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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple easy to use hassle free.

Simple easy to use hassle free. Can do everything I need to do with a few simple button presses and anything I am not sure about the in app help is amazing Reviewed on: 7th April 2026

Never had any issues in nearly a decade

Never had any issues in nearly a decade Reviewed on: 7th April 2026

It's brilliant app is easy to use Ive got my 2 broth...

It's brilliant app is easy to use Ive got my 2 brothers to get monzo they find it easy my daughter aswell and my missis Reviewed on: 7th April 2026

Fantastic services, love it and its great

Fantastic services, love it and its great Reviewed on: 7th April 2026

Monzo is the perfect bank

Monzo is the perfect bank, you get excellent customer service, and great value for money, i love monzo perks! And it’s even better that you never have to go inside a bank as it’s all online Reviewed on: 7th April 2026

Fast reliable Customer care.

Fast reliable Customer care. Ready to assist during technical issues and fraud. Reviewed on: 7th April 2026

Loved switching to Monzo, great perks.

Loved switching to Monzo, great perks. Reviewed on: 7th April 2026

It’s easy for me to send and receive money.

It’s easy for me to send and receive money. Accessing the app makes my banking simple Reviewed on: 7th April 2026

Totally outstanding.

Totally outstanding. Never an issue, never had a need to question anything. Plenty of information, should you require and the additional Flex account is incredible. Reviewed on: 7th April 2026

especially for us Dinosaurs

So quick and easy to use , especially for us Dinosaurs Reviewed on: 7th April 2026

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