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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Best Bank!

Been using Monzo since beta. Never had any issues with them. Love how easy it is to use the app not forgetting a full detail view of each payments sent and received which also includes GPS location. Everything is done online which saves you so much time and effort. Highly recommend this bank to any and everyone. Reviewed on: 13th April 2021

Great App!

The Monzo App is brilliant! So quick and easy to use...wouldn’t be without it! Reviewed on: 13th April 2021

Great bank

Everything is in the app and it all just works and never needed to contact support. Reviewed on: 13th April 2021

Easiest bank card I have ever had

Moving money is simple, responses to queries are quick and helpful. I have never regretted getting an account with Monzo and people I know who bank with Monzo agree. Reviewed on: 13th April 2021

Banking as it should be! And unlike some others in this space, Monzo is a properly licensed and regulated bank with FSCS protection for cusomers.

I've been a Monzo customer for serveral years now and recommended it to most of my extended family who now use Monzo too. From the great app, the use of pots, the informative records of spending and analysis through to charge free foreign spending (when we can travel again) this is how banking in the 21st century should be. Going back to my HSBC account occasionally is like revisiting the 1990s. Highly recommended. Reviewed on: 13th April 2021

The most amazing and simple bank ever

Monzo has enabled me to keep control of my finances and share via our joint account with my partner so easily. I would recommend and do to everyone and love it so much that it is now my only bank Reviewed on: 13th April 2021

The Best

Easy, fast, quality service, security, congratulations !!! A +++++++ s2s2s2s2 Reviewed on: 13th April 2021

Bank of the future....now

App is extremely easy to us, more features than any other account. Extremely user friendly, good products and services and customer services Reviewed on: 13th April 2021

Awesome

That's it - just awesome. Reviewed on: 13th April 2021

Clever, innovative, fresh and easy

Monzo's 'Pots' and innovative easy to use app has been a total game-changer allowing me to manage my finances and repair my credit rating. So well thought out and hassle free Reviewed on: 13th April 2021

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