Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19425)

Provides good safety and more extra benefits

5
Provides good safety and more extra benefits Reviewed on: 25th March 2026
Venkatesh O's avatar
Venkatesh O

just keeps getting better!

5
I've been with monzo for years and it keeps getting better. I also hold a business account with them and they make life so simple. Reviewed on: 25th March 2026
Ben Britton's avatar
Ben Britton

Ii have best experience with monzo bank

5
Ii have best experience with monzo bank Reviewed on: 25th March 2026
Umair a's avatar
Umair a

I Love Monzo

5
I use Monzo for everything - Current Account, Investment, Savings, Loan, Credit Card, Mortgage tracking, all account tracking. It's excellent I love it so much Reviewed on: 25th March 2026
Patrina 's avatar
Patrina

Fantastic bank

5
Fantastic bank any problems are quickly sorted convince after years with high street bank to join Monzo now very happy Reviewed on: 25th March 2026
David T's avatar
David T

Love this bank

5
Monzo is clear and straightforward, no faff with anything and I’ve never had any problems Reviewed on: 25th March 2026
Umehra Ahmed's avatar
Umehra Ahmed

Beautiful customer service, beautiful bank great UK...

5
Beautiful customer service, beautiful bank great UK & number one bank Monzo Reviewed on: 25th March 2026
AHMED AL-AMODI's avatar
AHMED AL-AMODI

Online banking done properly.

5
Online banking done properly. Very easy to work with and great services Reviewed on: 25th March 2026
Iain G's avatar
Iain G

Love Monzo

5
I pay for Monzo Perks and the value for money is second to none. All bank accounts in the same app, a free Greggs treat a week and cinema ticket a month. With Monzo, everything is friendly and they don't use business jargon like other companies. Reviewed on: 25th March 2026
Stephanie G's avatar
Stephanie G

Five years later, and I'm still a fan

5
I’ve had a Monzo account for over five years and have experienced various bank accounts in the past. Monzo surpasses all of them; it is incredibly user-friendly and designed for the modern world. From seamless payments to inviting friends via links and receiving rewards, it truly stands out. A year ago, I encountered a scam issue, and it was resolved within minutes through their live chat. A friendly representative assisted me, understood my situation, and solved the problem instantly. I would definitely recommend Monzo to my friends and family.g rewards. I've had a scam issue over a year ago, and it was handled within minutes via their live chat. A friendly lady messaging me, and understanding my situation and solving it instantly. I'd recommend to my friends and family. Reviewed on: 25th March 2026
Damaris K's avatar
Damaris K

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3187 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.85 from 1149 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill