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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Love the savings challenges.

5
Love the savings challenges. Communication timely and helpful Reviewed on: 25th March 2026
Sarah F's avatar
Sarah F

Very easy to set up account, no issues.

5
Very easy to set up account, no issues. App is very user friendly Reviewed on: 25th March 2026
Charlie's avatar
Charlie

Just so simple and easy to use.

5
Just so simple and easy to use. Miles ahead of the high street banks! Reviewed on: 25th March 2026
Hugh Cochrane's avatar
Hugh Cochrane

Monzo is very easy to use.

5
Monzo is very easy to use. I have a current account, business account, and flex, and going between the accounts is very simple and user friendly. Plus the app looks great! Reviewed on: 25th March 2026
J E's avatar
J E

Great experience, very flexible and always there whe...

5
Great experience, very flexible and always there when you need them. Reviewed on: 25th March 2026
Ajo Kacmar's avatar
Ajo Kacmar

Full Monzo

5
I use Monzo for pretty much everything - current account, personal loan for car, home insurance for house/contents, cash isa, pension and links to other credit cards Reviewed on: 25th March 2026
Peter Shores's avatar
Peter Shores

Amazing!!

5
Fantastic bank, way ahead of the curve! Reviewed on: 25th March 2026
Natalie w's avatar
Natalie w

Have loved your monzo ever since I joined.

5
Have loved your monzo ever since I joined. Makes saving easy and the pots are my favourite feature. Reviewed on: 25th March 2026
KH's avatar
KH

Excellent UX, makes managing finance simpler.

5
Excellent user experience, love the control you get to tailor your app experience. Each feature they have helps manage finances and makes budgeting simpler. Perks is great value for money more than pays for its self with all the rewards you get. Have never had a reason to use customer service so can't comment there but never having the need to is a testament in itself of the smooth running of their service. Reviewed on: 25th March 2026
Hannah's avatar
Hannah

Been with Monzo since Beta and use them as my main c...

5
Been with Monzo since Beta and use them as my main current account. Led the way with changing this industry. Reviewed on: 25th March 2026
Andrew M's avatar
Andrew M

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