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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Perfect

If only all banks were this good Reviewed on: 13th April 2021

Brilliant, modern banking

Monzo sets the standard for banking in the 21st century and leaves the old banks trailing in its wake. I really can't recommend it highly enough. If you aren't a customer already, ditch your old world bank and sign up. Reviewed on: 13th April 2021

What a bank should be

Monzo is easy to use and forth coming bank. When I was buying a house the on the day statements made the process so much easier. It was easy to get hold of and communicate with a real person when needed. I've already recommended this bank to everyone that will listen. Reviewed on: 13th April 2021

Fantastic thank you

Love Monzo helpful staff, payments are processed quickly the face you can get money a day early is a god send. Reviewed on: 13th April 2021

Mr j

So easy to use,etz you know straight away of what you have spent Reviewed on: 13th April 2021

Advanced and user-friendly

A bank for the 21st century,miles ahead of the old-fashioned "competition"! Reviewed on: 13th April 2021

Customer service

A great product, app functions and excellent customer service. Reviewed on: 13th April 2021

Excellent in every way.

Very easy to use the app. Clear and practical. I have had problems twice with payments (not caused by Monzo) and both times they were resolved within minutes with online customer service agent. Very professional. Have recommended to friends who have found it excellent too. Reviewed on: 13th April 2021

Best Bank I've Ever Used

Thinks about the user and how to make their life easier. Very convenient and wouldn't turn back Reviewed on: 13th April 2021

Best banking app I have ever seen

The service monzo provide is an excellent, really fast online app Reviewed on: 13th April 2021

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