Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

View other Monzo products

4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

Best bank ever

Best bank ever , they tick all the boxes of what you want from a bank and more , everything works seamlessly. Was originally out off by so many negative reviews about account closures but can only sum up those accounts flagged suspicious activity given the flexibility of how you can pay and receive money. Either way fully immersed into the Monzo eco system with the max account and flex card , haven’t looked back! Now if they covered pre existing medical conditions on the max travel insurance I’d be a happy man Reviewed on: 26th March 2026

Can’t fault.

Can’t fault. Have moved from mainstream banks to monzo Reviewed on: 26th March 2026

I have the Max plan and its the best for rewards, sa...

I have the Max plan and its the best for rewards, saving and customer service. High street banks are closing down and their customer service is shockingly bad. So ive been with monzo for years now and never had a problem. Reviewed on: 26th March 2026

Monzo Monzo you're so fine...

Had Monzo as my main bank for a few years and they've been great! Fair, helpful when I need it and if great value. Always seem to be a couple of steps ahead of the competition. Thanks for all your hard work! Reviewed on: 26th March 2026

Best bank I’ve had - knocks socks off all the high s...

Best bank I’ve had - knocks socks off all the high street banks by far! Reviewed on: 26th March 2026

Closed account for no reason

Closed account for no reason then held my money Reviewed on: 26th March 2026

Blocked my bank, withheld my money and couldn’t tell...

Blocked my bank, withheld my money and couldn’t tell me why they blocked my bank. No heads up! Reviewed on: 26th March 2026

it’s amazing, very convenient and easy to use

it’s amazing, very convenient and easy to use Reviewed on: 26th March 2026

I love Monzo, it's so convenient.

I love Monzo, it's so convenient. Very efficient, professional and trustworthy. Reviewed on: 26th March 2026

It just works

It just works as it’s so easy to keep track of my finances in one app. Well done Reviewed on: 26th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Halifax 4.67 from 11 reviews
Reward current account
from Halifax 4.41 from 203 reviews
Under 16s account
from Monzo 4.97 from 944 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub