Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19425)

Brilliant way to organise your budget.

5
Brilliant way to organise your budget. We’ve never looked back! Reviewed on: 7th April 2026
Zoe B's avatar
Zoe B

Simply perfect!

5
I just love Monzo. The service, money saving tips and abilities, just perfect Reviewed on: 7th April 2026
Gulshan Altaf's avatar
Gulshan Altaf

Fantastic bank, incredible perks and great service i...

5
Fantastic bank, incredible perks and great service if there’s any issues. Better than any other bank I’ve been with in recent years. Reviewed on: 7th April 2026
Calum's avatar
Calum

I have the £3 per month package and the amount of va...

5
I have the £3 per month package and the amount of value that gets you is incredible! So many perks already and you can get much more if you upgrade! Great service and never had any issues. Fraud was detected instantly and got my money back and new card came straight away. Reviewed on: 7th April 2026
DRB619's avatar
DRB619

Love Monzo honest and relable great for abroad

5
Love Monzo honest and relable great for abroad Reviewed on: 7th April 2026
Lisa S's avatar
Lisa S

Great experience

5
Great experience. Easy to find your way around and great useful information and tools. Reviewed on: 7th April 2026
Anonymous A's avatar
Anonymous A

Best Bank out there

5
I’ve been with Monzo a number of years it’s a friendly easy to use bank and the customer service is second to none I would highly recommend Monzo to any one not with them Reviewed on: 7th April 2026
Mark B's avatar
Mark B

Love the banking app very supportive interface for A...

5
Love the banking app very supportive interface for Accessibility issues Reviewed on: 7th April 2026
Hailey 's avatar
Hailey

All you needs under one Banking app.

5
Have joined the Perks which is good value as it includes cinema vouchers once a month and weekly treats from Greggs. I also had a free railcard with the perks. I also joined the Saving Challenge. There are Pots which one can move money into for managing your finances. Offers for help managing mortgages and insurances. Overall all you need in one banking app. Reviewed on: 7th April 2026
Jenny C's avatar
Jenny C

Since moving from the United States to the United Ki...

5
Since moving from the United States to the United Kingdom I have had superb service in my dealings here. Reviewed on: 7th April 2026
Derek 's avatar
Derek

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.90 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill