Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

View other Monzo products

4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Initially got Monzo for fee free transactions in Vie...

Initially got Monzo for fee free transactions in Vietnam. Its now my go to. Reviewed on: 30th March 2026

Really easy to set up the account.

Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and conditions. Didn't need a lot of money to open the account. Reviewed on: 29th March 2026

Easy to use, never miss payments with early notifica...

Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very quickly Reviewed on: 28th March 2026

I have banked with Monzo for several years now and I...

I have banked with Monzo for several years now and I am always amazed by the new offerings that make banking simple, fun and importantly, so the customer gets the most out of their money. I am always recommending Monzo to friends and family! Reviewed on: 28th March 2026

Been with Monzo for over 2 years now and it’s the be...

Been with Monzo for over 2 years now and it’s the best bank I’ve been with , even my friends and family have changed to Monzo after seeing how great it is Reviewed on: 28th March 2026

Great very handy

Great saw it on tik tok,said we give it a try out Reviewed on: 28th March 2026

Monzo operates as my main account to manage all my f...

Monzo operates as my main account to manage all my finances and have never had an issues. New features keep being released allowing me to more easily manage my money. Would definitely recommend to anyone who is considering a switch. Reviewed on: 27th March 2026

If a bank was a millennial - that’s Monzo.

If a bank was a millennial - that’s Monzo. Who doesn't want a hot coral pink card? The features like instant spending notifications, automatic bill splitting, and budgeting tools, plus absolutely killing it on the LinkedIn stage make it a no-brainer for me. Monzo was the first on the stage to really make digital app banking easy, and I haven't looked back since opening an account in 2017. You can definitely get better savings rates elsewhere, but the easy of saving and consolidation in one account mean it's easy to do on Monzo. Super slick, always growing - customer and tech first, really cool Reviewed on: 27th March 2026

Very efficient and the customer service is exceptional

Very efficient and the customer service is exceptional Reviewed on: 27th March 2026

My experience is with Monzo is not good I had a acc...

My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from first direct 4.73 from 1489 reviews
Current Account
from M&S Bank - Marks and Spencer 2.52 from 156 reviews
Student Current Account
from RBS 3.97 from 13 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub