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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Monzo has been great to me.

5
Monzo has been great to me. The current account is the best I have used in a long time Reviewed on: 25th March 2026
Walter H's avatar
Walter H

Simplicity and serious where is matters

5
i have banked with Monzo since 2020 - and the simplicity of their app and their approach to banking is what appeals to me, and the fact that they dont take themselves too seriously but do take security and my money seriously, where is matters the most Reviewed on: 25th March 2026
Linda W's avatar
Linda W

Monzo has been a great account to help with budgetin...

5
Monzo has been a great account to help with budgeting and using pots to set aside money for sinking funds. The app is so easy to use and I also love that you can get your salary early! Reviewed on: 25th March 2026
Jen B 's avatar
Jen B

Great baking experience all round!

5
Really useful, especially hopeful for a double payday! Reviewed on: 25th March 2026
Audrey T's avatar
Audrey T

Monzo is just a dream to use.

5
Monzo is just a dream to use. The app is excellent with simple to use features and loads up so much quicker than my other banking apps. I love the way I can keep tabs on other bank accounts in the app at the same time. The customer service is top notch and my virtual debit cards help me keep my purchases tracked. Reviewed on: 25th March 2026
N Cooper's avatar
N Cooper

MONZO: Simply the best

5
There's always someone to help when an issue arises, though this rarely happens. They're very good at helping victims of scammers. They offer multiple saving accounts with great rates and they have a great investment portfolio. Reviewed on: 25th March 2026
Kudzie Moetsabi's avatar
Kudzie Moetsabi

I love the flexibility of Monzo account and the easy...

5
I love the flexibility of Monzo account and the easy access to everything. Reviewed on: 25th March 2026
Gemma N's avatar
Gemma N

Great Family Platform

5
Great platform. With ease of creating family accounts and being able to manage my kids accounts but also give them freedom to start being aware of money and responsibility. Reviewed on: 25th March 2026
Woody's avatar
Woody

i absolutely love monzo!

5
i absolutely love monzo. been a loyal customer since 2021 Reviewed on: 25th March 2026
vikram Mohan's avatar
vikram Mohan

Monzo are easy and great to be apart of

5
Monzo are easy and great to be apart of Reviewed on: 25th March 2026
Liam Burt's avatar
Liam Burt

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