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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19405 reviews)

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4.93

Based on 19,405 reviews, last reviewed 13th May 2026

139% increase in 5 star reviews

in the past 90 days

325% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is amazing. Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few m... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19405)

Hot Coral 4EVER

super easy, awesome customer service, great in app money pots etc, cashback, early salary payment, the full package. love it Reviewed on: 24th March 2026

My heart and soul is with Monzo

Monzo supported me with helping budget invest and save. Reviewed on: 24th March 2026

Effortless Banking

Monzo has completely redefined what a current account should feel like. The app is intuitive, fast, and genuinely useful. The current account switch deals being offered by other banks wouldn't even make up for the convenience of banking with Monzo. Reviewed on: 24th March 2026

This is modern banking

Monzo is innovative and so easy to use. It offers great products and the customer service is excellent Reviewed on: 24th March 2026

Everything is easy on Monzo, it's like they've taken...

Everything is easy on Monzo, it's like they've taken all the annoying things about banking and spending and fixed them. Reviewed on: 24th March 2026

Easy to use, convenient for payments abroad and savi...

Easy to use, convenient for payments abroad and savings pots. I mainly use it for a joint account for bills. Reviewed on: 24th March 2026

Best bank I've ever used...

I've used Monzo since April 2016 when they were still called Mondo! They have consistently been the best bank I've ever used. Any other bank accounts I've had such as NatWest and (by far the worst) Barclaycard, have very outdated and clunky systems, poor customer service and long waiting times for the services and help. Reviewed on: 24th March 2026

Super flexible

I love the app, the flexibility, and the ease of use Reviewed on: 24th March 2026

Having been with Monzo for 9 years as a beta user an...

Having been with Monzo for 9 years as a beta user and ex-alumni I’ve seen and experienced first hand their growth. Customer service has always been at the forefront and it still shows today. Reviewed on: 24th March 2026

Absolutely love Monzo!

Absolutely love Monzo! The app is incredibly easy to use, and everything you need is right there at your fingertips. It’s so quick to navigate and manage your money without any hassle. One of my favourite features is being able to stop a transaction if you’ve made a mistake. Highly recommend! Reviewed on: 24th March 2026

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