instantly and got my money back and new card came straight away. Reviewed on: 7th April 2026

Love Monzo honest and relable great for abroad

Love Monzo honest and relable great for abroad Reviewed on: 7th April 2026

Great experience

Great experience. Easy to find your way around and great useful information and tools. Reviewed on: 7th April 2026

Best Bank out there

I’ve been with Monzo a number of years it’s a friendly easy to use bank and the customer service is second to none I would highly recommend Monzo to any one not with them Reviewed on: 7th April 2026

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