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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Monzo is different in the best way

Monzo is quick to sort issues when required, their Max account is amazing value for money and their app just works and does exactly what you need it to, when you need it to! Reviewed on: 26th March 2026

Monzo is easy and quick to use I like to have multip...

Monzo is easy and quick to use I like to have multiple pots for saving so this is a great bank for me plus you get paid early aswell so can’t fault that Reviewed on: 26th March 2026

I have everything with Monzo, perfect!

I have everything with Monzo: personal and joint accounts, kids accounts, pension, savings accounts, a loan, investments & savings and more.Never has a single complaint! Reviewed on: 26th March 2026

I’ve always banked with Monzo since they started and...

I’ve always banked with Monzo since they started and it’s been nothing but excellent. The service is great. But I would love to have the double pay day:) Reviewed on: 26th March 2026

They make banking incredibly simple, and the ease of...

They make banking incredibly simple, and the ease of use and access makes me more aware and responsible with my money. Reviewed on: 26th March 2026

Generational Banking

My whole household uses Monzo for saving, current accounts. It's Great! Reviewed on: 26th March 2026

Monzo is the best!

I've had a Monzo card since June 2020 and recently opened a Joint Account with Monzo. I have nothing but good things to say and have loved using their services! Reviewed on: 26th March 2026

I have been with Monzo since I moved to the UK in 20...

I have been with Monzo since I moved to the UK in 2019, they have been fantastic. Never had any issues. I would recommend to anyone. I also love that I get paid earlier which is a great bonus ! Reviewed on: 26th March 2026

Moved to monzo in 2021, best move every.

Moved to monzo in 2021, best move every. Great service, clear easy app. Easy to join , did recommend to hubby and son . Reviewed on: 26th March 2026

I moved to Monzo in 2024 and havent looked back since.

I moved to Monzo in 2024 and havent looked back since. They've been great with budgeting and cutting back where I need too. They've helped me save so much, the interest rates are fantastic. Reviewed on: 26th March 2026

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