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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,431 reviews, last reviewed 6th Sep 2026
97% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great app and easy to use with lots of different fea... Great app and easy to use with lots of different features! Reviewed on: 6th September 2026
Stuart McCune's avatar
Stuart McCune

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19431)

Have been with monzo 2 years and u can’t fault them...

5
Have been with monzo 2 years and u can’t fault them at all Reviewed on: 24th March 2026
Orla K's avatar
Orla K

Ive been with Monzo for about 10 years and they have...

5
Ive been with Monzo for about 10 years and they have been ahead of the game with banking and app functions and usability. I am using more and more of the services they offer and moving away from 'traditional' banks. Reviewed on: 24th March 2026
Matt's avatar
Matt

Monzo current account has helped me over the years,...

5
Monzo current account has helped me over the years, since being denied of a Highstreet bank account due to bad credit years ago. Monzo came through for me Reviewed on: 24th March 2026
Shango Dan's avatar
Shango Dan

No fees when spending abroad.

5
No fees when spending abroad. Friendly user app. Payments show immediately. Split bills instantly with friends. Pots for saving and bills Reviewed on: 24th March 2026
LJ's avatar
LJ

just does what bit says on the tin

5
just does what bit says on the tin Reviewed on: 24th March 2026
Monty Morris's avatar
Monty Morris

Monzo protect my money from scammers.

5
Monzo protect my money from scammers. Monzo always introduces value adding services to maximise my benefits derivable from them Reviewed on: 24th March 2026
Olarotimi Ajani's avatar
Olarotimi Ajani

Amazing bank, ended up switching fully to Monzo.

5
Amazing bank, ended up switching fully to Monzo. Been so helpful with tracking my money and savings. Reviewed on: 24th March 2026
Christopher M's avatar
Christopher M

Great bank, used them for years.

5
Great bank, used them for years. Never had any issues with support and they are always quick to resolve any issues regarding refunds etc. Love the perks, love the challenge pots and the savings are intuitive and easy to use in app. Competitive interest rates against high street banks. Reviewed on: 24th March 2026
Dan F's avatar
Dan F

Cheap memberships, expensive benefits.

5
Cheap memberships, expensive benefits. Monzo plus gives a lot for just £3, and some of those benefits over time have been made accessible to standard customers Reviewed on: 24th March 2026
Jevon S's avatar
Jevon S

Monzo provides good quality products fast banking an...

5
Monzo provides good quality products fast banking and excellent add ons.including car breakdown cover insurance free greggs Reviewed on: 24th March 2026
Mark Foley's avatar
Mark Foley

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