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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Reliable.

Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026

Made banking fun!

what a joy to use this bank. the UI is good Reviewed on: 31st March 2026

Monzo is a great bank.

Monzo is a great bank. Ive never had any issues. Very supportive and user friendly app. Reviewed on: 31st March 2026

I’ve been with Monzo for over 6 years!

I’ve been with Monzo for over 6 years! The pace at which this company operates is obliterating the competition and legacy banks! Im ‘full’ Monzo and happy to be part of their family! Reviewed on: 31st March 2026

Monzo's interest rates is very competitive.

Monzo's interest rates is very competitive. I use Monzo to save my money Reviewed on: 31st March 2026

I have had the best banking experience with Monzo ,...

I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026

Monzo’s features and the app are far better than any...

Monzo’s features and the app are far better than anything else and they have good customer service Reviewed on: 30th March 2026

Do NOT USE monzo do not keep your money safe

You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money back telling me that is was me who made the transaction where they were done 4 hours away from where I live and online after i told them my card was lost/stolen,they did nothing sent me the same scripted lines and then because i complained and went to my local station (who are actually taking the fraud seriously) they decided to close close my account. Theu froze my card telling me my DD would still come out... they didn't and I occurred charges again same scripted message that was said when I tried to contact them.They do not care about the customers as long as they are making money..... STAY CLEAR Reviewed on: 30th March 2026

An easier life with Monzo

since joining Monzo it has made it so much easier to keep on top of my finances, i have also opened joint accounts and split bills. i cannot fault the app either, so easy to use and friendly layout. Reviewed on: 30th March 2026

Love Monzo

Love Monzo , help result available avs alerts helpful Reviewed on: 30th March 2026

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