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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Fantastic services, love it and its great

5
Fantastic services, love it and its great Reviewed on: 7th April 2026
Kevin's avatar
Kevin

Monzo is the perfect bank

5
Monzo is the perfect bank, you get excellent customer service, and great value for money, i love monzo perks! And it’s even better that you never have to go inside a bank as it’s all online Reviewed on: 7th April 2026
Kacey C's avatar
Kacey C

Fast reliable Customer care.

5
Fast reliable Customer care. Ready to assist during technical issues and fraud. Reviewed on: 7th April 2026
Peterson M's avatar
Peterson M

Loved switching to Monzo, great perks.

5
Loved switching to Monzo, great perks. Reviewed on: 7th April 2026
Samantha C's avatar
Samantha C

It’s easy for me to send and receive money.

5
It’s easy for me to send and receive money. Accessing the app makes my banking simple Reviewed on: 7th April 2026
Bevan 's avatar
Bevan

Totally outstanding.

5
Totally outstanding. Never an issue, never had a need to question anything. Plenty of information, should you require and the additional Flex account is incredible. Reviewed on: 7th April 2026
NickLoader's avatar
NickLoader

especially for us Dinosaurs

5
So quick and easy to use , especially for us Dinosaurs Reviewed on: 7th April 2026
Darlo Coops 's avatar
Darlo Coops

The Best

5
The app interface is very user friendly and introduced me to investing Reviewed on: 7th April 2026
Steffin Shaji john's avatar
Steffin Shaji john

Everything is so easy and straightforward.

5
Everything is so easy and straightforward. It is actually a pleasure banking with Monzo. Reviewed on: 7th April 2026
Julian W's avatar
Julian W

Easiest Banking App

5
Monzo has been the best bank for me. I use both Nationwide and Monzo and Monzo is much easier to work with. I love the pots system, the Perks subscriptions are great value for money and have saved me so much, it's the easiest app to use to send or receive money from friends and family. Everything about it is great and I have had no complaints. Reviewed on: 7th April 2026
Chloe's avatar
Chloe

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