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Monzo: Current Account reviews

4.92
Based on 15,373 reviews, last reviewed 21st Feb 2025
4591% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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0%
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0%
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1%

Latest highest rating:

5

Awesome all round experience. Awesome all round experience. Easy to open, easy to run. And Monzo flex makes owning a credit card responsibly and ethically so effortless Reviewed on: 21st February 2025
Rufai K's avatar
Rufai K

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (15373)

Best bank and banking app I've dealt with.

5
Best bank and banking app I've dealt with. Reviewed on: 8th February 2025

Best bank for saving, and perfect UI

5
Best bank for saving, and perfect UI Reviewed on: 8th February 2025

Monzo does modern digital banking right

5
I switched from Natwest as their banking app and customer support was poor. Their online services were convoluted. Monzo is much simpler and makes it easier to track my finances. They embrace digital and do it properly, they keep the experience simple and straightforward. Instant notifications on your phone are a bonus. Reviewed on: 8th February 2025

All good apart from one small thing.

5
The only downside is the reduction in interest on savings when other banks are maintaining theirs at a higher rate. Apart from that all is good :) Reviewed on: 8th February 2025

Great abroad good saving opportunities excellent cus...

5
Great abroad good saving opportunities excellent customer service Reviewed on: 8th February 2025

I have good experience simple and powerful

5
I have good experience simple and powerful Reviewed on: 8th February 2025

Everything works, no worries

5
Everything works, no worries or stress even when things don't go as planned Reviewed on: 8th February 2025

My favourite UK bank

5
Very easy to navigate the app and move money. The pots are brilliant and help remove stress from managing bills. Reviewed on: 8th February 2025

Simple and flexible.

5
I like the many options of pots and virtual cards. Aswell as being able to spend abroad without fee. All in all monza is very flexible, has great features and helps me manage money well. The credit options are also very good and easy to access. Reviewed on: 8th February 2025

Best current account!

5
I love how you can see an overview of all your other cards, even non-Monzo ones. It really makes it feel like my "financial hub". Also appreciate the quick customer service Reviewed on: 8th February 2025

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