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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
76% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
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3%
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Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Easy to use, easy to contact, zero problems, highly...

5
Easy to use, easy to contact, zero problems, highly recommend Reviewed on: 10th April 2025

Amazing product and bank, easy to manage my money an...

5
Amazing product and bank, easy to manage my money and a good range of products and convenience available. Reviewed on: 10th April 2025

Monzo is easy

5
Monzo has made spending easy. Easy to track, easy to use. I appreciate the cash back offers. I also like the saving pots feature, although I haven't used it yet. And of course, you're social media team is crushing it on LinkedIn! Reviewed on: 10th April 2025

I'm werry happy with the account on Monzo Bank

5
I'm werry happy with the account on Monzo Bank Reviewed on: 10th April 2025

Great bank really app to use.

5
Great bank really app to use. Loans are greay and easy to pay back early. Reviewed on: 10th April 2025

Good bank, some problems.

5
Monzo is a really great bank when it works. Easy to use, easy to understand, and quick and efficient processes. It does fall short in some places, APR on loans are high compared to other banks, and had issues moving large money values, where you have to jump through a loop to be able to move more money. The cash withdrawal from Credit Card is cumbersome also, with some blockage on my account, for I assume no reason that I can figure out. Reviewed on: 10th April 2025

Best. Bank. Ever.

5
I have been a Monzo investor and current account holder for the last 9 years. Monzo has to be my all time favourite bank that is transparent but fair in all areas. It is the only bank that I recommend. Reviewed on: 10th April 2025

A Fun, Approachable Bank with Great Customer Service

5
Monzo is a fantastic banking app that stands out for its excellent customer service, user-friendly interface, and overall ease of use. The app itself is sleek and intuitive, making managing your finances a breeze. Whether you're transferring money, budgeting, or checking your balance, everything is just a few taps away. One of Monzo's standout features is its top-notch customer service. The team is responsive, approachable, and genuinely eager to help with any issue you might have. Whether you reach out via chat or social media, the support is fast and friendly, which adds to the overall positive experience. Speaking of social media, Monzo does an amazing job of keeping things fun and engaging. Their posts are light-hearted, yet informative, and they really connect with their community in a genuine way (especially since Greg at Monzo came on the scene). It’s refreshing to see a bank with such an approachable and human touch online. Overall, Monzo makes banking feel effortless and enjoyable. It’s perfect for those who want a hassle-free banking experience with great support and a fun social presence. Highly recommended! Reviewed on: 10th April 2025

easy stress free banking

5
transfer of money and tracking of payment very easy, safe and secure Reviewed on: 10th April 2025

Takes the pain out of banking!

5
Takes the pain out of banking! Since moving to monzo, I can easily access and know exactly where my money is going. I like all the updates, and having oversight of spending, allocating pots and tracking budgets is so much easier. I’ll never use a high street bank after using monzo. Reviewed on: 10th April 2025

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