Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

View other Monzo products

4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Best bank Iv ever used

The interface is easy to use and control your money. Customer service is excellent, they are always quick to help and come back to you. Will never go back. Reviewed on: 13th April 2021

Great staff

Always friendly staff who take time to go through through issues that have arisen , well pleased. Reviewed on: 13th April 2021

Fantastic bank.

Easy to use, quick to set up and safe as anything. Reviewed on: 13th April 2021

The best digital bank

Monzo is simply the best, provides great and easy to use features. The support and assistance are very quick and queries are always answered. Cannot recommend enough! Reviewed on: 13th April 2021

Wonderful bank

I bank with Monzo for both personal and business. They don’t waste money on branches, and yet I can message them through the app and get a response in seconds. I haven’t had a problem yet that hasn’t been solved in minutes, The fees are extremely low, and benefits are worth it... phone insurance, travel insurance etc. I would recommend them wholeheartedly, unreservedly. Reviewed on: 13th April 2021

Literally recommend to everyone

Great bank, super easy to use, send money to people, keep track of spending, even getting help is super accessible. It's a proper modern day bank that adds to my day to day living not a pain to use like some others. Reviewed on: 13th April 2021

Perfect

Never turned back after using many other banks before. Reviewed on: 13th April 2021

BEST BRITISH BANK

Monzo is for me the best online bank in the UK. I have all I need in a bank - from mobile insurance to travel insurance and all these extras are at an affordable rate. Reviewed on: 13th April 2021

A World Class banking experience.

I have banked with Monzo since it first started out as a pre paid debit card. I used it primarily when I was out of the UK. Since then it has expanded and I now use it as one of my primary banks. I think it’s functionality is absolutely first class and when I have had a query the response has been timely, help and professional. Reviewed on: 13th April 2021

just the best bank in the UK!

Look forward to seeing more services Monzo will provide in the future! Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from permanent tsb 3.14 from 15 reviews
Reward Platinum Account
from NatWest 4.61 from 451 reviews
Student Current Account
from The Co-operative Bank 4.16 from 8 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub