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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

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4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Absolutely love using Monzo !

Absolutely love using Monzo ! 2nd year of 1p challenge for , easy way to save for a holiday ! Easy to use , great having saving pots ! Would love to get my hand on one if the Monzo plushies ! Reviewed on: 12th February 2026

Great product and super fast service dealing with an...

Great product and super fast service dealing with any banking or purchase issues. Reviewed on: 12th February 2026

The best bank

Brilliant bank, so easy to use, great interest rates, everything done at the touch of a button. Better than any high street bank in my opinion Reviewed on: 12th February 2026

They put my account on hold for no reason at all and...

They put my account on hold for no reason at all and took them 2 weeks to answer my emails and they took my money too, will never bank with and most certainly I would not recommend it to anyone :) Reviewed on: 12th February 2026

The app works very well.

The app works very well. Easy to use and understand Reviewed on: 12th February 2026

Great current account with amazing features, saving...

Great current account with amazing features, saving pots, smart tracking of spending and low to none exchange rate fees for international transfers Reviewed on: 12th February 2026

My favourite bank!

My favourite bank! Monzo is so easy to use. Reviewed on: 12th February 2026

Recommend Monzo

It’s very easy to transfer money places and keep track of what you are spending. And the interest rates are very good as well. Reviewed on: 12th February 2026

New to Monzo but blown away by the app and how easy...

New to Monzo but blown away by the app and how easy it is to use. Love all the encouragement to save too. Reviewed on: 12th February 2026

Five stars

Easy to use and very handy for splitting savings into pots for sinking funds Reviewed on: 12th February 2026

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