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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19404 reviews)

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4.93

Based on 19,404 reviews, last reviewed 12th May 2026

159% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19404)

I have everything with Monzo, perfect!

I have everything with Monzo: personal and joint accounts, kids accounts, pension, savings accounts, a loan, investments & savings and more.Never has a single complaint! Reviewed on: 26th March 2026

I’ve always banked with Monzo since they started and...

I’ve always banked with Monzo since they started and it’s been nothing but excellent. The service is great. But I would love to have the double pay day:) Reviewed on: 26th March 2026

They make banking incredibly simple, and the ease of...

They make banking incredibly simple, and the ease of use and access makes me more aware and responsible with my money. Reviewed on: 26th March 2026

Generational Banking

My whole household uses Monzo for saving, current accounts. It's Great! Reviewed on: 26th March 2026

Monzo is the best!

I've had a Monzo card since June 2020 and recently opened a Joint Account with Monzo. I have nothing but good things to say and have loved using their services! Reviewed on: 26th March 2026

I have been with Monzo since I moved to the UK in 20...

I have been with Monzo since I moved to the UK in 2019, they have been fantastic. Never had any issues. I would recommend to anyone. I also love that I get paid earlier which is a great bonus ! Reviewed on: 26th March 2026

Moved to monzo in 2021, best move every.

Moved to monzo in 2021, best move every. Great service, clear easy app. Easy to join , did recommend to hubby and son . Reviewed on: 26th March 2026

I moved to Monzo in 2024 and havent looked back since.

I moved to Monzo in 2024 and havent looked back since. They've been great with budgeting and cutting back where I need too. They've helped me save so much, the interest rates are fantastic. Reviewed on: 26th March 2026

Love Monzo.

Love Monzo. Great bank. Great perks Reviewed on: 26th March 2026

Not happy with service

They never approve me for a benefits account. Reviewed on: 26th March 2026

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