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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Best bank

5
Good products and ahead of others Reviewed on: 25th March 2026
Damsy's avatar
Damsy

Monzo has completely changed my relationship to and...

5
Monzo has completely changed my relationship to and attitude towards money. Savings pots allow me to save for likely but unplanned expenses and the 1p savings challenge means I save without thinking. The features and overall control over money is unparalleled. Reviewed on: 25th March 2026
Kayleigh O's avatar
Kayleigh O

Tbh is is how current accounts SHOULD be.

5
Tbh is is how current accounts SHOULD be. No fees for use abroad, payments available when they come in, not held for days. Easy and fun ways to save if you have max plan, I can funnel money monthly into “pots” and have virtual cards - Thai has been amazing for ensuring my kids can’t buy stuff online accidentally (or on purpose). Love my weekly Greggs treat and my monthly cinema ticket too! Plus the cash roundups and the 5% interest savings challenges. Reviewed on: 24th March 2026
Jane's avatar
Jane

Monzo is very easy to understand and time saver.

5
Monzo is very easy to understand and time saver. It’s help a lot when I need money I got overdraft exactly I needed time I will keep Monzo all the time and recommend my friends as well. Reviewed on: 24th March 2026
Midhun Mathias's avatar
Midhun Mathias

I love Monzo.and social team

5
I love Monzo. It’s my main bank also love the social team. They are amazing. Reviewed on: 24th March 2026
Hazi 's avatar
Hazi

A star is not high enough for Monzo

5
A star is not high enough for Monzo easy to open easy to move money around love love love the pots - awesome Reviewed on: 24th March 2026
Allan W's avatar
Allan W

Their customer service is genuinely so sweet and the...

5
Their customer service is genuinely so sweet and they can do nothing wrong Reviewed on: 24th March 2026
Keira 's avatar
Keira

Always fabulous, never have a problem or when I do i...

5
Always fabulous, never have a problem or when I do it gets sorted! Reviewed on: 24th March 2026
Jack T's avatar
Jack T

Love monzo

5
Used monzo for a few years and found it to be a good banking option if looking to open a second account. Reviewed on: 24th March 2026
Khalila P's avatar
Khalila P

Monzo is just sooooo easy to use and so many options...

5
Monzo is just sooooo easy to use and so many options to choose from feom overdraft and flex and loans and savings and 1p challenge. Monzo your just the best Reviewed on: 24th March 2026
Adam h's avatar
Adam h

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