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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

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4.93

Based on 19,403 reviews, last reviewed 5th May 2026

159% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

No issues since joining.

No issues since joining. Easy to navigate and more informative than other banking apps I've had. Reviewed on: 7th April 2026

Really good, everything is easy and no hassle,very a...

Really good, everything is easy and no hassle,very approachable- user friendly Reviewed on: 7th April 2026

I just love Monzo it makes everything so easy and th...

I just love Monzo it makes everything so easy and the app is so user friendly Reviewed on: 7th April 2026

Monzo is amazing!

Monzo is amazing. 5 stars! Never had any issues and I even opened a business account with them. Reviewed on: 7th April 2026

Banking Made Simple and Stress-Free

using Monzo! From the moment I started, everything has been smooth, fast, and incredibly user-friendly. The app makes managing my money so easy, and I love how transparent and organised everything is. Instant notifications, budgeting tools, and the overall design just make banking feel stress-free. Customer support has also been top-notch—quick, helpful, and genuinely caring. Honestly, it’s refreshing to see a bank that truly puts its users first. Highly recommend Monzo to anyone looking for a smarter, simpler way to manage their Reviewed on: 7th April 2026

It was great experience using Monzo.

It was great experience using Monzo. It’s very easy to transfer money or receive money and that one pot challenge was amazing. I love this banking application wonderful application. I am using right now. Reviewed on: 7th April 2026

Love Monzo, a great tool for managing my finances

Love Monzo, a great tool for managing my finances Reviewed on: 6th April 2026

Monzo has my vote.

Monzo is so good at keeping me on track with my Money, their customer services are spot on. And very helpful. Reviewed on: 6th April 2026

The most amazing bank account I've ever had

The most amazing bank account I've ever had Reviewed on: 5th April 2026

I actually enjoy banking with Monzo.

I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more. Ther opportunities to save are innovative. Reviewed on: 4th April 2026

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