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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Using Monzo banking for 4 years and still going.

5
I’ve been using Monzo for 4 years now, and overall it’s been a really positive experience, especially if you prefer managing your finances digitally. One of the standout features is the app itself—it’s intuitive, fast, and makes everyday banking simple. Features like instant spending notifications, budgeting tools, and categorised transactions help keep track of money effortlessly. Setting up savings pots is also very useful for organising finances. Another big advantage is how quick it is to set up an account and start using it. Customer support has generally been responsive, though sometimes response times can vary depending on demand. Overall, Monzo Bank is a great option for modern, app-based banking with strong budgeting tools. Reviewed on: 25th March 2026
Ahmad A's avatar
Ahmad A

Great bank to use quick and easy to navigate

5
Great bank to use quick and easy to navigate Reviewed on: 25th March 2026
Nathan C's avatar
Nathan C

Perfect happy

5
Happy with service so far. App is fab too Reviewed on: 25th March 2026
Leni M's avatar
Leni M

Excellent app, great features, forward thinking, sim...

5
Excellent app, great features, forward thinking, simple and easy. Moved from Barclays after opening my first account with them in the late 90s. Can't believe the difference - it sounds a little twee, but it makes me love banking more. Reviewed on: 25th March 2026
Siobhan O's avatar
Siobhan O

Monzo has been fundamental in putting my financial i...

5
Monzo has been fundamental in putting my financial info in my hand. I feel more in control of my finances, feel that my data is secure and my habits with money have been positively reinforced my initiatives like the 1p challenge and the flexible nature of Flex means that I’m using credit for very short term use only rather the. The old days where it was easy to use credit , forget about it and pay the minimum payment. Reviewed on: 25th March 2026
MS's avatar
MS

I’ve been with Monzo for years!

5
I’ve been with Monzo for years! Never had any issues with them and love all the benefits I get with max Reviewed on: 25th March 2026
Sam Jones's avatar
Sam Jones

Monzo is a great bank to bank with and their salary...

5
Monzo is a great bank to bank with and their salary early payday is a great feature Reviewed on: 25th March 2026
Augustine O's avatar
Augustine O

Best by far.

5
Best by far., I have a current account and a flex account, I've never had any issues with either, I also held Monzo investments for 15 months, well worth it in my opinion. I have also recently moved my main account to Monzo so my wages are paid in directly. Reviewed on: 25th March 2026
Jamesp's avatar
Jamesp

100% recommend

5
Really user friendly and encouraging to invest and grow your own money. Reviewed on: 25th March 2026
Natasha B's avatar
Natasha B

Budgeting in pots is a dream, never been so organised

5
The Monzo App is super easy to navigate, and set up your account. I have also got Mortgage tracker, Savings accounts and Investment account to keep everything together. Bank cards always arrive quickly, and online customer service is quick to reply. I always use abroad with no issues, and have deposited cash at the post office with only a £1 fee. My main love of this app are the savings pots. I have been so organized and well prepared using these, it makes budgeting a dream Reviewed on: 25th March 2026
Leanne's avatar
Leanne

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