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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Monzo offers everything i need in a bank, great prod...

5
Monzo offers everything i need in a bank, great products and services all under one roof. Reviewed on: 7th April 2026
Andy Conn's avatar
Andy Conn

Brilliant very good all round bank

5
Brilliant very good all round bank Reviewed on: 7th April 2026
Imperial ranger 's avatar
Imperial ranger

I genuinely can’t say enough good things about Monzo.

5
I genuinely can’t say enough good things about Monzo. From day one, everything has just worked — smoothly, intuitively, and without any of the usual frustrations you expect from banking. The app is incredibly easy to use, beautifully designed, and makes managing money feel almost effortless. Whether it’s tracking spending, splitting bills, or just checking my balance, everything is seamless and quick. It’s clear that a lot of thought has gone into making the experience as user-friendly as possible. What really stands out, though, is the customer service. Every time I’ve needed help, the support team has been responsive, helpful, and genuinely pleasant to deal with — which is rare these days. I honestly have no complaints. It’s one of those services that just fits perfectly into your life and does exactly what you need it to do, without any hassle. I recommend Monzo to my friends all the time, and I wouldn’t hesitate to do so again. Reviewed on: 7th April 2026
Deborah Freire's avatar
Deborah Freire

I have Monzo current Account and credit card as well .

5
I have Monzo current Account and credit card as well . I cant tell my experience by words . Reviewed on: 7th April 2026
Salman K's avatar
Salman K

Effortless.

5
Effortless. So easy and works like a charm Reviewed on: 7th April 2026
John M's avatar
John M

User friendly app and it’s fun to work with.

5
User friendly app and it’s fun to work with. Love the pots for budgeting and saving. Most advanced baking app I’ve used. Reviewed on: 7th April 2026
Megan G's avatar
Megan G

Monzo move was a game changer

5
Moved from a traditional bank to Monzo and the difference is startling. I find Monzo to be so customer focused and forward leaning and the ease of using my debit card abroad has been a game changer for me. Reviewed on: 7th April 2026
Matt R's avatar
Matt R

Always there if I need help, easy to manage money.

5
Always there if I need help, easy to manage money. I always refer to friends and family Reviewed on: 7th April 2026
Oliver's avatar
Oliver

Everything is in one place, easy app to use and very...

5
Everything is in one place, easy app to use and very informative. Reviewed on: 7th April 2026
Melanie G's avatar
Melanie G

I have really enjoyed having my Monzo current account.

5
I have really enjoyed having my Monzo current account. The app is great and really has helped me with finances and keeping in tip of everything Reviewed on: 7th April 2026
Owen D's avatar
Owen D

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