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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best bank ever I love it sends me notifications for...

Best bank ever I love it sends me notifications for everything absolutely recommend to anyone Reviewed on: 26th March 2026

Fraud team

I had my card cloned and I had read everywhere that because I’m with Monzo that moneys gone but within 48 hours the money was back in my account the person I spoke to on the phone was absolutely amazing as well Reviewed on: 26th March 2026

The best app and the best user experience

The best app and the best user experience Reviewed on: 26th March 2026

The hype was worth it!

Monzo caught my attention through LinkedIn and I had to see what it is all about. Great rates, affordable plans, and easy-to-reach customer service in the age of automated help options. I'm happy to be with Monzo. Reviewed on: 26th March 2026

Brilliant when overseas.

Brilliant when overseas. Love the savings pots. Love how easy is to connect and transfer money to other Monzo users. Reviewed on: 25th March 2026

Monzo is easy to use, has a great range of features...

Monzo is easy to use, has a great range of features and is tops as a joint account as well. Love the round up features and how easy it is to change to a better savings pot when the rates change. Very happy! Reviewed on: 25th March 2026

Great bank ,no hassles .

Great no restriction on using debit cards, no hefty cherges Reviewed on: 25th March 2026

Started off with a good interest rate, which dropped

Started off with a good interest rate, which dropped Reviewed on: 25th March 2026

I’ve been very happy with my account.

I’ve been very happy with my account. Reviewed on: 25th March 2026

Great bank Great service would highly recommend

Great bank Great service would highly recommend Reviewed on: 25th March 2026

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