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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Modern day banking!

Issues are few, when they do arise they're resolved quickly. Complete transparency of how much money I have is brilliant! Reviewed on: 13th April 2021

I love it

I love everything about the way this bank operates from the notifications to the dd reminders it makes me 100 percent more efficient. Reviewed on: 13th April 2021

Bank of the digital age

I've been using Monzo for a number of years and it's great. I love the instant notifications of spending. It gives me full accountability of my money and knows if any fraud has happened straight away. Reviewed on: 13th April 2021

Monzo make money simple

Monzo gives me the tool to manage my money at my fingertips with little to no hassle. Their tools for sorting payments and bills make budgeting an ease. Reviewed on: 13th April 2021

Best bank and app EVER!

Monzo is so unique! There is no hidden agenda or clauses... the money pots are ace, the benefits are great and the app gives you everything you need to manage all your finances. Cannot rate it high enough. I was with two “leading” banks previously - never again! Reviewed on: 13th April 2021

Game Changer

If you haven’t switched to an app based bank yet - do it now! Reviewed on: 13th April 2021

Everything but crypto

Convenient, fast, easy, let's you get paid a day early. Has options for investment, budgeting and all that jazz. Pretty cool. There's a blatant gap in the market. Needs to adapt to handle cryptocurrencies Reviewed on: 13th April 2021

So easy to use

It's so much easier to use than a regular bank. The app is very well designed and the setup process was easy even if it took a little while. The only real downside is not being able to pay in cash for free, but this is becoming increasingly less useful so really there isn't much against Monzo. Reviewed on: 13th April 2021

Future banking

Makes traditional banks look like they’re stuck in the Stone Age. Reviewed on: 13th April 2021

Awesome

Best bank, leaves the historical mortar building banks in the past where they should be! Reviewed on: 13th April 2021

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