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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Makes keeping track of my money so much easier

Makes keeping track of my money so much easier Reviewed on: 15th February 2026

Monzo just make banking easy.

Monzo just make banking easy. Most things I can do by myself, but when I do need assistance they are very quick to reply in app. Reviewed on: 15th February 2026

Had monzo for almost 6 years, the bank and customer...

Had monzo for almost 6 years, the bank and customer service is nothing short of exceptional. Reviewed on: 15th February 2026

Great benefits for a current account holder, I like...

Great benefits for a current account holder, I like the prompts on the app! Reviewed on: 15th February 2026

Bank as it should be!

Bank as it should be! No catches, amazing app, transparent fees. Reviewed on: 15th February 2026

Wish every bank was of Monzo standard!

Monzo has been one of the best banking apps I have used. The account set up to day to day banking is very user friendly and intuitive. Having setup my kids accounts it is has been a breeze managing their spending. Kudos to Monzo for a very responsive customer service team who go far and above to resolve issues when it arises. They are clear with their timelines which helps in managing expectations. Overall I’ll recommend Monzo to anyone without hesitation Reviewed on: 15th February 2026

It smooth and easy to use any transaction fast inclu...

It smooth and easy to use any transaction fast including safe protection of fund Reviewed on: 15th February 2026

Really convenient.

Really convenient. Gives value for money. Reviewed on: 15th February 2026

It’s great, very easy to use, great visual represent...

It’s great, very easy to use, great visual representation Reviewed on: 14th February 2026

Just the right balance of features, both financial a...

Just the right balance of features, both financial and technical. Viewing all my accounts in one place is a real game changer for budgeting. A very reasonably priced offering for the perks plan, with practical things I actually use. Reviewed on: 14th February 2026

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