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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18207 reviews)

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4.93

Based on 18,207 reviews, last reviewed 3rd Mar 2026

48350% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing account, good exchange rates, great customer... Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18207)

Monzo is leading the way!

I’ve been a Monzo customer for years now and I am using them as a primary account. They’ve always had the customer first attitude and it shines through from the user friendliness of their app. Reviewed on: 11th February 2026

Really easy and efficient bank fast active payment g...

Really easy and efficient bank fast active payment gets notified 24/7 Reviewed on: 11th February 2026

Always quick customer service and very friendly.

Always quick customer service and very friendly. Easy to use app with great features! Reviewed on: 11th February 2026

I use Monzo as my everyday bank and I love it - espe...

I use Monzo as my everyday bank and I love it - especially the 0 fees on using my card abroad, the ability to sort my money into pots and earn interest on my savings, and even invest from right within the app. The flex account is also incredibly useful for having more financial flexibility. Reviewed on: 11th February 2026

Responsive when I’ve needed them, and not pushy!

Responsive when I’ve needed help, great add on offers. And probably the best feature: they are not pushy with extra services! Reviewed on: 11th February 2026

Easy to set up current account.

Easy to set up current account. Savings pots. Business account. Its really easy to use and love all yhe extras like credit score. Flex credit card, pots, round ups. Will stick with monzo now since I have all my accounts all together. Reviewed on: 11th February 2026

Easy to use, easy to save with simple to set up pots.

Easy to use, easy to save with simple to set up pots. Great interest rates. Overall just a great bank woth no fuss Reviewed on: 11th February 2026

Great service, easy safe app have recommended to my...

Great service, easy safe app have recommended to my family all using now . Reviewed on: 11th February 2026

Smooth and transparent

Smooth and transparent, great perks and amazing customer service. So easy to use the app makes everything so accessible. Reviewed on: 11th February 2026

The very first account after coming to uk.

The very first account after coming to uk. Best bank for student to control money Reviewed on: 11th February 2026

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