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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Opened for associated child account

4
Opened a current account to get the associated child account. Easy to do but the app is a bit messy for me and is not as intuitive as I would like. Ok graphics though. Easy to transfer money to and from which is a major plus. Reviewed on: 25th March 2026
Electron's avatar
Electron

Excellent and flexible service.

5
Excellent and flexible service. Every time I contact the customer service team, issues were dealt with on a professional manner and on time, and regular updates are provided during the course of the investigation process Reviewed on: 25th March 2026
Efe's avatar
Efe

Why Monzo is the best banks I’ve used

5
I’ve been using Monzo for my current account and it’s easily one of the best banking experiences I’ve had. The app is really intuitive and makes managing money simple I can track spending instantly, set budgets, and get notifications the second I use my card. It’s helped me stay more in control of my finances without any hassle. What stands out most is how transparent and user-friendly everything is. There are no hidden fees, and features like splitting bills and saving in pots are genuinely useful day to day. Overall, Monzo feels modern, reliable, and built around how people actually use their money, which is why I’d highly recommend it. Reviewed on: 25th March 2026
Kael Omand's avatar
Kael Omand

Monzo make every bit of banking easy.

5
Monzo make every bit of banking easy. They pull all your finances together and have decent interest rates/insurance. Reviewed on: 25th March 2026
Gillian 's avatar
Gillian

No matter what I’m stack with Monzo best service 5*

5
No matter what I’m stack with Monzo best service 5* Reviewed on: 25th March 2026
Mohamed R's avatar
Mohamed R

I cannot praise Monzo enough.

5
I cannot praise Monzo enough. I have been banking with them for a long time now 5+ years and I have had only positive experiences. From making the banking and their app extremely user friendly, through excellent customer service, always replying promptly to enquiries, to always creating new ways to help their customers manage their money in a better way. They not only hold my money, but they also educate me on how to better manage it. One of the best services I've had from any company, not just a bank! Reviewed on: 25th March 2026
Martyna G's avatar
Martyna G

Absolutely fantastic online bank.

5
Absolutely fantastic online bank.. friendly, helpful, innovative and inventive. I wish some of the high street banks would take a leaf out of Monzo’s book in terms of their product and service offerings. Reviewed on: 25th March 2026
John B's avatar
John B

Monzo has been great to me.

5
Monzo has been great to me. The current account is the best I have used in a long time Reviewed on: 25th March 2026
Walter H's avatar
Walter H

Simplicity and serious where is matters

5
i have banked with Monzo since 2020 - and the simplicity of their app and their approach to banking is what appeals to me, and the fact that they dont take themselves too seriously but do take security and my money seriously, where is matters the most Reviewed on: 25th March 2026
Linda W's avatar
Linda W

Monzo has been a great account to help with budgetin...

5
Monzo has been a great account to help with budgeting and using pots to set aside money for sinking funds. The app is so easy to use and I also love that you can get your salary early! Reviewed on: 25th March 2026
Jen B 's avatar
Jen B

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