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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Easy use, great advice.

5
Easy use, great advice. Monzo allows me to balance my finances and keeping a close eye on my spending Reviewed on: 7th April 2026
Yann B's avatar
Yann B

Good customer service

5
Once my uber eats was wrongly delivered, the Monzo solved my dispute quickly. Reviewed on: 7th April 2026
Qingqing Cai's avatar
Qingqing Cai

I love MONZO

5
I have been banking with Monzo for almost 4 years now and I have never for once regretted it.They have been with me in my high and low days,I am happy to be their customer and to me they will be a winner….my winner Reviewed on: 7th April 2026
Miss Ese lolli's avatar
Miss Ese lolli

Excellent bank - very intuitive app that has helped...

5
Excellent bank - very intuitive app that has helped me manage my money far more efficiently. Reviewed on: 7th April 2026
Stephen 's avatar
Stephen

Easy to use with great explanations within the app

5
Easy to use with great explanations within the app Reviewed on: 7th April 2026
Robert Conolly-Perch's avatar
Robert Conolly-Perch

Excellent exchange rates and services

5
Excellent exchange rates and services Reviewed on: 7th April 2026
Harishchandra P's avatar
Harishchandra P

I have used monzo for over 2 years now.

5
I have used monzo for over 2 years now. No regrets! Helped me build my credit score and has loads of perks and benefits! Reviewed on: 7th April 2026
Jeanne M's avatar
Jeanne M

Brilliant way to organise your budget.

5
Brilliant way to organise your budget. We’ve never looked back! Reviewed on: 7th April 2026
Zoe B's avatar
Zoe B

Simply perfect!

5
I just love Monzo. The service, money saving tips and abilities, just perfect Reviewed on: 7th April 2026
Gulshan Altaf's avatar
Gulshan Altaf

Fantastic bank, incredible perks and great service i...

5
Fantastic bank, incredible perks and great service if there’s any issues. Better than any other bank I’ve been with in recent years. Reviewed on: 7th April 2026
Calum's avatar
Calum

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