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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

Monzo offers everything i need in a bank, great prod...

Monzo offers everything i need in a bank, great products and services all under one roof. Reviewed on: 7th April 2026

Brilliant very good all round bank

Brilliant very good all round bank Reviewed on: 7th April 2026

I genuinely can’t say enough good things about Monzo.

I genuinely can’t say enough good things about Monzo. From day one, everything has just worked — smoothly, intuitively, and without any of the usual frustrations you expect from banking. The app is incredibly easy to use, beautifully designed, and makes managing money feel almost effortless. Whether it’s tracking spending, splitting bills, or just checking my balance, everything is seamless and quick. It’s clear that a lot of thought has gone into making the experience as user-friendly as possible. What really stands out, though, is the customer service. Every time I’ve needed help, the support team has been responsive, helpful, and genuinely pleasant to deal with — which is rare these days. I honestly have no complaints. It’s one of those services that just fits perfectly into your life and does exactly what you need it to do, without any hassle. I recommend Monzo to my friends all the time, and I wouldn’t hesitate to do so again. Reviewed on: 7th April 2026

I have Monzo current Account and credit card as well .

I have Monzo current Account and credit card as well . I cant tell my experience by words . Reviewed on: 7th April 2026

Effortless.

Effortless. So easy and works like a charm Reviewed on: 7th April 2026

User friendly app and it’s fun to work with.

User friendly app and it’s fun to work with. Love the pots for budgeting and saving. Most advanced baking app I’ve used. Reviewed on: 7th April 2026

Monzo move was a game changer

Moved from a traditional bank to Monzo and the difference is startling. I find Monzo to be so customer focused and forward leaning and the ease of using my debit card abroad has been a game changer for me. Reviewed on: 7th April 2026

Always there if I need help, easy to manage money.

Always there if I need help, easy to manage money. I always refer to friends and family Reviewed on: 7th April 2026

Everything is in one place, easy app to use and very...

Everything is in one place, easy app to use and very informative. Reviewed on: 7th April 2026

I have really enjoyed having my Monzo current account.

I have really enjoyed having my Monzo current account. The app is great and really has helped me with finances and keeping in tip of everything Reviewed on: 7th April 2026

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