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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is amazing!

5
Monzo is amazing. 5 stars! Never had any issues and I even opened a business account with them. Reviewed on: 7th April 2026
Leah T's avatar
Leah T

Banking Made Simple and Stress-Free

5
using Monzo! From the moment I started, everything has been smooth, fast, and incredibly user-friendly. The app makes managing my money so easy, and I love how transparent and organised everything is. Instant notifications, budgeting tools, and the overall design just make banking feel stress-free. Customer support has also been top-notch—quick, helpful, and genuinely caring. Honestly, it’s refreshing to see a bank that truly puts its users first. Highly recommend Monzo to anyone looking for a smarter, simpler way to manage their Reviewed on: 7th April 2026
Hikmat musbaudeen 's avatar
Hikmat musbaudeen

It was great experience using Monzo.

5
It was great experience using Monzo. It’s very easy to transfer money or receive money and that one pot challenge was amazing. I love this banking application wonderful application. I am using right now. Reviewed on: 7th April 2026
kashif rahman's avatar
kashif rahman

Love Monzo, a great tool for managing my finances

5
Love Monzo, a great tool for managing my finances Reviewed on: 6th April 2026
Will Trattles's avatar
Will Trattles

Monzo has my vote.

5
Monzo is so good at keeping me on track with my Money, their customer services are spot on. And very helpful. Reviewed on: 6th April 2026
Gill l's avatar
Gill l

The most amazing bank account I've ever had

5
The most amazing bank account I've ever had Reviewed on: 5th April 2026
Michael P's avatar
Michael P

I actually enjoy banking with Monzo.

5
I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more. Ther opportunities to save are innovative. Reviewed on: 4th April 2026
ali_wardy@hotmail.co.uk's avatar
[email protected]

I’ve had such a great experience with Monzo.

5
I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings challenges are a standout—they make putting money aside feel easy and even enjoyable. I also love the investment options, which have helped me grow my money through small, consistent changes rather than big, stressful decisions. What really sets it apart is the education. Everything is explained so clearly, so you feel more confident and in control of your finances. Overall, an amazing app that supports better money habits in a really simple, accessible way. Highly recommend! Reviewed on: 3rd April 2026
Jeannie's avatar
Jeannie

Customer service

5
any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026
Ca M's avatar
Ca M

Not helpful for early pay doesmt give you much option

1
Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

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