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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Very good user interface with so many offers

Very good user interface with so many offers Reviewed on: 25th March 2026

Monzo is fantastic I tell everyone I know to get it!

Monzo is fantastic I tell everyone I know to get it! It's so easy to spend abroad, getting paid a day early is great and I also have ISAs and savings pots with them. Plus they reclaimed a pension for me from my previous job! As a person in their 20s with limited finance knowledge it's made savings accounts and stocks and shares ISAs simple by having it all in one place explained in a way that makes sense. I also love being able to round up purchases into a savings pots so I dont have to think about saving. 10/10. Reviewed on: 25th March 2026

Using Monzo banking for 4 years and still going.

I’ve been using Monzo for 4 years now, and overall it’s been a really positive experience, especially if you prefer managing your finances digitally. One of the standout features is the app itself—it’s intuitive, fast, and makes everyday banking simple. Features like instant spending notifications, budgeting tools, and categorised transactions help keep track of money effortlessly. Setting up savings pots is also very useful for organising finances. Another big advantage is how quick it is to set up an account and start using it. Customer support has generally been responsive, though sometimes response times can vary depending on demand. Overall, Monzo Bank is a great option for modern, app-based banking with strong budgeting tools. Reviewed on: 25th March 2026

Great bank to use quick and easy to navigate

Great bank to use quick and easy to navigate Reviewed on: 25th March 2026

Perfect happy

Happy with service so far. App is fab too Reviewed on: 25th March 2026

Excellent app, great features, forward thinking, sim...

Excellent app, great features, forward thinking, simple and easy. Moved from Barclays after opening my first account with them in the late 90s. Can't believe the difference - it sounds a little twee, but it makes me love banking more. Reviewed on: 25th March 2026

Monzo has been fundamental in putting my financial i...

Monzo has been fundamental in putting my financial info in my hand. I feel more in control of my finances, feel that my data is secure and my habits with money have been positively reinforced my initiatives like the 1p challenge and the flexible nature of Flex means that I’m using credit for very short term use only rather the. The old days where it was easy to use credit , forget about it and pay the minimum payment. Reviewed on: 25th March 2026

I’ve been with Monzo for years!

I’ve been with Monzo for years! Never had any issues with them and love all the benefits I get with max Reviewed on: 25th March 2026

Monzo is a great bank to bank with and their salary...

Monzo is a great bank to bank with and their salary early payday is a great feature Reviewed on: 25th March 2026

Best by far.

Best by far., I have a current account and a flex account, I've never had any issues with either, I also held Monzo investments for 15 months, well worth it in my opinion. I have also recently moved my main account to Monzo so my wages are paid in directly. Reviewed on: 25th March 2026

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