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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Can use card aboard with no fees, an alert on the ap...

5
Can use card aboard with no fees, an alert on the app if you’re on your phone checking balance telling you it’s not them calling you in case of a scam. Cashback paid immediately, contents insurance with same bank at very good price, can use pots or savings account but also have pension info and join together pensions through the app Reviewed on: 7th April 2026
Bex's avatar
Bex

I have been with Monzo for years.

5
I have been with Monzo for years. I trust them and recommend them to all my friends and family. I travel a lot and live that I can use Monzo everywhere. In the 5+ years that I’ve been with them I’ve had one minor issue and customer service fixed it instantly. 10/10 - cannot recommend them enough! Reviewed on: 7th April 2026
Kathryn P's avatar
Kathryn P

Monzo is the easiest bank ever!

5
Monzo is the easiest bank ever…. The perks are unreal and they ease of the bank itself is seamless. I have merged all of my banks onto Monzo and they sorted it all for me. To have a £17pcm max card which gets better rates, railcard, car, phone and travel insurance is crazy good value. Lastly their savings methods shows how they help their customers to make better financial decisions. Love you Monzo xox Reviewed on: 7th April 2026
Callum N's avatar
Callum N

Fantastic bank been banking with them years now

5
Fantastic bank been banking with them years now Reviewed on: 7th April 2026
Samuel h's avatar
Samuel h

Excellent bank amazingly responsive to queries there...

5
Excellent bank amazingly responsive to queries there will sort out most ones in a few, great app as well can’t rate them highly enough very responsive to feedback on the app as well Reviewed on: 7th April 2026
Nathan B's avatar
Nathan B

I love monzo

5
I love my monzo, I love the virtual cards, the perks, the easy to use app and how quickly they resolve issues and refunds and the fact I can get paid early Reviewed on: 7th April 2026
Orion's avatar
Orion

Great service love everything about it

5
Great service love everything about it Reviewed on: 7th April 2026
Adam T's avatar
Adam T

No issues since joining.

5
No issues since joining. Easy to navigate and more informative than other banking apps I've had. Reviewed on: 7th April 2026
Stephanie H's avatar
Stephanie H

Really good, everything is easy and no hassle,very a...

5
Really good, everything is easy and no hassle,very approachable- user friendly Reviewed on: 7th April 2026
Emma's avatar
Emma

I just love Monzo it makes everything so easy and th...

5
I just love Monzo it makes everything so easy and the app is so user friendly Reviewed on: 7th April 2026
Sophie w 's avatar
Sophie w

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