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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

The hype was worth it!

5
Monzo caught my attention through LinkedIn and I had to see what it is all about. Great rates, affordable plans, and easy-to-reach customer service in the age of automated help options. I'm happy to be with Monzo. Reviewed on: 26th March 2026
SK's avatar
SK

Brilliant when overseas.

5
Brilliant when overseas. Love the savings pots. Love how easy is to connect and transfer money to other Monzo users. Reviewed on: 25th March 2026
Fran's avatar
Fran

Monzo is easy to use, has a great range of features...

5
Monzo is easy to use, has a great range of features and is tops as a joint account as well. Love the round up features and how easy it is to change to a better savings pot when the rates change. Very happy! Reviewed on: 25th March 2026
Clare 's avatar
Clare

Great bank ,no hassles .

5
Great no restriction on using debit cards, no hefty cherges Reviewed on: 25th March 2026
laurette martin's avatar
laurette martin

Started off with a good interest rate, which dropped

5
Started off with a good interest rate, which dropped Reviewed on: 25th March 2026
Tom M's avatar
Tom M

I’ve been very happy with my account.

5
I’ve been very happy with my account. Reviewed on: 25th March 2026
Kirsty M's avatar
Kirsty M

Great bank Great service would highly recommend

5
Great bank Great service would highly recommend Reviewed on: 25th March 2026
Ian Warris's avatar
Ian Warris

Great bank, I'm very pleased with them

5
Great bank, I'm very pleased with them Reviewed on: 25th March 2026
Robert M's avatar
Robert M

Bright, user friendly and easy!

5
Very pleased with my Monzo account. I started with them about 5 years ago and have since added a joint account, a business account and two kids accounts. I like how easy nit is to move money from one account to another as well as track everyone's spending. There are also a lot of add ons and budgeting tools included with the free account. The app is easy to use, cheery and easy to integrate. Reviewed on: 25th March 2026
Eve's avatar
Eve

Best bank I’ve had

5
Love Monzo. It’s so easy to use, great app, great prices for extras. I went from Santander to Monzo about 7 years ago and I won’t go back! I now also have my business account with them. thank you Monzo!!! Reviewed on: 25th March 2026
Chanel Gill's avatar
Chanel Gill

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