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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Really easy to use.

5
Really easy to use. Everything is online. It’s set up so that’s it’s super easy to see everything you need at a glance. There’s lots of lovely little touches like savings challenges that make it even easier. I use Monzo for everything now apart from paying my mortgage. That’s the next swap I imagine. Reviewed on: 24th March 2026
Helen w's avatar
Helen w

Thoroughly enjoyable Monzo experience

5
Incredibly easy to open an account. Lovely UX and have opened a joint account alongside it to move from another bank. Will also be upgrading account and taking advantage of different perks that monzo offer which aren’t offered by other banks. Reviewed on: 24th March 2026
Joe's avatar
Joe

Have been using for four years as main account.

5
Have been using for four years as main account. Can’t complain on anything Reviewed on: 24th March 2026
Monkey C's avatar
Monkey C

Have been with monzo 2 years and u can’t fault them...

5
Have been with monzo 2 years and u can’t fault them at all Reviewed on: 24th March 2026
Orla K's avatar
Orla K

Ive been with Monzo for about 10 years and they have...

5
Ive been with Monzo for about 10 years and they have been ahead of the game with banking and app functions and usability. I am using more and more of the services they offer and moving away from 'traditional' banks. Reviewed on: 24th March 2026
Matt's avatar
Matt

Monzo current account has helped me over the years,...

5
Monzo current account has helped me over the years, since being denied of a Highstreet bank account due to bad credit years ago. Monzo came through for me Reviewed on: 24th March 2026
Shango Dan's avatar
Shango Dan

No fees when spending abroad.

5
No fees when spending abroad. Friendly user app. Payments show immediately. Split bills instantly with friends. Pots for saving and bills Reviewed on: 24th March 2026
LJ's avatar
LJ

just does what bit says on the tin

5
just does what bit says on the tin Reviewed on: 24th March 2026
Monty Morris's avatar
Monty Morris

Monzo protect my money from scammers.

5
Monzo protect my money from scammers. Monzo always introduces value adding services to maximise my benefits derivable from them Reviewed on: 24th March 2026
Olarotimi Ajani's avatar
Olarotimi Ajani

Amazing bank, ended up switching fully to Monzo.

5
Amazing bank, ended up switching fully to Monzo. Been so helpful with tracking my money and savings. Reviewed on: 24th March 2026
Christopher M's avatar
Christopher M

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