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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

I cannot praise Monzo enough.

I cannot praise Monzo enough. I have been banking with them for a long time now 5+ years and I have had only positive experiences. From making the banking and their app extremely user friendly, through excellent customer service, always replying promptly to enquiries, to always creating new ways to help their customers manage their money in a better way. They not only hold my money, but they also educate me on how to better manage it. One of the best services I've had from any company, not just a bank! Reviewed on: 25th March 2026

Absolutely fantastic online bank.

Absolutely fantastic online bank.. friendly, helpful, innovative and inventive. I wish some of the high street banks would take a leaf out of Monzo’s book in terms of their product and service offerings. Reviewed on: 25th March 2026

Monzo has been great to me.

Monzo has been great to me. The current account is the best I have used in a long time Reviewed on: 25th March 2026

Simplicity and serious where is matters

i have banked with Monzo since 2020 - and the simplicity of their app and their approach to banking is what appeals to me, and the fact that they dont take themselves too seriously but do take security and my money seriously, where is matters the most Reviewed on: 25th March 2026

Monzo has been a great account to help with budgetin...

Monzo has been a great account to help with budgeting and using pots to set aside money for sinking funds. The app is so easy to use and I also love that you can get your salary early! Reviewed on: 25th March 2026

Great baking experience all round!

Really useful, especially hopeful for a double payday! Reviewed on: 25th March 2026

Monzo is just a dream to use.

Monzo is just a dream to use. The app is excellent with simple to use features and loads up so much quicker than my other banking apps. I love the way I can keep tabs on other bank accounts in the app at the same time. The customer service is top notch and my virtual debit cards help me keep my purchases tracked. Reviewed on: 25th March 2026

MONZO: Simply the best

There's always someone to help when an issue arises, though this rarely happens. They're very good at helping victims of scammers. They offer multiple saving accounts with great rates and they have a great investment portfolio. Reviewed on: 25th March 2026

I love the flexibility of Monzo account and the easy...

I love the flexibility of Monzo account and the easy access to everything. Reviewed on: 25th March 2026

Great Family Platform

Great platform. With ease of creating family accounts and being able to manage my kids accounts but also give them freedom to start being aware of money and responsibility. Reviewed on: 25th March 2026

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