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Monzo: Current account reviews

4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank I’ve had - knocks socks off all the high s...

5
Best bank I’ve had - knocks socks off all the high street banks by far! Reviewed on: 26th March 2026

Closed account for no reason

1
Closed account for no reason then held my money Reviewed on: 26th March 2026

Blocked my bank, withheld my money and couldn’t tell...

1
Blocked my bank, withheld my money and couldn’t tell me why they blocked my bank. No heads up! Reviewed on: 26th March 2026

it’s amazing, very convenient and easy to use

5
it’s amazing, very convenient and easy to use Reviewed on: 26th March 2026

I love Monzo, it's so convenient.

5
I love Monzo, it's so convenient. Very efficient, professional and trustworthy. Reviewed on: 26th March 2026

It just works

5
It just works as it’s so easy to keep track of my finances in one app. Well done Reviewed on: 26th March 2026

good bank helpful customer service and keep your mon...

5
good bank helpful customer service and keep your money secure and safe Reviewed on: 26th March 2026

Simple and quick to use, provides information and su...

5
Simple and quick to use, provides information and support for savings and investments. Reviewed on: 26th March 2026

Nothing but good, if ever I’ve had a problem it’s be...

5
Nothing but good, if ever I’ve had a problem it’s been sorted straight away! Reviewed on: 26th March 2026

Very bad

1
Very bad to solve the problem very hard response Reviewed on: 26th March 2026

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