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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love the banking app very supportive interface for A...

Love the banking app very supportive interface for Accessibility issues Reviewed on: 7th April 2026

All you needs under one Banking app.

Have joined the Perks which is good value as it includes cinema vouchers once a month and weekly treats from Greggs. I also had a free railcard with the perks. I also joined the Saving Challenge. There are Pots which one can move money into for managing your finances. Offers for help managing mortgages and insurances. Overall all you need in one banking app. Reviewed on: 7th April 2026

Since moving from the United States to the United Ki...

Since moving from the United States to the United Kingdom I have had superb service in my dealings here. Reviewed on: 7th April 2026

Sarah2026

Great so far , had no issues while using them ! Pleased Reviewed on: 7th April 2026

Everything about monzo is brilliant!

Everything about monzo is brilliant! Reviewed on: 7th April 2026

Really intuitive and easy.

Really intuitive and easy. Lots of nice little features to add value Reviewed on: 7th April 2026

Fantastic bank!

Fantastic bank! I absolutely adore Monzo. It’s incredibly user friendly , easy to save and it’s a bank that gives back. Saving is made fun with challenges and frequent giveaways make Monzo the best bank by far. Reviewed on: 7th April 2026

Monzo has been very useful for flexibility

Monzo has been very useful for flexibility on my income, also the new products released and saving ideas are great tools for other products Reviewed on: 7th April 2026

Winner by a country mile

Such an easy bank to work with. The app is amazing. The offers are cracking and when travelling Monzo is amazing! Reviewed on: 7th April 2026

Great bank with a multitude of benefits

I have multiple different products from Monzo. I really love the features, such as the savings pots and the 1p savings challenge. I also find the features of the Max plan and use them regularly. The app is brilliant as you can see all of your different accounts in one place Reviewed on: 7th April 2026

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