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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great app, great bank, great service!

5
So easy to use have multiple products with Monzo everything works as expected full control over everything Reviewed on: 26th March 2026
KayChris's avatar
KayChris

Monzo is my first bank i always use it.

5
Monzo is my first bank i always use it. Reviewed on: 26th March 2026
S M's avatar
S M

Using Monzo as a daily spending account.

5
Using Monzo as a daily spending account. Using the in depth spending tracker available with the Extra account has been a life saver. Reviewed on: 26th March 2026
David S's avatar
David S

High technical systems which allow payments to be pr...

5
High technical systems which allow payments to be processed early and offer various goods incentives such as double pay and promote saving Reviewed on: 26th March 2026
Zoshea D's avatar
Zoshea D

Never had problem with them.

5
Never had problem with them. Great service Reviewed on: 26th March 2026
Jade E's avatar
Jade E

Great bank fast to open account and to get pension m...

5
Great bank fast to open account and to get pension moved over card arrived next day cant fault them Reviewed on: 26th March 2026
Damion s's avatar
Damion s

Best bank ever

5
Best bank ever , they tick all the boxes of what you want from a bank and more , everything works seamlessly. Was originally out off by so many negative reviews about account closures but can only sum up those accounts flagged suspicious activity given the flexibility of how you can pay and receive money. Either way fully immersed into the Monzo eco system with the max account and flex card , haven’t looked back! Now if they covered pre existing medical conditions on the max travel insurance I’d be a happy man Reviewed on: 26th March 2026
Allen S's avatar
Allen S

Can’t fault.

5
Can’t fault. Have moved from mainstream banks to monzo Reviewed on: 26th March 2026
Josh h's avatar
Josh h

I have the Max plan and its the best for rewards, sa...

5
I have the Max plan and its the best for rewards, saving and customer service. High street banks are closing down and their customer service is shockingly bad. So ive been with monzo for years now and never had a problem. Reviewed on: 26th March 2026
Kim McDonough's avatar
Kim McDonough

Monzo Monzo you're so fine...

5
Had Monzo as my main bank for a few years and they've been great! Fair, helpful when I need it and if great value. Always seem to be a couple of steps ahead of the competition. Thanks for all your hard work! Reviewed on: 26th March 2026
Drew 's avatar
Drew

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