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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17223 reviews)

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4.92

Based on 17,223 reviews, last reviewed 26th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

70% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Simply the best banking app and best bank. Simply the best banking app and best bank....period!. Wotks as it should...you can use your banking on a weekend too. Monzo is simply the best Reviewed on: 8th July 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17223)

No

Shit dishonest uncooperative just no Reviewed on: 10th February 2021

Amazing!

They’re amazing! Amazing app, super easy to use and great customer service. Reviewed on: 9th February 2021

Good, but stop pushing going pro

Monzo is great, the features are brilliant and in some ways it really puts the bigger banks to shame in terms of it's usability - It's strange to think other banks are behind still after years of these challengers being around - however, what's put me off lately is them talking about the great features becoming available and the way they market, in a not-upfront, almost caveated way that you need to be a pro-customer. It would be nice to see new features for regular customers. It feels like it's moved away from a social movement and becoming very corporate. Reviewed on: 9th February 2021

Monzo is fantastic

I cannot praise Monzo enough. Very flexible, amazing amount of protection when purchasing online, and just a very good company with great support if you need it Reviewed on: 8th February 2021

Good Back, nice app

The features monzo provide are great I like the pots and the fact you can set Direct Debits to be paid from them. I also like the spending reviews the ability to be paid a day early and thr instant notifications when spending. My only downside is that it costs to deposit money for this reason i have a secomd highstreet back open to avoid those costs. Reviewed on: 6th February 2021

The past, the present and the future

Monzo have been doing this long enough for people to know what they do. And other banks have followed suit. But Monzo remains one step ahead. I’ve had a current account for over 2 years now and I couldn’t be happier. It makes my life so much easier in terms of saving, paying bills and controlling my monthly spend. Reviewed on: 3rd February 2021

Changed the way I saved money

The app has been a game changer for me. Ifttt integration and categories gives me an in depth insight into my spending. I actually saved money last year despite a drop in earnings I give monzo full credit for this. Reviewed on: 2nd February 2021

True innovation and great app!

Monzo is years ahead of all the legacy and neo banks currently in UK. Reviewed on: 2nd February 2021

It's made banking so much easier for me

I've switched entirely to Monzo. The pots feature helps me save more than I did before. Reviewed on: 2nd February 2021

Really great bank, honestly my favourite bank account!

I love Monzo, all of the features are great and the phone notifications when spending is a life send! I love how straight forward and clear everything is. The only issue I have is Monzo potentially not being taken seriously by other money lenders, I therefore only use Monzo for my spending and budgeting, and don't have it as my full account. Reviewed on: 31st January 2021

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