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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

It’s a flexible system, user interface

It’s a flexible system, user interface Reviewed on: 25th March 2026

Monzo offers everything you need plus more.

Monzo offers everything you need plus more. love it Reviewed on: 25th March 2026

Love the savings challenges.

Love the savings challenges. Communication timely and helpful Reviewed on: 25th March 2026

Very easy to set up account, no issues.

Very easy to set up account, no issues. App is very user friendly Reviewed on: 25th March 2026

Just so simple and easy to use.

Just so simple and easy to use. Miles ahead of the high street banks! Reviewed on: 25th March 2026

Monzo is very easy to use.

Monzo is very easy to use. I have a current account, business account, and flex, and going between the accounts is very simple and user friendly. Plus the app looks great! Reviewed on: 25th March 2026

Great experience, very flexible and always there whe...

Great experience, very flexible and always there when you need them. Reviewed on: 25th March 2026

Full Monzo

I use Monzo for pretty much everything - current account, personal loan for car, home insurance for house/contents, cash isa, pension and links to other credit cards Reviewed on: 25th March 2026

Amazing!!

Fantastic bank, way ahead of the curve! Reviewed on: 25th March 2026

Have loved your monzo ever since I joined.

Have loved your monzo ever since I joined. Makes saving easy and the pots are my favourite feature. Reviewed on: 25th March 2026

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