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Monzo: Current account reviews

4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Sarah2026

5
Great so far , had no issues while using them ! Pleased Reviewed on: 7th April 2026

Everything about monzo is brilliant!

5
Everything about monzo is brilliant! Reviewed on: 7th April 2026

Really intuitive and easy.

5
Really intuitive and easy. Lots of nice little features to add value Reviewed on: 7th April 2026

Fantastic bank!

5
Fantastic bank! I absolutely adore Monzo. It’s incredibly user friendly , easy to save and it’s a bank that gives back. Saving is made fun with challenges and frequent giveaways make Monzo the best bank by far. Reviewed on: 7th April 2026

Monzo has been very useful for flexibility

4
Monzo has been very useful for flexibility on my income, also the new products released and saving ideas are great tools for other products Reviewed on: 7th April 2026

Winner by a country mile

5
Such an easy bank to work with. The app is amazing. The offers are cracking and when travelling Monzo is amazing! Reviewed on: 7th April 2026

Great bank with a multitude of benefits

5
I have multiple different products from Monzo. I really love the features, such as the savings pots and the 1p savings challenge. I also find the features of the Max plan and use them regularly. The app is brilliant as you can see all of your different accounts in one place Reviewed on: 7th April 2026

Simple easy to use hassle free.

5
Simple easy to use hassle free. Can do everything I need to do with a few simple button presses and anything I am not sure about the in app help is amazing Reviewed on: 7th April 2026

Never had any issues in nearly a decade

5
Never had any issues in nearly a decade Reviewed on: 7th April 2026

It's brilliant app is easy to use Ive got my 2 broth...

5
It's brilliant app is easy to use Ive got my 2 brothers to get monzo they find it easy my daughter aswell and my missis Reviewed on: 7th April 2026

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