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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

I’ve always banked with Monzo since they started and...

5
I’ve always banked with Monzo since they started and it’s been nothing but excellent. The service is great. But I would love to have the double pay day:) Reviewed on: 26th March 2026
Cameron Leyshon 's avatar
Cameron Leyshon

They make banking incredibly simple, and the ease of...

5
They make banking incredibly simple, and the ease of use and access makes me more aware and responsible with my money. Reviewed on: 26th March 2026
Liam's avatar
Liam

Generational Banking

5
My whole household uses Monzo for saving, current accounts. It's Great! Reviewed on: 26th March 2026
Ashani R's avatar
Ashani R

Monzo is the best!

5
I've had a Monzo card since June 2020 and recently opened a Joint Account with Monzo. I have nothing but good things to say and have loved using their services! Reviewed on: 26th March 2026
Drew C's avatar
Drew C

I have been with Monzo since I moved to the UK in 20...

5
I have been with Monzo since I moved to the UK in 2019, they have been fantastic. Never had any issues. I would recommend to anyone. I also love that I get paid earlier which is a great bonus ! Reviewed on: 26th March 2026
Jessica 's avatar
Jessica

Moved to monzo in 2021, best move every.

5
Moved to monzo in 2021, best move every. Great service, clear easy app. Easy to join , did recommend to hubby and son . Reviewed on: 26th March 2026
Sharon w's avatar
Sharon w

I moved to Monzo in 2024 and havent looked back since.

5
I moved to Monzo in 2024 and havent looked back since. They've been great with budgeting and cutting back where I need too. They've helped me save so much, the interest rates are fantastic. Reviewed on: 26th March 2026
Ace's avatar
Ace

Love Monzo.

5
Love Monzo. Great bank. Great perks Reviewed on: 26th March 2026
Tim W's avatar
Tim W

Not happy with service

2
They never approve me for a benefits account. Reviewed on: 26th March 2026
Osama's avatar
Osama

Love Monzo

5
Love Monzo would 100% recommend to friends and family. Reviewed on: 26th March 2026
Maddison 's avatar
Maddison

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