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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Excellent app, great features, forward thinking, sim...

5
Excellent app, great features, forward thinking, simple and easy. Moved from Barclays after opening my first account with them in the late 90s. Can't believe the difference - it sounds a little twee, but it makes me love banking more. Reviewed on: 25th March 2026
Siobhan O's avatar
Siobhan O

Monzo has been fundamental in putting my financial i...

5
Monzo has been fundamental in putting my financial info in my hand. I feel more in control of my finances, feel that my data is secure and my habits with money have been positively reinforced my initiatives like the 1p challenge and the flexible nature of Flex means that I’m using credit for very short term use only rather the. The old days where it was easy to use credit , forget about it and pay the minimum payment. Reviewed on: 25th March 2026
MS's avatar
MS

I’ve been with Monzo for years!

5
I’ve been with Monzo for years! Never had any issues with them and love all the benefits I get with max Reviewed on: 25th March 2026
Sam Jones's avatar
Sam Jones

Monzo is a great bank to bank with and their salary...

5
Monzo is a great bank to bank with and their salary early payday is a great feature Reviewed on: 25th March 2026
Augustine O's avatar
Augustine O

Best by far.

5
Best by far., I have a current account and a flex account, I've never had any issues with either, I also held Monzo investments for 15 months, well worth it in my opinion. I have also recently moved my main account to Monzo so my wages are paid in directly. Reviewed on: 25th March 2026
Jamesp's avatar
Jamesp

100% recommend

5
Really user friendly and encouraging to invest and grow your own money. Reviewed on: 25th March 2026
Natasha B's avatar
Natasha B

Budgeting in pots is a dream, never been so organised

5
The Monzo App is super easy to navigate, and set up your account. I have also got Mortgage tracker, Savings accounts and Investment account to keep everything together. Bank cards always arrive quickly, and online customer service is quick to reply. I always use abroad with no issues, and have deposited cash at the post office with only a £1 fee. My main love of this app are the savings pots. I have been so organized and well prepared using these, it makes budgeting a dream Reviewed on: 25th March 2026
Leanne's avatar
Leanne

Excellent

5
Quick easy to use and customer service very good Reviewed on: 25th March 2026
Nicola 's avatar
Nicola

Absolutely fabulous on every level

5
Absolutely fabulous on every level Reviewed on: 25th March 2026
JDG's avatar
JDG

Fantastic.

5
Fantastic. Is all I can say excellent service Reviewed on: 25th March 2026
Dawn Whitfield's avatar
Dawn Whitfield

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