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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Been with Monzo for over 2 years now and it’s the be...

5
Been with Monzo for over 2 years now and it’s the best bank I’ve been with , even my friends and family have changed to Monzo after seeing how great it is Reviewed on: 28th March 2026
Sophie T's avatar
Sophie T

Great very handy

4
Great saw it on tik tok,said we give it a try out Reviewed on: 28th March 2026
Lisa k's avatar
Lisa k

Monzo operates as my main account to manage all my f...

5
Monzo operates as my main account to manage all my finances and have never had an issues. New features keep being released allowing me to more easily manage my money. Would definitely recommend to anyone who is considering a switch. Reviewed on: 27th March 2026
Jamie's avatar
Jamie

If a bank was a millennial - that’s Monzo.

5
If a bank was a millennial - that’s Monzo. Who doesn't want a hot coral pink card? The features like instant spending notifications, automatic bill splitting, and budgeting tools, plus absolutely killing it on the LinkedIn stage make it a no-brainer for me. Monzo was the first on the stage to really make digital app banking easy, and I haven't looked back since opening an account in 2017. You can definitely get better savings rates elsewhere, but the easy of saving and consolidation in one account mean it's easy to do on Monzo. Super slick, always growing - customer and tech first, really cool Reviewed on: 27th March 2026
JL's avatar
JL

Very efficient and the customer service is exceptional

5
Very efficient and the customer service is exceptional Reviewed on: 27th March 2026
Thabani M's avatar
Thabani M

My experience is with Monzo is not good I had a acc...

1
My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026
Ranjha A's avatar
Ranjha A

It’s been great the cash back has been lovely loads...

5
It’s been great the cash back has been lovely loads of perks and benefits such as getting paid a day early and the fee 3 month uber subscription as a 16 year old who hates talking about money and preferably likes to spend as little time as possible on the banking app monzo has been great compared to my past bank santander who’s app took forever and broke constantly Reviewed on: 27th March 2026
Jack R's avatar
Jack R

Shut down my account for no reason

1
Shut down my account for no reason Reviewed on: 27th March 2026
George j's avatar
George j

Raised a fraud request and was never refunded

1
Raised a fraud request and was never refunded Reviewed on: 26th March 2026
Joel 's avatar
Joel

I love how user-friendly Monzo is.

5
I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also splitting bill payments with friends. I would definitely recommend the bank to friends. Reviewed on: 26th March 2026
LC's avatar
LC

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