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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Fantastic bank!

5
Fantastic bank! I absolutely adore Monzo. It’s incredibly user friendly , easy to save and it’s a bank that gives back. Saving is made fun with challenges and frequent giveaways make Monzo the best bank by far. Reviewed on: 7th April 2026
Portia B's avatar
Portia B

Monzo has been very useful for flexibility

4
Monzo has been very useful for flexibility on my income, also the new products released and saving ideas are great tools for other products Reviewed on: 7th April 2026
Solly's avatar
Solly

Winner by a country mile

5
Such an easy bank to work with. The app is amazing. The offers are cracking and when travelling Monzo is amazing! Reviewed on: 7th April 2026
Jared N's avatar
Jared N

Great bank with a multitude of benefits

5
I have multiple different products from Monzo. I really love the features, such as the savings pots and the 1p savings challenge. I also find the features of the Max plan and use them regularly. The app is brilliant as you can see all of your different accounts in one place Reviewed on: 7th April 2026
Lyndsay B's avatar
Lyndsay B

Simple easy to use hassle free.

5
Simple easy to use hassle free. Can do everything I need to do with a few simple button presses and anything I am not sure about the in app help is amazing Reviewed on: 7th April 2026
Katherine Filmer's avatar
Katherine Filmer

Never had any issues in nearly a decade

5
Never had any issues in nearly a decade Reviewed on: 7th April 2026
Georgia S's avatar
Georgia S

It's brilliant app is easy to use Ive got my 2 broth...

5
It's brilliant app is easy to use Ive got my 2 brothers to get monzo they find it easy my daughter aswell and my missis Reviewed on: 7th April 2026
James Bob's avatar
James Bob

Fantastic services, love it and its great

5
Fantastic services, love it and its great Reviewed on: 7th April 2026
Kevin's avatar
Kevin

Monzo is the perfect bank

5
Monzo is the perfect bank, you get excellent customer service, and great value for money, i love monzo perks! And it’s even better that you never have to go inside a bank as it’s all online Reviewed on: 7th April 2026
Kacey C's avatar
Kacey C

Fast reliable Customer care.

5
Fast reliable Customer care. Ready to assist during technical issues and fraud. Reviewed on: 7th April 2026
Peterson M's avatar
Peterson M

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