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Sara Jane Phipps

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All reviews (3)

Review of the Monzo, Current account:

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5 star amazing

I’ve been using Monzo for a while now, and honestly, it’s one of the best banking apps I’ve ever had. The app itself is ridiculously easy to use — everything is clear, quick, and actually makes sense (which is rare for banking). Instant notifications every time money goes in or out are a game changer, and being able to see exactly where your money is going without digging through statements is brilliant. The “pots” feature is probably my favourite — it makes saving feel effortless. You can split your money for bills, holidays, or just a rainy day, and it stops you accidentally spending what you shouldn’t (we’ve all been there). Round-ups are a nice touch too — you save without even thinking about it. Customer service has always been quick and helpful whenever I’ve needed them, and everything is handled in-app, which saves loads of hassle. Reviewed on: 26th March 2026

Review of the Monzo, Current account:

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Modern, straightforward banking done properly

I’ve been using Monzo for a while now and honestly, it’s one of the easiest banking apps I’ve ever used. Everything is clear, simple and actually makes sense. Instant notifications, budgeting pots, and being able to see exactly where my money is going has genuinely helped me manage things better. The app is smooth and user-friendly, and setting up savings goals takes seconds. I also really like how transparent they are compared to traditional banks – no hidden surprises. Customer support has always been quick and helpful when I’ve needed them, and features like fee-free spending abroad are a big bonus. Overall, modern, straightforward banking done properly. Would definitely recommend. Reviewed on: 11th February 2026

Review of the Monzo, Business Account:

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Absolutely the best.

Absolutely the best. Best bank ever Reviewed on: 9th February 2026

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