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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank ,no hassles .

5
Great no restriction on using debit cards, no hefty cherges Reviewed on: 25th March 2026
laurette martin's avatar
laurette martin

Started off with a good interest rate, which dropped

5
Started off with a good interest rate, which dropped Reviewed on: 25th March 2026
Tom M's avatar
Tom M

I’ve been very happy with my account.

5
I’ve been very happy with my account. Reviewed on: 25th March 2026
Kirsty M's avatar
Kirsty M

Great bank Great service would highly recommend

5
Great bank Great service would highly recommend Reviewed on: 25th March 2026
Ian Warris's avatar
Ian Warris

Great bank, I'm very pleased with them

5
Great bank, I'm very pleased with them Reviewed on: 25th March 2026
Robert M's avatar
Robert M

Bright, user friendly and easy!

5
Very pleased with my Monzo account. I started with them about 5 years ago and have since added a joint account, a business account and two kids accounts. I like how easy nit is to move money from one account to another as well as track everyone's spending. There are also a lot of add ons and budgeting tools included with the free account. The app is easy to use, cheery and easy to integrate. Reviewed on: 25th March 2026
Eve's avatar
Eve

Best bank I’ve had

5
Love Monzo. It’s so easy to use, great app, great prices for extras. I went from Santander to Monzo about 7 years ago and I won’t go back! I now also have my business account with them. thank you Monzo!!! Reviewed on: 25th March 2026
Chanel Gill's avatar
Chanel Gill

Provides good safety and more extra benefits

5
Provides good safety and more extra benefits Reviewed on: 25th March 2026
Venkatesh O's avatar
Venkatesh O

just keeps getting better!

5
I've been with monzo for years and it keeps getting better. I also hold a business account with them and they make life so simple. Reviewed on: 25th March 2026
Ben Britton's avatar
Ben Britton

Ii have best experience with monzo bank

5
Ii have best experience with monzo bank Reviewed on: 25th March 2026
Umair a's avatar
Umair a

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