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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18207 reviews)

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4.93

Based on 18,207 reviews, last reviewed 3rd Mar 2026

48350% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Amazing account, good exchange rates, great customer... Amazing account, good exchange rates, great customer service. Saved me from fraud!!! Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18207)

Easy to use & accessible

Despite not having a physical branch, the app is always easy to use and accessible. Reviewed on: 11th February 2026

I have been using Monzo and recommending Monzo for y...

I have been using Monzo and recommending Monzo for years! Great product. Reviewed on: 11th February 2026

Easy to use, informative customer service

Easy to use, informative customer service Reviewed on: 11th February 2026

Good bank.

Good bank.App is easy to use, have never had any problems with my banking Reviewed on: 11th February 2026

I love all my saving pots

I love all my saving pots that give a good rate across all of them. This means I have a better track of my money Reviewed on: 11th February 2026

Simple processes - prompt responses - overall effect...

Simple processes - prompt responses - overall effective and straightforward day to day money management Reviewed on: 11th February 2026

I love how easy it is to use and how great you can o...

I love how easy it is to use and how great you can open savings pots. I’ve never had any issues and the customer service people are always so helpful. I’ve processed 1 chargeback and it was so simple and easy to do. Reviewed on: 11th February 2026

Simply the best

It’s simply the best current account I’ve ever had.:’Pots, round-ups, cashback… oh my! Reviewed on: 11th February 2026

Still leading the way

App is brilliant, other banks copying features to keep up. Lots of features to help you manage money Reviewed on: 11th February 2026

Amazing services

Amazing services fast up to date pleasure to use. I've switched Reviewed on: 11th February 2026

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