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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Not happy with service

They never approve me for a benefits account. Reviewed on: 26th March 2026

Love Monzo

Love Monzo would 100% recommend to friends and family. Reviewed on: 26th March 2026

The best bank ever...

I just love Monzo keep it up. And I love the 1p challenge, I hope its will be increased some day. Reviewed on: 26th March 2026

i’ve had mono for a long time and i love it.

i’ve had mono for a long time and i love it. best bank i’ve had. my kids also have a monzo account now. Reviewed on: 26th March 2026

Best Bank App

I have had Monzo since 2021 and I absolutely love it! It has been the best bank I have ever had Reviewed on: 26th March 2026

Amazing Monzo!

I was reluctant to leave what would be classed as a main stream high street bank. however it was the best thing I did! Exceptional products, exceptional customer service. The high street banks could learn a thing or two from Monzo. Thank you Monzo. Reviewed on: 26th March 2026

Absolute 5 Star Bank

I have been with 3 different banks before Monzo and none have matched for doing everything right. They are fantastic, everything is so easy to use and can I just say the social media team are absolutely hilarious. They rival Aldi for best social media. I’ve recommended Monzo to absolutely everyone I know and a lot of them have their own accounts now. Reviewed on: 26th March 2026

Amazing bank all the features/ saving pots cash back...

Amazing bank all the features/ saving pots cash back and the only bank that would give me and my husband a joint account Reviewed on: 26th March 2026

The most amazing bank and I've had several different...

The most amazing bank and I've had several different ones. The app is the best, user friendly and informative; the customer service is the best, the way they keep you updated about your own money is the best!!! Reviewed on: 26th March 2026

Best bank ever I love it sends me notifications for...

Best bank ever I love it sends me notifications for everything absolutely recommend to anyone Reviewed on: 26th March 2026

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