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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Bright, user friendly and easy!

Very pleased with my Monzo account. I started with them about 5 years ago and have since added a joint account, a business account and two kids accounts. I like how easy nit is to move money from one account to another as well as track everyone's spending. There are also a lot of add ons and budgeting tools included with the free account. The app is easy to use, cheery and easy to integrate. Reviewed on: 25th March 2026

Best bank I’ve had

Love Monzo. It’s so easy to use, great app, great prices for extras. I went from Santander to Monzo about 7 years ago and I won’t go back! I now also have my business account with them. thank you Monzo!!! Reviewed on: 25th March 2026

Provides good safety and more extra benefits

Provides good safety and more extra benefits Reviewed on: 25th March 2026

just keeps getting better!

I've been with monzo for years and it keeps getting better. I also hold a business account with them and they make life so simple. Reviewed on: 25th March 2026

Ii have best experience with monzo bank

Ii have best experience with monzo bank Reviewed on: 25th March 2026

I Love Monzo

I use Monzo for everything - Current Account, Investment, Savings, Loan, Credit Card, Mortgage tracking, all account tracking. It's excellent I love it so much Reviewed on: 25th March 2026

Fantastic bank

Fantastic bank any problems are quickly sorted convince after years with high street bank to join Monzo now very happy Reviewed on: 25th March 2026

Love this bank

Monzo is clear and straightforward, no faff with anything and I’ve never had any problems Reviewed on: 25th March 2026

Beautiful customer service, beautiful bank great UK...

Beautiful customer service, beautiful bank great UK & number one bank Monzo Reviewed on: 25th March 2026

Online banking done properly.

Online banking done properly. Very easy to work with and great services Reviewed on: 25th March 2026

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