Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

View other Monzo products

4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Super flexible account - love the pots concept

Super flexible account - love the pots concept Reviewed on: 24th March 2026

Excellent app with innovative features, always ahead...

Excellent app with innovative features, always ahead of the game. Reviewed on: 24th March 2026

Really easy to use.

Really easy to use. Everything is online. It’s set up so that’s it’s super easy to see everything you need at a glance. There’s lots of lovely little touches like savings challenges that make it even easier. I use Monzo for everything now apart from paying my mortgage. That’s the next swap I imagine. Reviewed on: 24th March 2026

Thoroughly enjoyable Monzo experience

Incredibly easy to open an account. Lovely UX and have opened a joint account alongside it to move from another bank. Will also be upgrading account and taking advantage of different perks that monzo offer which aren’t offered by other banks. Reviewed on: 24th March 2026

Have been using for four years as main account.

Have been using for four years as main account. Can’t complain on anything Reviewed on: 24th March 2026

Have been with monzo 2 years and u can’t fault them...

Have been with monzo 2 years and u can’t fault them at all Reviewed on: 24th March 2026

Ive been with Monzo for about 10 years and they have...

Ive been with Monzo for about 10 years and they have been ahead of the game with banking and app functions and usability. I am using more and more of the services they offer and moving away from 'traditional' banks. Reviewed on: 24th March 2026

Monzo current account has helped me over the years,...

Monzo current account has helped me over the years, since being denied of a Highstreet bank account due to bad credit years ago. Monzo came through for me Reviewed on: 24th March 2026

No fees when spending abroad.

No fees when spending abroad. Friendly user app. Payments show immediately. Split bills instantly with friends. Pots for saving and bills Reviewed on: 24th March 2026

just does what bit says on the tin

just does what bit says on the tin Reviewed on: 24th March 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Santander 4.03 from 11 reviews
Graduate Account
from NatWest 4.38 from 63 reviews
Black Current Account
from RBS 3.20 from 19 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub