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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Always there if I need help, easy to manage money.

Always there if I need help, easy to manage money. I always refer to friends and family Reviewed on: 7th April 2026

Everything is in one place, easy app to use and very...

Everything is in one place, easy app to use and very informative. Reviewed on: 7th April 2026

I have really enjoyed having my Monzo current account.

I have really enjoyed having my Monzo current account. The app is great and really has helped me with finances and keeping in tip of everything Reviewed on: 7th April 2026

Monzo is absolutely amazing, they offer 3 types of m...

Monzo is absolutely amazing, they offer 3 types of memberships with there accounts with added benefits. Which enable you great deals Reviewed on: 7th April 2026

They take care of my account and have updated every...

They take care of my account and have updated every day Reviewed on: 7th April 2026

Great company and easy to speak to

Great company and easy to speak to and get problems solved quickly. Excellent app and all round good experience have got 3 family members using Monzo in last year that's how high I rate them. Reviewed on: 7th April 2026

Can use card aboard with no fees, an alert on the ap...

Can use card aboard with no fees, an alert on the app if you’re on your phone checking balance telling you it’s not them calling you in case of a scam. Cashback paid immediately, contents insurance with same bank at very good price, can use pots or savings account but also have pension info and join together pensions through the app Reviewed on: 7th April 2026

I have been with Monzo for years.

I have been with Monzo for years. I trust them and recommend them to all my friends and family. I travel a lot and live that I can use Monzo everywhere. In the 5+ years that I’ve been with them I’ve had one minor issue and customer service fixed it instantly. 10/10 - cannot recommend them enough! Reviewed on: 7th April 2026

Monzo is the easiest bank ever!

Monzo is the easiest bank ever…. The perks are unreal and they ease of the bank itself is seamless. I have merged all of my banks onto Monzo and they sorted it all for me. To have a £17pcm max card which gets better rates, railcard, car, phone and travel insurance is crazy good value. Lastly their savings methods shows how they help their customers to make better financial decisions. Love you Monzo xox Reviewed on: 7th April 2026

Fantastic bank been banking with them years now

Fantastic bank been banking with them years now Reviewed on: 7th April 2026

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