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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

It’s been great the cash back has been lovely loads...

It’s been great the cash back has been lovely loads of perks and benefits such as getting paid a day early and the fee 3 month uber subscription as a 16 year old who hates talking about money and preferably likes to spend as little time as possible on the banking app monzo has been great compared to my past bank santander who’s app took forever and broke constantly Reviewed on: 27th March 2026

Shut down my account for no reason

Shut down my account for no reason Reviewed on: 27th March 2026

Raised a fraud request and was never refunded

Raised a fraud request and was never refunded Reviewed on: 26th March 2026

I love how user-friendly Monzo is.

I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also splitting bill payments with friends. I would definitely recommend the bank to friends. Reviewed on: 26th March 2026

Great app, great bank, great service!

So easy to use have multiple products with Monzo everything works as expected full control over everything Reviewed on: 26th March 2026

Monzo is my first bank i always use it.

Monzo is my first bank i always use it. Reviewed on: 26th March 2026

Using Monzo as a daily spending account.

Using Monzo as a daily spending account. Using the in depth spending tracker available with the Extra account has been a life saver. Reviewed on: 26th March 2026

High technical systems which allow payments to be pr...

High technical systems which allow payments to be processed early and offer various goods incentives such as double pay and promote saving Reviewed on: 26th March 2026

Never had problem with them.

Never had problem with them. Great service Reviewed on: 26th March 2026

Great bank fast to open account and to get pension m...

Great bank fast to open account and to get pension moved over card arrived next day cant fault them Reviewed on: 26th March 2026

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