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Monzo: Current Account reviews

4.92
Based on 17,220 reviews, last reviewed 21st Jun 2025
77% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025
Alice Till-Carty's avatar
Alice Till-Carty

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Love Monzo, never had a bad experience, built in bud...

5
Love Monzo, never had a bad experience, built in budgeting tools make living paycheque-to-paycheque a little easier. Reviewed on: 7th April 2025

Long-time customer, first-time reviewer!

5
I'm not one for writing reviews, so the fact I am writing one now means a lot! I've been a customer of Monzo for over 10 years and can honestly say it's been the smoothest banking experience I've ever had - they're constantly looking to improve their services by adding new features, and were fantastic the only time I've had an issue with my account. From receiving money for a takeaway from housemates 10 years ago, setting up a joint account with my then-boyfriend to now sending thousands to vendors for our wedding, Monzo has made the whole experience stress-free and simple. Reviewed on: 7th April 2025

I’m a Beta user.

5
I’m a Beta user. I’ve been using Monzo almost from the start.They gave me an account when no one else would. I love how innovative they are. Flex is a godsend for me!… Reviewed on: 7th April 2025

Best banking app to date.

5
Best banking app to date. Best saving interest rates about. Also the no overseas transactions is a big bonus. Reviewed on: 7th April 2025

Great User interface and makes everything simple

5
Great User interface and makes everything simple Reviewed on: 7th April 2025

It does everything I need to keep ontop of my financ...

5
It does everything I need to keep ontop of my finances as well as getting a cheeky weekly Greggs chocolate muffin Reviewed on: 7th April 2025

Easy to use, good interest rates, excellent app!

5
Easy to use, good interest rates, excellent app! Simple and effective Reviewed on: 7th April 2025

Happy with service

5
No significant problems - once had card blocked for fraud. My card was unblocked within a day. Reviewed on: 7th April 2025

Best bank ever.

5
Best bank ever. Enough said really. Reviewed on: 7th April 2025

are great no problem with them

5
They are great no problem with them Reviewed on: 6th April 2025

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