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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo's interest rates is very competitive.

5
Monzo's interest rates is very competitive. I use Monzo to save my money Reviewed on: 31st March 2026
rowinggal's avatar
rowinggal

I have had the best banking experience with Monzo ,...

5
I have had the best banking experience with Monzo , so excited to see what the future holds for us . Reviewed on: 30th March 2026
Tee Cee's avatar
Tee Cee

Monzo’s features and the app are far better than any...

5
Monzo’s features and the app are far better than anything else and they have good customer service Reviewed on: 30th March 2026
Cg's avatar
Cg

Do NOT USE monzo do not keep your money safe

1
You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money back telling me that is was me who made the transaction where they were done 4 hours away from where I live and online after i told them my card was lost/stolen,they did nothing sent me the same scripted lines and then because i complained and went to my local station (who are actually taking the fraud seriously) they decided to close close my account. Theu froze my card telling me my DD would still come out... they didn't and I occurred charges again same scripted message that was said when I tried to contact them.They do not care about the customers as long as they are making money..... STAY CLEAR Reviewed on: 30th March 2026
Siobhan 's avatar
Siobhan

An easier life with Monzo

5
since joining Monzo it has made it so much easier to keep on top of my finances, i have also opened joint accounts and split bills. i cannot fault the app either, so easy to use and friendly layout. Reviewed on: 30th March 2026
Chris M's avatar
Chris M

Love Monzo

5
Love Monzo , help result available avs alerts helpful Reviewed on: 30th March 2026
Theresa B's avatar
Theresa B

Initially got Monzo for fee free transactions in Vie...

5
Initially got Monzo for fee free transactions in Vietnam. Its now my go to. Reviewed on: 30th March 2026
Kay L's avatar
Kay L

Really easy to set up the account.

5
Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and conditions. Didn't need a lot of money to open the account. Reviewed on: 29th March 2026
Sally J's avatar
Sally J

Easy to use, never miss payments with early notifica...

5
Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very quickly Reviewed on: 28th March 2026
David g's avatar
David g

I have banked with Monzo for several years now and I...

5
I have banked with Monzo for several years now and I am always amazed by the new offerings that make banking simple, fun and importantly, so the customer gets the most out of their money. I am always recommending Monzo to friends and family! Reviewed on: 28th March 2026
Samantha D's avatar
Samantha D

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