Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17223 reviews)

View other Monzo products

4.92

Based on 17,223 reviews, last reviewed 26th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17223)

The best current account I've used

Monzo is an all in one account packed with lots of features and future proof. If you're used to traditional banking then there may be some features missing like high street branches but you can always pay cash in at paypoints. My favourite features are Monzo Plus and also early payday! Reviewed on: 30th January 2021

Excellent experience

I love Monzo. It's made my financial life simpler. I feel more in control, it's a very transparent way of showing me where my money is in real time, it's easy to use and mobile centric. Reviewed on: 28th January 2021

Blackmailing

They used to be good and now they become gready and charge you 3% for cash! I stck to my real high street bank much better Reviewed on: 26th January 2021

I love monzo

Monzo gives you the hope and support that high street banks don’t, I love using Monzo and it’s a plus that the cards look so cool and bright! Reviewed on: 26th January 2021

Innovative, Feature Packed & Flexible

From day 1 Monzo has always been far more feature rich than banks. They adapt quickly to changing markets and listen to their customers. Second to none customer service in my opinion. Reviewed on: 26th January 2021

MONZO ARE THE BEST

LAYOUT IS THE MOST USER FRIENDLY I HAVE COME ACROSS. GREAT CUSTOMER SERVICE. EXCELLENT BENEFITS. CANNOT RECCOMMEND ENOUGH! Reviewed on: 26th January 2021

Monzo has helped make budgeting and saving a reality for me

With complex cashflow, a traditional bank account wasn't working for me. But the instant, real time, app-based account from Monzo, with flexible and smart features and savings pots has helped me achieve what I couldn't before. ❤Monzo! Reviewed on: 25th January 2021

Innovative

Best digital bank going - can't go back to legacy Reviewed on: 24th January 2021

Greatest bank

Ever since I first got monzo in 2016 it has been refreshing vs old banks. Reviewed on: 24th January 2021

BEST BANK EVER

Monzo has helped transform my financial situation. I think its the best app in preparing you for the financial world - organised, passionate and bloody well awesome. I would recommend this bank to anyone! Reviewed on: 24th January 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Cashback Plus Debit Card
from RBS 3.46 from 4 reviews
Platinum Added Value Account
from Lloyds Bank 3.38 from 37 reviews
FlexAccount
from Nationwide 4.44 from 932 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub