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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Monzo is the best!

5
I've had a Monzo card since June 2020 and recently opened a Joint Account with Monzo. I have nothing but good things to say and have loved using their services! Reviewed on: 26th March 2026
Drew C's avatar
Drew C

I have been with Monzo since I moved to the UK in 20...

5
I have been with Monzo since I moved to the UK in 2019, they have been fantastic. Never had any issues. I would recommend to anyone. I also love that I get paid earlier which is a great bonus ! Reviewed on: 26th March 2026
Jessica 's avatar
Jessica

Moved to monzo in 2021, best move every.

5
Moved to monzo in 2021, best move every. Great service, clear easy app. Easy to join , did recommend to hubby and son . Reviewed on: 26th March 2026
Sharon w's avatar
Sharon w

I moved to Monzo in 2024 and havent looked back since.

5
I moved to Monzo in 2024 and havent looked back since. They've been great with budgeting and cutting back where I need too. They've helped me save so much, the interest rates are fantastic. Reviewed on: 26th March 2026
Ace's avatar
Ace

Love Monzo.

5
Love Monzo. Great bank. Great perks Reviewed on: 26th March 2026
Tim W's avatar
Tim W

Not happy with service

2
They never approve me for a benefits account. Reviewed on: 26th March 2026
Osama's avatar
Osama

Love Monzo

5
Love Monzo would 100% recommend to friends and family. Reviewed on: 26th March 2026
Maddison 's avatar
Maddison

The best bank ever...

5
I just love Monzo keep it up. And I love the 1p challenge, I hope its will be increased some day. Reviewed on: 26th March 2026
Monteiro Romario's avatar
Monteiro Romario

i’ve had mono for a long time and i love it.

5
i’ve had mono for a long time and i love it. best bank i’ve had. my kids also have a monzo account now. Reviewed on: 26th March 2026
Amy 's avatar
Amy

Best Bank App

5
I have had Monzo since 2021 and I absolutely love it! It has been the best bank I have ever had Reviewed on: 26th March 2026
Cecilia F's avatar
Cecilia F

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