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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Brilliant experience with Monzo.

5
Brilliant experience with Monzo. Love the pots to help you save . Ive recommended all my friends and family to it. Reviewed on: 25th March 2026
Yvonne d's avatar
Yvonne d

The best bank I've ever had an account with

5
It is incredibly easy to get anything done with Monzo. From the day to day (transfers / savings and adding security features like a secret code or security check for larger transfers via a trusted contact), to the more complex requests (transferring large sums of money or opening investments and linking other accounts) to some of the least desirable aspects of having a bank account (dealing with difficult sellers or online fraud issues), Monzo makes every process I've ever had to use it for so much easier than previous banks I've had accounts with. They genuinely deserve to win an award, they're outstanding! Reviewed on: 25th March 2026
AK's avatar
AK

Great service, great app, easy to use.

5
Great service, great app, easy to use. great products and always adapting to make things even easier. Reviewed on: 25th March 2026
Dan's avatar
Dan

Great bank, easy to use and very user friendly with...

5
Great bank, easy to use and very user friendly with no faff! Reviewed on: 25th March 2026
Martin Drake's avatar
Martin Drake

The app is excellent, clear and easy to use.

5
The app is excellent, clear and easy to use. Very easy to manage accounts, pots and investments Reviewed on: 25th March 2026
Alan R's avatar
Alan R

Been a member since the early days, their support ha...

5
Been a member since the early days, their support has always been top notch and the app is full of features. Reviewed on: 25th March 2026
Steven W's avatar
Steven W

Love their app

5
i just love everything about their app, their personality and the way that you can always get through to someone when needed. Very efficient and i wouldn't consider changing banks Reviewed on: 25th March 2026
Laura F's avatar
Laura F

I find the app really easy to use.

5
I find the app really easy to use. The cashback deals can be variable but are a nice extra each month and do make a difference! Reviewed on: 25th March 2026
Becky's avatar
Becky

Very good user interface with so many offers

5
Very good user interface with so many offers Reviewed on: 25th March 2026
Chidubem B's avatar
Chidubem B

Monzo is fantastic I tell everyone I know to get it!

5
Monzo is fantastic I tell everyone I know to get it! It's so easy to spend abroad, getting paid a day early is great and I also have ISAs and savings pots with them. Plus they reclaimed a pension for me from my previous job! As a person in their 20s with limited finance knowledge it's made savings accounts and stocks and shares ISAs simple by having it all in one place explained in a way that makes sense. I also love being able to round up purchases into a savings pots so I dont have to think about saving. 10/10. Reviewed on: 25th March 2026
Ella C's avatar
Ella C

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