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Monzo: Current account reviews

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4.93
Based on 18,210 reviews, last reviewed 3rd Mar 2026
48500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
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0%
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1%

Latest highest rating:

5

Is just perfect , I live monzo flex and I am opening... Is just perfect , I live monzo flex and I am opening monzo business soon Reviewed on: 3rd March 2026
Viktor G's avatar
Viktor G

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026
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Ex Monzo
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (18210)

Cant fault them really.

5
Cant fault them really. The app is great, and I’m always informed of payments and money movements. I use the card in Europe with no fees. The products they supply are really good. Reviewed on: 9th February 2026
John O's avatar
John O

Monzo customer for years

5
Love monzo! Been a monzo customer for years now and never had a single problem. Reviewed on: 9th February 2026
Connor's avatar
Connor

Absolutely fantastic bank account.

5
Absolutely fantastic bank account. I can see all of my other accounts in the MONZO App. It’s really easy to use. Reviewed on: 9th February 2026
Lorna's avatar
Lorna

Phenomenal bank

5
Monzo is a phenomenal bank. Ever reliable, beautiful UI, considerate UX that tells me exactly what it is I need to know, and additional products that add real value (phone insurance, which was much needed when my phone got stolen earlier in the year, travel insurance so I don’t have to worry when applying for visas, etc). If I’m being selfish I’d only ask for 1 more thing - that Monzo could somehow generate bank statements for all the other accounts I’ve connected to it. But I know that’s unreasonable. This is literally the perfect banking app. 10/10. No notes Reviewed on: 9th February 2026
Sats's avatar
Sats

Monzo is the bank that cracked it.

5
Monzo is the bank that cracked it. Best in class UX with just what we need. And they're fun. Reviewed on: 9th February 2026
Caro P's avatar
Caro P

They make banking simple easy and accessible.

5
They make banking simple easy and accessible. With good products and nice ways to sort out your finances with pots, savings and interest options Reviewed on: 9th February 2026
Alex W's avatar
Alex W

It’s the best thing I ever did to organise my finances.

5
It’s the best thing I ever did to organise my finances. I love the current account and having the ability to organise my money into pots to be able to budget. I can also save and link my accounts together. Reviewed on: 9th February 2026
Emma F's avatar
Emma F

A quality modern bank, simple to use, excellent cust...

5
A quality modern bank, simple to use, excellent customer service and customer perks you just font get with other banking platforms Reviewed on: 9th February 2026
David J's avatar
David J

Brilliant bank lots of features and can use abroad

5
Brilliant bank lots of features and can use abroad Reviewed on: 9th February 2026
Callum M's avatar
Callum M

I have their max plan and I get really good benefits...

5
I have their max plan and I get really good benefits and their customer service is very good too Reviewed on: 9th February 2026
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BoothL

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