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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

100% recommend

Really user friendly and encouraging to invest and grow your own money. Reviewed on: 25th March 2026

Budgeting in pots is a dream, never been so organised

The Monzo App is super easy to navigate, and set up your account. I have also got Mortgage tracker, Savings accounts and Investment account to keep everything together. Bank cards always arrive quickly, and online customer service is quick to reply. I always use abroad with no issues, and have deposited cash at the post office with only a £1 fee. My main love of this app are the savings pots. I have been so organized and well prepared using these, it makes budgeting a dream Reviewed on: 25th March 2026

Excellent

Quick easy to use and customer service very good Reviewed on: 25th March 2026

Absolutely fabulous on every level

Absolutely fabulous on every level Reviewed on: 25th March 2026

Fantastic.

Fantastic. Is all I can say excellent service Reviewed on: 25th March 2026

best bank

Since opening my account they have been informative, answered queries problems fast. They also offer amazing value on bank accounts Reviewed on: 25th March 2026

Excellent app and easy to save with

Excellent app very easy to use and great at making you save money easily Reviewed on: 25th March 2026

Superbank!

I have both a business account and a personal account and it has been a game changer for money management and financial planning Reviewed on: 25th March 2026

Very simple to use, friendly and fun.

Very simple to use, friendly and fun. Reviewed on: 25th March 2026

Great products, great service & trustworthy

Great products, great service, invaluable advice. At last a bank I feel I can really trust! Reviewed on: 25th March 2026

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