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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I have Monzo current Account and credit card as well .

5
I have Monzo current Account and credit card as well . I cant tell my experience by words . Reviewed on: 7th April 2026
Salman K's avatar
Salman K

Effortless.

5
Effortless. So easy and works like a charm Reviewed on: 7th April 2026
John M's avatar
John M

User friendly app and it’s fun to work with.

5
User friendly app and it’s fun to work with. Love the pots for budgeting and saving. Most advanced baking app I’ve used. Reviewed on: 7th April 2026
Megan G's avatar
Megan G

Monzo move was a game changer

5
Moved from a traditional bank to Monzo and the difference is startling. I find Monzo to be so customer focused and forward leaning and the ease of using my debit card abroad has been a game changer for me. Reviewed on: 7th April 2026
Matt R's avatar
Matt R

Always there if I need help, easy to manage money.

5
Always there if I need help, easy to manage money. I always refer to friends and family Reviewed on: 7th April 2026
Oliver's avatar
Oliver

Everything is in one place, easy app to use and very...

5
Everything is in one place, easy app to use and very informative. Reviewed on: 7th April 2026
Melanie G's avatar
Melanie G

I have really enjoyed having my Monzo current account.

5
I have really enjoyed having my Monzo current account. The app is great and really has helped me with finances and keeping in tip of everything Reviewed on: 7th April 2026
Owen D's avatar
Owen D

Monzo is absolutely amazing, they offer 3 types of m...

5
Monzo is absolutely amazing, they offer 3 types of memberships with there accounts with added benefits. Which enable you great deals Reviewed on: 7th April 2026
Emilyhearts's avatar
Emilyhearts

They take care of my account and have updated every...

5
They take care of my account and have updated every day Reviewed on: 7th April 2026
Alzahir's avatar
Alzahir

Great company and easy to speak to

5
Great company and easy to speak to and get problems solved quickly. Excellent app and all round good experience have got 3 family members using Monzo in last year that's how high I rate them. Reviewed on: 7th April 2026
Michael S's avatar
Michael S

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