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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Excellent bank amazingly responsive to queries there...

Excellent bank amazingly responsive to queries there will sort out most ones in a few, great app as well can’t rate them highly enough very responsive to feedback on the app as well Reviewed on: 7th April 2026

I love monzo

I love my monzo, I love the virtual cards, the perks, the easy to use app and how quickly they resolve issues and refunds and the fact I can get paid early Reviewed on: 7th April 2026

Great service love everything about it

Great service love everything about it Reviewed on: 7th April 2026

No issues since joining.

No issues since joining. Easy to navigate and more informative than other banking apps I've had. Reviewed on: 7th April 2026

Really good, everything is easy and no hassle,very a...

Really good, everything is easy and no hassle,very approachable- user friendly Reviewed on: 7th April 2026

I just love Monzo it makes everything so easy and th...

I just love Monzo it makes everything so easy and the app is so user friendly Reviewed on: 7th April 2026

Monzo is amazing!

Monzo is amazing. 5 stars! Never had any issues and I even opened a business account with them. Reviewed on: 7th April 2026

Banking Made Simple and Stress-Free

using Monzo! From the moment I started, everything has been smooth, fast, and incredibly user-friendly. The app makes managing my money so easy, and I love how transparent and organised everything is. Instant notifications, budgeting tools, and the overall design just make banking feel stress-free. Customer support has also been top-notch—quick, helpful, and genuinely caring. Honestly, it’s refreshing to see a bank that truly puts its users first. Highly recommend Monzo to anyone looking for a smarter, simpler way to manage their Reviewed on: 7th April 2026

It was great experience using Monzo.

It was great experience using Monzo. It’s very easy to transfer money or receive money and that one pot challenge was amazing. I love this banking application wonderful application. I am using right now. Reviewed on: 7th April 2026

Love Monzo, a great tool for managing my finances

Love Monzo, a great tool for managing my finances Reviewed on: 6th April 2026

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