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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Excellent assistance when in need.

Excellent assistance when in need. Brilliant in recovering funds that were stolen by fraudsters. Trustworthy and supportive! Reviewed on: 24th March 2026

Incredible app, puts every other banks' app to shame

Incredible app, puts every other banks' app to shame Reviewed on: 24th March 2026

Been with Monzo for 8 years now, LOVE IT!

Been with Monzo for 8 years now, LOVE IT! Reviewed on: 24th March 2026

Monzo has been absolutely fine seek credit score and...

Monzo has been absolutely fine seek credit score and account cashback transactions credit card detectability everything in general. Absolute fantastic. Reviewed on: 24th March 2026

Monzo - the most convenient bank in England!

Monzo couldn't be easier! It's the best bank in England! Reviewed on: 24th March 2026

Best bank our there

I have yet to meet and experience another bank not only in the UK but in Europe that provide such a great service, has an amazing app and clear and simple messaging and terms and conditions, very transparent and excellent business Reviewed on: 24th March 2026

Really enjoy the premium feature

Really enjoy the premium feature as it helps me out in purchasing things i dont really want to worry about until i actually need them. Travel insurance and gadget insurance are examples of things that would be annoying to purchase as a stand alone product but as part of a monthly package i think its great. Thats befoe the additional perks like cinema tickets and railcards. Reviewed on: 24th March 2026

Best bank account I have ever had

I have been a Monzo customer for 6 years and a MAX subscriber for 3 - I love that I can set different pots to save in, travel insurance (including winter sports for me and my children), but the best feature for me is a live feed of how much money is due out of my account and how much I have left to spend - all without me doing anything. I just look and the information is there. Reviewed on: 24th March 2026

Best Bank EVAAAAA

As someone who has only been in the UK 3 years, setting up a new bank is usually stressful. But with MONZO it was soooo easy, I was set up and had a card within 3 days of being here which made settling in far less stressful! Not to mention Monzo premium is the best and I use my free movie ticket every month. Reviewed on: 24th March 2026

Best bank I’ve had

The pots are so useful to set money aside and see what it’s for, eg holidays, presents, bills etc. The app is very easy to use. Reviewed on: 24th March 2026

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