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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Can’t fault.

5
Can’t fault. Have moved from mainstream banks to monzo Reviewed on: 26th March 2026
Josh h's avatar
Josh h

I have the Max plan and its the best for rewards, sa...

5
I have the Max plan and its the best for rewards, saving and customer service. High street banks are closing down and their customer service is shockingly bad. So ive been with monzo for years now and never had a problem. Reviewed on: 26th March 2026
Kim McDonough's avatar
Kim McDonough

Monzo Monzo you're so fine...

5
Had Monzo as my main bank for a few years and they've been great! Fair, helpful when I need it and if great value. Always seem to be a couple of steps ahead of the competition. Thanks for all your hard work! Reviewed on: 26th March 2026
Drew 's avatar
Drew

Best bank I’ve had - knocks socks off all the high s...

5
Best bank I’ve had - knocks socks off all the high street banks by far! Reviewed on: 26th March 2026
Cal's avatar
Cal

Closed account for no reason

1
Closed account for no reason then held my money Reviewed on: 26th March 2026
Brad r's avatar
Brad r

Blocked my bank, withheld my money and couldn’t tell...

1
Blocked my bank, withheld my money and couldn’t tell me why they blocked my bank. No heads up! Reviewed on: 26th March 2026
georgia t's avatar
georgia t

it’s amazing, very convenient and easy to use

5
it’s amazing, very convenient and easy to use Reviewed on: 26th March 2026
Kayleigh Bergin's avatar
Kayleigh Bergin

I love Monzo, it's so convenient.

5
I love Monzo, it's so convenient. Very efficient, professional and trustworthy. Reviewed on: 26th March 2026
Tommy Garrett's avatar
Tommy Garrett

It just works

5
It just works as it’s so easy to keep track of my finances in one app. Well done Reviewed on: 26th March 2026
Andrew C's avatar
Andrew C

good bank helpful customer service and keep your mon...

5
good bank helpful customer service and keep your money secure and safe Reviewed on: 26th March 2026
kyle h's avatar
kyle h

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