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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Fantastic bank

Love Monzo, using the pots I’ve managed to budget and clear off most of my debt! Reviewed on: 13th April 2021

Mozo so good

love Monzo bank it has helped us manage and save so much better than with previous banks also has helped us teach our children as they have progressed from services such as Rooster where we set up saving pots for them and then as they got to 16 they transitioned to Monzo.. they are now at uni and managing there money so well. Reviewed on: 13th April 2021

Simply amazing

Monzo is hands down the best bank around. Instant notifications, advance payments, early paydays. What's not to like?! Reviewed on: 13th April 2021

If Carlsberg made bank accounts

Life changing - for the first time in my life, I’m in control of my money! Perfect UX on the app and features that I can’t believe other banks haven’t already tried to copy Reviewed on: 13th April 2021

Super easy to use

Very easy, does everything I need of a bank. Reviewed on: 13th April 2021

Best Bank

The real-time updates on account activity is what makes Monzo Bank exceptional. To sum it all up, it’s modern, easy to use and efficient. Reviewed on: 13th April 2021

Amazing service

The bank and their devices are amazing. Everything is natively understandable and fast. Reviewed on: 13th April 2021

Great!

Wonderful app to use. Helps me budget Reviewed on: 13th April 2021

Best bank I have had

Used to be with RBS took forever if not days to get things resolved and everything ended with we can't do it over chat give us a call so time wasted. I got Monzo when I was struggling with Monzo and they have changed the game for me, I can see everything I spend, up coming direct debits so I don't miss a payment, pots so I can save without seeing the money at all. Best bank and for someone with anxiety doing calls the live chat is brilliant Reviewed on: 13th April 2021

Great bank, but no way to receive international funds

Monzo is a great bank and very simple to use. My only issue with it is that it does not have an IBAN number so it is very hard to receive money from abroad. It will thus never get 5 stars until that is resolved. Reviewed on: 13th April 2021

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