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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Love Monzo

I pay for Monzo Perks and the value for money is second to none. All bank accounts in the same app, a free Greggs treat a week and cinema ticket a month. With Monzo, everything is friendly and they don't use business jargon like other companies. Reviewed on: 25th March 2026

Five years later, and I'm still a fan

I’ve had a Monzo account for over five years and have experienced various bank accounts in the past. Monzo surpasses all of them; it is incredibly user-friendly and designed for the modern world. From seamless payments to inviting friends via links and receiving rewards, it truly stands out. A year ago, I encountered a scam issue, and it was resolved within minutes through their live chat. A friendly representative assisted me, understood my situation, and solved the problem instantly. I would definitely recommend Monzo to my friends and family.g rewards. I've had a scam issue over a year ago, and it was handled within minutes via their live chat. A friendly lady messaging me, and understanding my situation and solving it instantly. I'd recommend to my friends and family. Reviewed on: 25th March 2026

A straightforward banking app that’s quick, simple.

A straightforward banking app that’s quick, simple, and easy to use. That’s exactly why I chose them — everything just works without any hassle. Reviewed on: 25th March 2026

Excellent support, customer care, add ins and genera...

Excellent support, customer care, add ins and generally how a bank account should be! Reviewed on: 25th March 2026

Best bank best services best app

One of the best bank. Best application . Early pay is wonderful Reviewed on: 25th March 2026

Opened for associated child account

Opened a current account to get the associated child account. Easy to do but the app is a bit messy for me and is not as intuitive as I would like. Ok graphics though. Easy to transfer money to and from which is a major plus. Reviewed on: 25th March 2026

Excellent and flexible service.

Excellent and flexible service. Every time I contact the customer service team, issues were dealt with on a professional manner and on time, and regular updates are provided during the course of the investigation process Reviewed on: 25th March 2026

Why Monzo is the best banks I’ve used

I’ve been using Monzo for my current account and it’s easily one of the best banking experiences I’ve had. The app is really intuitive and makes managing money simple I can track spending instantly, set budgets, and get notifications the second I use my card. It’s helped me stay more in control of my finances without any hassle. What stands out most is how transparent and user-friendly everything is. There are no hidden fees, and features like splitting bills and saving in pots are genuinely useful day to day. Overall, Monzo feels modern, reliable, and built around how people actually use their money, which is why I’d highly recommend it. Reviewed on: 25th March 2026

Monzo make every bit of banking easy.

Monzo make every bit of banking easy. They pull all your finances together and have decent interest rates/insurance. Reviewed on: 25th March 2026

No matter what I’m stack with Monzo best service 5*

No matter what I’m stack with Monzo best service 5* Reviewed on: 25th March 2026

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