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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Shut down my account for no reason

1
Shut down my account for no reason Reviewed on: 27th March 2026
George j's avatar
George j

Raised a fraud request and was never refunded

1
Raised a fraud request and was never refunded Reviewed on: 26th March 2026
Joel 's avatar
Joel

I love how user-friendly Monzo is.

5
I love how user-friendly Monzo is. It just makes the whole process of managing money so much easier being able to see allocated saving pots and also splitting bill payments with friends. I would definitely recommend the bank to friends. Reviewed on: 26th March 2026
LC's avatar
LC

Great app, great bank, great service!

5
So easy to use have multiple products with Monzo everything works as expected full control over everything Reviewed on: 26th March 2026
KayChris's avatar
KayChris

Monzo is my first bank i always use it.

5
Monzo is my first bank i always use it. Reviewed on: 26th March 2026
S M's avatar
S M

Using Monzo as a daily spending account.

5
Using Monzo as a daily spending account. Using the in depth spending tracker available with the Extra account has been a life saver. Reviewed on: 26th March 2026
David S's avatar
David S

High technical systems which allow payments to be pr...

5
High technical systems which allow payments to be processed early and offer various goods incentives such as double pay and promote saving Reviewed on: 26th March 2026
Zoshea D's avatar
Zoshea D

Never had problem with them.

5
Never had problem with them. Great service Reviewed on: 26th March 2026
Jade E's avatar
Jade E

Great bank fast to open account and to get pension m...

5
Great bank fast to open account and to get pension moved over card arrived next day cant fault them Reviewed on: 26th March 2026
Damion s's avatar
Damion s

Best bank ever

5
Best bank ever , they tick all the boxes of what you want from a bank and more , everything works seamlessly. Was originally out off by so many negative reviews about account closures but can only sum up those accounts flagged suspicious activity given the flexibility of how you can pay and receive money. Either way fully immersed into the Monzo eco system with the max account and flex card , haven’t looked back! Now if they covered pre existing medical conditions on the max travel insurance I’d be a happy man Reviewed on: 26th March 2026
Allen S's avatar
Allen S

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