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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank there is, no issues, full monzo only.

5
Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026
Joshua B's avatar
Joshua B

I like the usability of the app, savings rates are o...

5
I like the usability of the app, savings rates are ok, company seems trustworthy and security is good without being overly fussy. Free vegan sausage roll is a great perk. Reviewed on: 1st April 2026
Guy I's avatar
Guy I

Monzo is by far the best out there, the app is what...

5
Monzo is by far the best out there, the app is what helps them stand out. There just isn't another banking app out there like it. I love the transparency and being able to get live updates to my mobile. I initially began using Monzo for my monthly spending and being able to track that easily. However after a few years of use, I've adjusted to using Monzo more than my other banks. Having a joint account with my husband is so useful and we use this for everything! The saving is also great, and I love being able to create pots for different things. Customer service is also fantastic, I've not had to contact them much over the years but most recently, the team assisted with my name change so promptly. Would recommend Monzo to everyone! Reviewed on: 1st April 2026
Duwani H's avatar
Duwani H

Transparency is everything and they absolutely naile...

5
Transparency is everything and they absolutely nailed it. Easy access savings and decent interest rates. An app that always seems to keep one step ahead of the competition, other banks seem to follow after Monzo releases it Reviewed on: 1st April 2026
Peter Anderson's avatar
Peter Anderson

Monzo is my main bank.

5
Monzo is my main bank. Love it. Feels like it really gives me control over my money. Reviewed on: 1st April 2026
Con's avatar
Con

Been with Monzo for years now, cannot fault it

5
Been with Monzo for years now, the features only help me save money and keep track of what I've spending, where and allow me to compartmentalize my money, customer service has always been helpful too, and max is worth the money for benefits and savings! Reviewed on: 1st April 2026
Marco Zak Ciuffini's avatar
Marco Zak Ciuffini

Reliable.

5
Always works worldwide - reliable. Good notifications. Reviewed on: 31st March 2026
Richard H's avatar
Richard H

Made banking fun!

5
what a joy to use this bank. the UI is good Reviewed on: 31st March 2026
apoorvam's avatar
apoorvam

Monzo is a great bank.

5
Monzo is a great bank. Ive never had any issues. Very supportive and user friendly app. Reviewed on: 31st March 2026
David C's avatar
David C

I’ve been with Monzo for over 6 years!

5
I’ve been with Monzo for over 6 years! The pace at which this company operates is obliterating the competition and legacy banks! Im ‘full’ Monzo and happy to be part of their family! Reviewed on: 31st March 2026
Ryan N's avatar
Ryan N

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