Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

View other Monzo products

4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Monzo the best

Great bank easy to use fast and efficient Reviewed on: 13th April 2021

Brilliant!

Great customer service, GUI second-to-none! Reviewed on: 13th April 2021

THE best bank. By a country mile.

The ease of use App and absolutely outstanding customer service, in addition to innovative banking and saving ideas make Monzo the best bank, in fact best company, I have ever dealt with. Fact. Reviewed on: 13th April 2021

Easy to use and accessible at all times

I like the easy sign up, the fact that I don't have to go to a branch. Ever. And I like the instant spending notifications so I don't get overcharged without knowing it. Reviewed on: 13th April 2021

Best bank ever

Great with everything specially using it abroad Reviewed on: 13th April 2021

Monzo broke the mould.

We thought online banking was bad because it had to be. Monzo changed that Reviewed on: 13th April 2021

Great service

Money in your hand and you control everything Reviewed on: 13th April 2021

Excellent

Great bank. Great service. There’s always someone on hand when you need help and you don’t have to go through numerous numbers and questions to speak to a real person Reviewed on: 13th April 2021

Best Bank Ever

If only every other bank can be like Monzo ! Reviewed on: 13th April 2021

Customer focused and easy to us

Simple, effective app with forward thinking banking. Having spent years with a large traditional bank as a premier customer I have found Monzo a breath of fresh air. Have moved the rest of my family too. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Accounts
from Nomo 0.00 from 0 reviews
Plus Current Account
from The Cumberland 4.69 from 39 reviews
Classic Account
from Lloyds Bank 3.94 from 796 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub