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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Always fabulous, never have a problem or when I do i...

5
Always fabulous, never have a problem or when I do it gets sorted! Reviewed on: 24th March 2026
Jack T's avatar
Jack T

Love monzo

5
Used monzo for a few years and found it to be a good banking option if looking to open a second account. Reviewed on: 24th March 2026
Khalila P's avatar
Khalila P

Monzo is just sooooo easy to use and so many options...

5
Monzo is just sooooo easy to use and so many options to choose from feom overdraft and flex and loans and savings and 1p challenge. Monzo your just the best Reviewed on: 24th March 2026
Adam h's avatar
Adam h

Fantastic bank with excellent customer service

5
I have been a Monzo customer for over 5 years and have never had any issues. The app is fantastic and very user-friendly. Customer service is unsurpassed. The ability to transfer money into pots is brilliant. I can't recommend Monzo highly enough Reviewed on: 24th March 2026
Ian's avatar
Ian

Love these guys

5
Love. I’m a huge fan and never want to bank with anyone else again. Especially a fan of the pots and great customer service Reviewed on: 24th March 2026
Ben's avatar
Ben

Easy to use, motivated to save.

5
Switched to Monzo current account earlier this year. So easy to use. I’m saving more intentionally, helping to get to my saving goal. The savings challenge has motivated me to save. Being able too set up pots and manage ISAs in one place rather than open multiple accounts helps with meeting savings goals too. Reviewed on: 24th March 2026
Rupal Patel's avatar
Rupal Patel

Great pots - changed the way I budget for the better.

5
Great pots - changed the way I budget for the better. Also great customer service. Reviewed on: 24th March 2026
Isobel's avatar
Isobel

Very good app.

4
Very good app. Sometimes a bit hard to find things like savings. The plus plan has good benefits too Reviewed on: 24th March 2026
Stiven's avatar
Stiven

Super flexible account - love the pots concept

5
Super flexible account - love the pots concept Reviewed on: 24th March 2026
Becca's avatar
Becca

Excellent app with innovative features, always ahead...

5
Excellent app with innovative features, always ahead of the game. Reviewed on: 24th March 2026
Isabelle's avatar
Isabelle

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