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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18210 reviews)

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4.93

Based on 18,210 reviews, last reviewed 3rd Mar 2026

48500% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Is just perfect , I live monzo flex and I am opening... Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18210)

Monzo is fantastic.

Monzo is fantastic. The in app features are great, there’s great customer service, easy to set up savings, easy transfers AND early pay day Reviewed on: 10th February 2026

Impossible to speak to one person, none of them spea...

Impossible to speak to one person, none of them speak English, block your account, freeze it without permission won't give you your money, fraudsters. Reported to action fraud and ombudsman. Reviewed on: 10th February 2026

Ive been with monzo for about 3 years its easy to ma...

Ive been with monzo for about 3 years its easy to manage all your money. Their savings challenge is also quite good. Reviewed on: 10th February 2026

Excellent bank.

I have recommended so many people to Monzo. All my family are with them. Reviewed on: 10th February 2026

Great service.

Great service. Always good cashback and saving conditions. Easy to use obviously and app design is good, easy to understand everything not like in different banks. Also it’s good that you can send money to different country bank and not wait 1-2 days Reviewed on: 10th February 2026

Brilliant current account and great user-friendly app.

Brilliant current account and great user-friendly app. The account is great for managing money and the perks for subscribing are definitely worth the money. Reviewed on: 10th February 2026

Perfection

Life is so much easier since using Monzo Max. Everything is clear and easy and there are so many benefits. Fingers crossed I get blessed with a billsback or salary double too! Reviewed on: 10th February 2026

I joined monzo as a card to use abroad, but have sin...

I joined monzo as a card to use abroad, but have since moved it to my normal bank account! Never had a problem the app is really easy to use Reviewed on: 10th February 2026

So easy to use

So easy to use and intuitive functionality on the app. If something goes wrong it’s easy to fix and they sort it out really quickly. Reviewed on: 10th February 2026

Easy banking for the people!

From early on, this bank is human, common sense. Easy to get anything done. I’ve used them from pocket spending, to the large transfers involves in buying a house. Always much more easily than a “big” bank Reviewed on: 10th February 2026

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