Smart Money People Logo

Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
73% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current Account reviews (17220)

I use most if not all the products Monzo offer

5
I use most if not all the products Monzo offer and really cant complain. Great service and easy to use, I would move all my accounts here if they did mortgages too. Watch this space ... Reviewed on: 10th April 2025

Has transformed my finances

5
Once upon a time I had to run Quicken and Excel to get an adequate view of my financial situation. Not anymore. I can do it all in the Monzo app and moreover the UX is superlative. It’s literally a case of it all being a few taps away, in one place. Reviewed on: 10th April 2025

I love everything about Monzo!

5
I love everything about Monzo! The perks are amazing! Reviewed on: 10th April 2025

Monzo makes money management easy.

5
Monzo makes money management easy. Monzo has really helped me be able to visualise my money. Where it goes, what is up coming and how much I have for that month to live by. The app is super user friendly and it has helped me stay on top of my debts and reduce them. Reviewed on: 10th April 2025

Amazing - now give me a job

5
Amazing , absolutely amazing , i love it so kuch , so easy to use , i got my card within 2 days of landing in the UK and have used it for almost 3 years now . Now that I have truthfully glazed Monzo , they should provide me with a graduate job Reviewed on: 10th April 2025

Best bank app, quick customer service, real time tra...

5
Best bank app, quick customer service, real time transactions, quick refunds. Reviewed on: 10th April 2025

Cannot fault monzo!

5
Cannot fault monzo! The best bank I have used - especially for travelling abroad, monzo makes it super easy and the spending summary's are super helpful too. Reviewed on: 10th April 2025

Fantastic, easy to sign up and easy to use bank for...

5
Fantastic, easy to sign up and easy to use bank for everyone. Loads of options to enhance the monzo current account experience by linking your other cards, so you can see all of your bank accounts in one app. Flex offering is amazing and they demonstrate responsible lending by not lending more than you can afford. Great offering in monzo premium and monzo plus for a reasonable monthly cost! Reviewed on: 10th April 2025

It makes banking simple and clear

5
It makes banking simple and clear Reviewed on: 10th April 2025

Travelling Made Easy by Monzo!

5
Monzo makes it easy to travel abroad without getting charged tons of fees. I'm able to travel abroad or back to my home country without exchanging cash and getting charged fees on top of the exchange rates. I'm also able to keep an eye out on my funds more easily and the app interface really makes it easy and engaging to use. For a bank, it's actually an engaging/enjoyable experience. Reviewed on: 10th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Flex Credit Card

    from Monzo 4.96 from 2506 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
    View all products