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Monzo: Current Account reviews

4.92
Based on 17,222 reviews, last reviewed 8th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025
David M's avatar
David M

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17222)

Great app, unparalleled customer experience

5
Monzo is the most transparent, community focussed bank of it's peers. I love the products they've launched in the past 12 months and I value their customer obsession in everything they build. Reviewed on: 18th January 2021

Significantly improved financial visibility

5
Awesome app, easy to use, great features.. to the point where other banks have started to pinch Monzo’s own ideas. Reviewed on: 18th January 2021

A very progressive new-age bank

4
I love how Monzo focuses on useful insights into how you spend your money. The pots feature which splits your money up according to your budgets has completely changed the way I do banking. Reviewed on: 18th January 2021

Amazing

5
Completed my full switch this year from Barclays; although I had been a Monzo account holder for some time. Great service and not looking back Reviewed on: 18th January 2021

Amazing bank account

5
The experience with monzo has been great. The app is brilliant and so is the customer service. Reviewed on: 18th January 2021

I could never go back to "normal" banking

5
Monzo makes money management a dream. Visibility, ease of use, great customer service, and helpful features all combined together one place. Monzo is a Ferrari, high street banks are like cycling then getting a puncture....you just can't compare. Reviewed on: 18th January 2021

Monzo is great

5
Monzo is great. Easy to use and no nasty fees Reviewed on: 18th January 2021

Definitely recommend

5
Really had a good experience with Monzo. Attracted by its easy to interface, rates, transparency as well. Love the pots, overdraft facilities. All of its online and if I have a query it’s answered within minutes. Dont have to book an appointment at a branch like some banks make you do. Reviewed on: 18th September 2020

Banking for the individual

5
Great, transparent banking app. User friendly app and feels like you have the control and the bank works for you. Helpful saving tools to manage money Reviewed on: 15th September 2020

Love Monzo!

5
I absolutely love being able to do all my banking instantly from my app. Being able to allocate my money into 'pots' has helped me to overcome spending and budgeting difficulties completely! I now always have money left at the end of the month!! Reviewed on: 11th September 2020

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