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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

A star is not high enough for Monzo

A star is not high enough for Monzo easy to open easy to move money around love love love the pots - awesome Reviewed on: 24th March 2026

Their customer service is genuinely so sweet and the...

Their customer service is genuinely so sweet and they can do nothing wrong Reviewed on: 24th March 2026

Always fabulous, never have a problem or when I do i...

Always fabulous, never have a problem or when I do it gets sorted! Reviewed on: 24th March 2026

Love monzo

Used monzo for a few years and found it to be a good banking option if looking to open a second account. Reviewed on: 24th March 2026

Monzo is just sooooo easy to use and so many options...

Monzo is just sooooo easy to use and so many options to choose from feom overdraft and flex and loans and savings and 1p challenge. Monzo your just the best Reviewed on: 24th March 2026

Fantastic bank with excellent customer service

I have been a Monzo customer for over 5 years and have never had any issues. The app is fantastic and very user-friendly. Customer service is unsurpassed. The ability to transfer money into pots is brilliant. I can't recommend Monzo highly enough Reviewed on: 24th March 2026

Love these guys

Love. I’m a huge fan and never want to bank with anyone else again. Especially a fan of the pots and great customer service Reviewed on: 24th March 2026

Easy to use, motivated to save.

Switched to Monzo current account earlier this year. So easy to use. I’m saving more intentionally, helping to get to my saving goal. The savings challenge has motivated me to save. Being able too set up pots and manage ISAs in one place rather than open multiple accounts helps with meeting savings goals too. Reviewed on: 24th March 2026

Great pots - changed the way I budget for the better.

Great pots - changed the way I budget for the better. Also great customer service. Reviewed on: 24th March 2026

Very good app.

Very good app. Sometimes a bit hard to find things like savings. The plus plan has good benefits too Reviewed on: 24th March 2026

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