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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

I Love Monzo

5
I use Monzo for everything - Current Account, Investment, Savings, Loan, Credit Card, Mortgage tracking, all account tracking. It's excellent I love it so much Reviewed on: 25th March 2026
Patrina 's avatar
Patrina

Fantastic bank

5
Fantastic bank any problems are quickly sorted convince after years with high street bank to join Monzo now very happy Reviewed on: 25th March 2026
David T's avatar
David T

Love this bank

5
Monzo is clear and straightforward, no faff with anything and I’ve never had any problems Reviewed on: 25th March 2026
Umehra Ahmed's avatar
Umehra Ahmed

Beautiful customer service, beautiful bank great UK...

5
Beautiful customer service, beautiful bank great UK & number one bank Monzo Reviewed on: 25th March 2026
AHMED AL-AMODI's avatar
AHMED AL-AMODI

Online banking done properly.

5
Online banking done properly. Very easy to work with and great services Reviewed on: 25th March 2026
Iain G's avatar
Iain G

Love Monzo

5
I pay for Monzo Perks and the value for money is second to none. All bank accounts in the same app, a free Greggs treat a week and cinema ticket a month. With Monzo, everything is friendly and they don't use business jargon like other companies. Reviewed on: 25th March 2026
Stephanie G's avatar
Stephanie G

Five years later, and I'm still a fan

5
I’ve had a Monzo account for over five years and have experienced various bank accounts in the past. Monzo surpasses all of them; it is incredibly user-friendly and designed for the modern world. From seamless payments to inviting friends via links and receiving rewards, it truly stands out. A year ago, I encountered a scam issue, and it was resolved within minutes through their live chat. A friendly representative assisted me, understood my situation, and solved the problem instantly. I would definitely recommend Monzo to my friends and family.g rewards. I've had a scam issue over a year ago, and it was handled within minutes via their live chat. A friendly lady messaging me, and understanding my situation and solving it instantly. I'd recommend to my friends and family. Reviewed on: 25th March 2026
Damaris K's avatar
Damaris K

A straightforward banking app that’s quick, simple.

5
A straightforward banking app that’s quick, simple, and easy to use. That’s exactly why I chose them — everything just works without any hassle. Reviewed on: 25th March 2026
Anonymous's avatar
Anonymous

Excellent support, customer care, add ins and genera...

5
Excellent support, customer care, add ins and generally how a bank account should be! Reviewed on: 25th March 2026
Leanne h's avatar
Leanne h

Best bank best services best app

5
One of the best bank. Best application . Early pay is wonderful Reviewed on: 25th March 2026
Kamran's avatar
Kamran

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