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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,425 reviews, last reviewed 14th Jul 2026
98% decrease in 5 star reviews
in the past 90 days
94% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

so many good features, easy to use, iser friendly app so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19425)

Great bank, used them for years.

5
Great bank, used them for years. Never had any issues with support and they are always quick to resolve any issues regarding refunds etc. Love the perks, love the challenge pots and the savings are intuitive and easy to use in app. Competitive interest rates against high street banks. Reviewed on: 24th March 2026
Dan F's avatar
Dan F

Cheap memberships, expensive benefits.

5
Cheap memberships, expensive benefits. Monzo plus gives a lot for just £3, and some of those benefits over time have been made accessible to standard customers Reviewed on: 24th March 2026
Jevon S's avatar
Jevon S

Monzo provides good quality products fast banking an...

5
Monzo provides good quality products fast banking and excellent add ons.including car breakdown cover insurance free greggs Reviewed on: 24th March 2026
Mark Foley's avatar
Mark Foley

Love Monzo.

5
Love Monzo. I opened my account with a soft credit check, received my debit card quickly and away I went. Nothing but good things to say about Monzo. Easy to use, great communication always and the famous 1p challenge. Get in! Reviewed on: 24th March 2026
Vince's avatar
Vince

Best experience ever

5
I would like to express my great admiration for the bank’s electronic services. Honestly, I have never seen a bank that understands its customers’ needs and develops its services this quickly. It feels as if the bank understands what you need without you even having to ask. The services are comfortable, efficient, and truly customer-focused. I sincerely hope that this experience will be studied and used as a model for other banks to follow. Reviewed on: 24th March 2026
Anonymous's avatar
Anonymous

I use monzo from mane years

5
I use monzo from mane years, and it is great app designed to support my financial goals. Reviewed on: 24th March 2026
Natalia S's avatar
Natalia S

Very happy customer.

5
Very happy customer. Great to see them leading the way Reviewed on: 24th March 2026
Tristan J's avatar
Tristan J

Monzo-banking made easy

5
Great choice of accounts from basic to paid, recently upgraded to max as it is good value for money with plenty of features, responsive customer service and recovered funds when scammed by a fraud sting. Easy to use money pots to help you save, as well as investment options. Reviewed on: 24th March 2026
MKhan83's avatar
MKhan83

Never lose money with Monzo

5
Monzo keeps us engaged and on top of our finances, if anything, can budget better with Monzo Reviewed on: 24th March 2026
Mohammed S's avatar
Mohammed S

Great bank

5
The Max monthly payment is great value for money as it includes breakdown cover, travel and phone insurance for myself and my partner. I have only ever had a really positive experience with Monzo and think they combine being a modern bank with being trustworthy and transparent. The app is really easy to use and you can tell that they do care about their customers and are constantly trying to bring in new things to benefit them. Reviewed on: 24th March 2026
Chloe's avatar
Chloe

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