Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19425)

No issues since joining.

5
No issues since joining. Easy to navigate and more informative than other banking apps I've had. Reviewed on: 7th April 2026
Stephanie H's avatar
Stephanie H

Really good, everything is easy and no hassle,very a...

5
Really good, everything is easy and no hassle,very approachable- user friendly Reviewed on: 7th April 2026
Emma's avatar
Emma

I just love Monzo it makes everything so easy and th...

5
I just love Monzo it makes everything so easy and the app is so user friendly Reviewed on: 7th April 2026
Sophie w 's avatar
Sophie w

Monzo is amazing!

5
Monzo is amazing. 5 stars! Never had any issues and I even opened a business account with them. Reviewed on: 7th April 2026
Leah T's avatar
Leah T

Banking Made Simple and Stress-Free

5
using Monzo! From the moment I started, everything has been smooth, fast, and incredibly user-friendly. The app makes managing my money so easy, and I love how transparent and organised everything is. Instant notifications, budgeting tools, and the overall design just make banking feel stress-free. Customer support has also been top-notch—quick, helpful, and genuinely caring. Honestly, it’s refreshing to see a bank that truly puts its users first. Highly recommend Monzo to anyone looking for a smarter, simpler way to manage their Reviewed on: 7th April 2026
Hikmat musbaudeen 's avatar
Hikmat musbaudeen

It was great experience using Monzo.

5
It was great experience using Monzo. It’s very easy to transfer money or receive money and that one pot challenge was amazing. I love this banking application wonderful application. I am using right now. Reviewed on: 7th April 2026
kashif rahman's avatar
kashif rahman

Love Monzo, a great tool for managing my finances

5
Love Monzo, a great tool for managing my finances Reviewed on: 6th April 2026
Will Trattles's avatar
Will Trattles

Monzo has my vote.

5
Monzo is so good at keeping me on track with my Money, their customer services are spot on. And very helpful. Reviewed on: 6th April 2026
Gill l's avatar
Gill l

The most amazing bank account I've ever had

5
The most amazing bank account I've ever had Reviewed on: 5th April 2026
Michael P's avatar
Michael P

I actually enjoy banking with Monzo.

5
I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more. Ther opportunities to save are innovative. Reviewed on: 4th April 2026
ali_wardy@hotmail.co.uk's avatar
[email protected]

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill