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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

I actually enjoy banking with Monzo.

I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more. Ther opportunities to save are innovative. Reviewed on: 4th April 2026

I’ve had such a great experience with Monzo.

I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings challenges are a standout—they make putting money aside feel easy and even enjoyable. I also love the investment options, which have helped me grow my money through small, consistent changes rather than big, stressful decisions. What really sets it apart is the education. Everything is explained so clearly, so you feel more confident and in control of your finances. Overall, an amazing app that supports better money habits in a really simple, accessible way. Highly recommend! Reviewed on: 3rd April 2026

Customer service

any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Not helpful for early pay doesmt give you much option

Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Best bank there is, no issues, full monzo only.

Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

I like the usability of the app, savings rates are o...

I like the usability of the app, savings rates are ok, company seems trustworthy and security is good without being overly fussy. Free vegan sausage roll is a great perk. Reviewed on: 1st April 2026

Monzo is by far the best out there, the app is what...

Monzo is by far the best out there, the app is what helps them stand out. There just isn't another banking app out there like it. I love the transparency and being able to get live updates to my mobile. I initially began using Monzo for my monthly spending and being able to track that easily. However after a few years of use, I've adjusted to using Monzo more than my other banks. Having a joint account with my husband is so useful and we use this for everything! The saving is also great, and I love being able to create pots for different things. Customer service is also fantastic, I've not had to contact them much over the years but most recently, the team assisted with my name change so promptly. Would recommend Monzo to everyone! Reviewed on: 1st April 2026

Transparency is everything and they absolutely naile...

Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step ahead of the competition, other banks seem to follow after Monzo releases it Reviewed on: 1st April 2026

Monzo is my main bank.

Monzo is my main bank. Love it. Feels like it really gives me control over my money. Reviewed on: 1st April 2026

Been with Monzo for years now, cannot fault it

Been with Monzo for years now, the features only help me save money and keep track of what I've spending, where and allow me to compartmentalize my money, customer service has always been helpful too, and max is worth the money for benefits and savings! Reviewed on: 1st April 2026

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