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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Great bank, easy to use and very user friendly with...

5
Great bank, easy to use and very user friendly with no faff! Reviewed on: 25th March 2026
Martin Drake's avatar
Martin Drake

The app is excellent, clear and easy to use.

5
The app is excellent, clear and easy to use. Very easy to manage accounts, pots and investments Reviewed on: 25th March 2026
Alan R's avatar
Alan R

Been a member since the early days, their support ha...

5
Been a member since the early days, their support has always been top notch and the app is full of features. Reviewed on: 25th March 2026
Steven W's avatar
Steven W

Love their app

5
i just love everything about their app, their personality and the way that you can always get through to someone when needed. Very efficient and i wouldn't consider changing banks Reviewed on: 25th March 2026
Laura F's avatar
Laura F

I find the app really easy to use.

5
I find the app really easy to use. The cashback deals can be variable but are a nice extra each month and do make a difference! Reviewed on: 25th March 2026
Becky's avatar
Becky

Very good user interface with so many offers

5
Very good user interface with so many offers Reviewed on: 25th March 2026
Chidubem B's avatar
Chidubem B

Monzo is fantastic I tell everyone I know to get it!

5
Monzo is fantastic I tell everyone I know to get it! It's so easy to spend abroad, getting paid a day early is great and I also have ISAs and savings pots with them. Plus they reclaimed a pension for me from my previous job! As a person in their 20s with limited finance knowledge it's made savings accounts and stocks and shares ISAs simple by having it all in one place explained in a way that makes sense. I also love being able to round up purchases into a savings pots so I dont have to think about saving. 10/10. Reviewed on: 25th March 2026
Ella C's avatar
Ella C

Using Monzo banking for 4 years and still going.

5
I’ve been using Monzo for 4 years now, and overall it’s been a really positive experience, especially if you prefer managing your finances digitally. One of the standout features is the app itself—it’s intuitive, fast, and makes everyday banking simple. Features like instant spending notifications, budgeting tools, and categorised transactions help keep track of money effortlessly. Setting up savings pots is also very useful for organising finances. Another big advantage is how quick it is to set up an account and start using it. Customer support has generally been responsive, though sometimes response times can vary depending on demand. Overall, Monzo Bank is a great option for modern, app-based banking with strong budgeting tools. Reviewed on: 25th March 2026
Ahmad A's avatar
Ahmad A

Great bank to use quick and easy to navigate

5
Great bank to use quick and easy to navigate Reviewed on: 25th March 2026
Nathan C's avatar
Nathan C

Perfect happy

5
Happy with service so far. App is fab too Reviewed on: 25th March 2026
Leni M's avatar
Leni M

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