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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
66% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
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1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Perfect app easy to use and convenient

5
Perfect app easy to use and convenient Reviewed on: 10th April 2025

So easy to use.

5
So easy to use. Instant clear access to your money Reviewed on: 10th April 2025

Easy to use.

5
Easy to use. Very clear updates to conditions and interest rates. App is easy to navigate. The layout is in a format that is easy to see. Very easy to set up the additional accounts. Referrals are easy to navigate and share. Reviewed on: 10th April 2025

Monzo Makes Money Management Fun and Effortless

5
I really enjoy using Monzo’s Flex card—it offers great flexibility and control. The saving challenges are a fun and effective way to build better habits, and I love how easy it is to set up and manage a Cash ISA or explore investment opportunities directly in the app. It’s all incredibly user-friendly and intuitive, which makes managing my finances feel less like a chore. I’m genuinely excited to see what new features Monzo introduces next! Reviewed on: 10th April 2025

Has a great experience and now use current account j...

5
Has a great experience and now use current account joint account love the savings pots and also now have a credit card all with Monzo. Works really well and helps me manage my finances. I don’t know how I would cope otherwise!! Reviewed on: 10th April 2025

Excellent day to day banking app

5
Excellent day to day banking app Reviewed on: 10th April 2025

I have been using monzo for 6 years

5
I have been using monzo for 6 years Reviewed on: 10th April 2025

Never any issues.

5
Never any issues. Clean and simple experience. Reviewed on: 10th April 2025

Always had a good experience with Monzo

5
Always had a good experience with Monzo. You can get paid a day earlier and they have various account and credit options Reviewed on: 10th April 2025

Still the best banks out there

4
Customer service was very good when I opened my account but recently the level of customer service isn’t the same. There doesn’t feel like the same warmth from Monzo. Still one of the best banks I have been with. Reviewed on: 10th April 2025

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