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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Great insight into my finances

I love the way Monzo shows you instantly when your card is used. Also the ability to get paid early is a brilliant feature! Reviewed on: 13th April 2021

Best bank

Easy to deal with everything staff is really good Reviewed on: 13th April 2021

Mr David Kalias

I like monzo i have experience everything its fine and very friendly. Reviewed on: 13th April 2021

Fantastic Finances

I was introduced to Monzo by a family member and have only good things to say. The app is fantastic! I can track my money, my spending as well as schedule payments, see what is due to go out of my account in the next 2-3 days and be made aware if there may not be enough funds. If I want to pay in a cheque, this is a longer process than a conventional bank but I can send the cheque freepost and a notification is added to my summary when it is received together with a date for when the cheque will be cleared. My partner has also transferred his account to Monzo and moving money between us and our “pots” is simple. I love Monzo! Reviewed on: 13th April 2021

Banking how it should be

Over the years been a customer of lots of banks but after getting the Monzo card I have never been more satisfied with a bank,every thing I want and more imo Monzo is the best bank 100% Reviewed on: 13th April 2021

Quick and easy

I mainly use it for savings and to help save money for projects. It's made budgeting much easier and it's so quick and simple to create a savings pot to put money in for different things. Highly recommend Reviewed on: 13th April 2021

Easy to use, friendly, helpful

I’ve been using Monzo since it started. I use it for work as I travel abroad being cabin crew very frequently. So many of my colleagues do! And we all love it. The app is so easy to use and all the staff are so pleasant and willing to help with any issue. Thank you! Reviewed on: 13th April 2021

Best bank!

The Monzo experience is very easy to use and bank with. Any problems are sorted out very quickly and efficiently. The offers and set up of the account are relevant and work. After you have moved over from traditional banking. You wouldn't want to go back. Reviewed on: 13th April 2021

Best bank in Britain

Modern Bank with ethical standards, top customer service and an easy to use app Reviewed on: 13th April 2021

Best bank I've ever used

Absolutely amazing, from features to customer service can't beat it Reviewed on: 13th April 2021

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