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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

good bank helpful customer service and keep your mon...

good bank helpful customer service and keep your money secure and safe Reviewed on: 26th March 2026

Simple and quick to use, provides information and su...

Simple and quick to use, provides information and support for savings and investments. Reviewed on: 26th March 2026

Nothing but good, if ever I’ve had a problem it’s be...

Nothing but good, if ever I’ve had a problem it’s been sorted straight away! Reviewed on: 26th March 2026

Very bad

Very bad to solve the problem very hard response Reviewed on: 26th March 2026

Amazing Bank

If you get your main wage paid into this bank you can get it a day earlier. I love using this card abroad, doesn't cost extra will work out the exchange rate and tell you the cost in pounds, when finishing a holiday it will summarise your spending. The max rewards are great, had previous banks where break down cover only cover cars 5 years old or newer same with the phone insurance, not these one will cover any phone or car of any age. Reviewed on: 26th March 2026

5 star amazing

I’ve been using Monzo for a while now, and honestly, it’s one of the best banking apps I’ve ever had. The app itself is ridiculously easy to use — everything is clear, quick, and actually makes sense (which is rare for banking). Instant notifications every time money goes in or out are a game changer, and being able to see exactly where your money is going without digging through statements is brilliant. The “pots” feature is probably my favourite — it makes saving feel effortless. You can split your money for bills, holidays, or just a rainy day, and it stops you accidentally spending what you shouldn’t (we’ve all been there). Round-ups are a nice touch too — you save without even thinking about it. Customer service has always been quick and helpful whenever I’ve needed them, and everything is handled in-app, which saves loads of hassle. Reviewed on: 26th March 2026

Nice experience just the rate could be better for...

Nice experience just the rate could be better for money Reviewed on: 26th March 2026

brilliant bank.

brilliant bank. i have been with monzo for a number of years now. the app is amazing, so easy to sort your money, set aside and budget. what a difference pots make! after moving to monzo following a negative experience with my prior bank, i couldn’t be more pleased. Reviewed on: 26th March 2026

Monzo is different in the best way

Monzo is quick to sort issues when required, their Max account is amazing value for money and their app just works and does exactly what you need it to, when you need it to! Reviewed on: 26th March 2026

Monzo is easy and quick to use I like to have multip...

Monzo is easy and quick to use I like to have multiple pots for saving so this is a great bank for me plus you get paid early aswell so can’t fault that Reviewed on: 26th March 2026

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