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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

A straightforward banking app that’s quick, simple.

5
A straightforward banking app that’s quick, simple, and easy to use. That’s exactly why I chose them — everything just works without any hassle. Reviewed on: 25th March 2026
Anonymous's avatar
Anonymous

Excellent support, customer care, add ins and genera...

5
Excellent support, customer care, add ins and generally how a bank account should be! Reviewed on: 25th March 2026
Leanne h's avatar
Leanne h

Best bank best services best app

5
One of the best bank. Best application . Early pay is wonderful Reviewed on: 25th March 2026
Kamran's avatar
Kamran

Opened for associated child account

4
Opened a current account to get the associated child account. Easy to do but the app is a bit messy for me and is not as intuitive as I would like. Ok graphics though. Easy to transfer money to and from which is a major plus. Reviewed on: 25th March 2026
Electron's avatar
Electron

Excellent and flexible service.

5
Excellent and flexible service. Every time I contact the customer service team, issues were dealt with on a professional manner and on time, and regular updates are provided during the course of the investigation process Reviewed on: 25th March 2026
Efe's avatar
Efe

Why Monzo is the best banks I’ve used

5
I’ve been using Monzo for my current account and it’s easily one of the best banking experiences I’ve had. The app is really intuitive and makes managing money simple I can track spending instantly, set budgets, and get notifications the second I use my card. It’s helped me stay more in control of my finances without any hassle. What stands out most is how transparent and user-friendly everything is. There are no hidden fees, and features like splitting bills and saving in pots are genuinely useful day to day. Overall, Monzo feels modern, reliable, and built around how people actually use their money, which is why I’d highly recommend it. Reviewed on: 25th March 2026
Kael Omand's avatar
Kael Omand

Monzo make every bit of banking easy.

5
Monzo make every bit of banking easy. They pull all your finances together and have decent interest rates/insurance. Reviewed on: 25th March 2026
Gillian 's avatar
Gillian

No matter what I’m stack with Monzo best service 5*

5
No matter what I’m stack with Monzo best service 5* Reviewed on: 25th March 2026
Mohamed R's avatar
Mohamed R

I cannot praise Monzo enough.

5
I cannot praise Monzo enough. I have been banking with them for a long time now 5+ years and I have had only positive experiences. From making the banking and their app extremely user friendly, through excellent customer service, always replying promptly to enquiries, to always creating new ways to help their customers manage their money in a better way. They not only hold my money, but they also educate me on how to better manage it. One of the best services I've had from any company, not just a bank! Reviewed on: 25th March 2026
Martyna G's avatar
Martyna G

Absolutely fantastic online bank.

5
Absolutely fantastic online bank.. friendly, helpful, innovative and inventive. I wish some of the high street banks would take a leaf out of Monzo’s book in terms of their product and service offerings. Reviewed on: 25th March 2026
John B's avatar
John B

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