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Monzo: Current Account reviews

4.92
Based on 15,380 reviews, last reviewed 23rd Feb 2025
4655% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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96%
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3%
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1%

Latest highest rating:

5

Easy to carry out transactions and great set up to a... Easy to carry out transactions and great set up to allow flexibility with how to spread your money Reviewed on: 23rd February 2025
Martin 's avatar
Martin

Latest lowest rating:

1

No Longer Trustworthy or Reliable I switched to Monzo for full banking, drawn in by the promises of a modern, trustworthy service. In the past, I believed they were a forward-thinking ... Read more Reviewed on: 17th February 2025
Matthew C's avatar
Matthew C

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (15380)

I pay for monzo perks because the perks really do ou...

5
I pay for monzo perks because the perks really do outweigh the cost. I love how easy the app is to use, I’ve never felt so confident about how I manage my finances. Monzo are really paving the way for what other online banks should be striving towards. They don’t waste time benchmarking or trying to compete with the market, they just have innovative ideas that revolutionalise digital banking! Reviewed on: 7th February 2025

my daily current account

5
I have been with Monzo for some time and use it mainly as my daily usage account. I recently upgraded to max account as I feel it offers great value. The account is easy to manage, everything is just a tap away. I have investment ISA and started the penny saving challenge. They really do make banking fun Reviewed on: 7th February 2025

Swapped from a regular high st bank to Monzo better...

5
Swapped from a regular high st bank to Monzo better control on savings, direct debits, pots, flex is a brilliant card. Can do no wrong. Reviewed on: 7th February 2025

They should how all banks should be run

5
They could make it a little easier to speak to a real person when you need to, but otherwise Monzo are brilliant! They should how all banks could & should be run! Reviewed on: 7th February 2025

monzo changed my life

5
i’ve been with monzo for over 6 years now and they have taught me how to save money, how to invest money and i love that i can take my card abroad with no fuss. when i’ve had problems with companies taking money from me, they’ve investigated it quickly and the communication is brilliant. they also helped massively when my credit card was stolen and they replaced it instantly. everything is so easy and fool proof with monzo. i’ve recommended it to so many of my friends and family for various reasons. Reviewed on: 7th February 2025

Just a allll round amazing bank, amazing security fe...

5
Just a allll round amazing bank, amazing security features that make sure you are safe. Just feels like they value customers more than profit Reviewed on: 7th February 2025

Superb, easy to use and transfer, saving pots 100%

5
Superb, easy to use and transfer, saving pots 100% Reviewed on: 7th February 2025

Monzo is irreplaceable

5
Monzo is an industry icon both in their marketing, their service and their products. There is no replacing Monzo in my financial life for general day to day current accounts or savings and debt facilities. Reviewed on: 7th February 2025

Making Monzo my main account was the best move

5
I've banked with Monzo for years. Their extra paid for offerings are competitive but I think the free experience is stellar. The app makes money management very simple and saving pots are a breeze especially paying out of them directly. When I've had issues their customer service has been rapid and fixed things quickly. Reviewed on: 7th February 2025

I have been using Monzo for 6 years now and absolute...

5
I have been using Monzo for 6 years now and absolutely love it. It makes it so easy to split money into pots, pay for your bills directly from pots and send money to people. I have recently combined all my banking accounts into Monzo and use my Monzo for the full overview. Reviewed on: 7th February 2025

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