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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

best bank ever

5
best bank ever - why would i go back to “big banks” who are just a waste of time Reviewed on: 25th March 2026
Daniella N's avatar
Daniella N

Absolutely love Monzo.

5
Absolutely love Monzo. As a young person looking to budget, Monzo is perfect for this. The app is what sets it apart, early pay day and pots too. All things other banks can do… but don’t. Monzo goes that extra mile. Reviewed on: 25th March 2026
Joe G's avatar
Joe G

app is brilliant, friendly and intuitive

5
The app is brilliant, friendly and intuitive Reviewed on: 25th March 2026
Kate Carter's avatar
Kate Carter

Best bank

5
Good products and ahead of others Reviewed on: 25th March 2026
Damsy's avatar
Damsy

Monzo has completely changed my relationship to and...

5
Monzo has completely changed my relationship to and attitude towards money. Savings pots allow me to save for likely but unplanned expenses and the 1p savings challenge means I save without thinking. The features and overall control over money is unparalleled. Reviewed on: 25th March 2026
Kayleigh O's avatar
Kayleigh O

Tbh is is how current accounts SHOULD be.

5
Tbh is is how current accounts SHOULD be. No fees for use abroad, payments available when they come in, not held for days. Easy and fun ways to save if you have max plan, I can funnel money monthly into “pots” and have virtual cards - Thai has been amazing for ensuring my kids can’t buy stuff online accidentally (or on purpose). Love my weekly Greggs treat and my monthly cinema ticket too! Plus the cash roundups and the 5% interest savings challenges. Reviewed on: 24th March 2026
Jane's avatar
Jane

Monzo is very easy to understand and time saver.

5
Monzo is very easy to understand and time saver. It’s help a lot when I need money I got overdraft exactly I needed time I will keep Monzo all the time and recommend my friends as well. Reviewed on: 24th March 2026
Midhun Mathias's avatar
Midhun Mathias

I love Monzo.and social team

5
I love Monzo. It’s my main bank also love the social team. They are amazing. Reviewed on: 24th March 2026
Hazi 's avatar
Hazi

A star is not high enough for Monzo

5
A star is not high enough for Monzo easy to open easy to move money around love love love the pots - awesome Reviewed on: 24th March 2026
Allan W's avatar
Allan W

Their customer service is genuinely so sweet and the...

5
Their customer service is genuinely so sweet and they can do nothing wrong Reviewed on: 24th March 2026
Keira 's avatar
Keira

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