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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,408 reviews, last reviewed 29th May 2026
21% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026
Axe's avatar
Axe

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19408)

My best banking decision

5
Easiest way to track my spending and save. Reviewed on: 13th April 2021
Conor's avatar
Conor

Great banking experience

4
Since changing to Monzo I've had a great experience and brilliant customer service, had a few issues sorted without any hassle online rather than having to travel to a branch like with other banks. Would recommend. Reviewed on: 13th April 2021
Fiona's avatar
Fiona

Beas bank by far

5
Never had a single problem with it too bank Reviewed on: 13th April 2021
Phillip Madwelshman Cornelius's avatar
Phillip Madwelshman Cornelius

Fantastic bank

5
Since I opened my Monzo account I have found it to be so easy to use and helpful if I have a problem. Usually I am always changing banks as I’m not satisfied but Monzo has stopped me needing to do that Reviewed on: 13th April 2021
Victoria Merry's avatar
Victoria Merry

Simple but innovative banking

5
Monzo has been revolutionary for me. Instant transaction updates, a great app and interface have really helped me nail down a budget and (more importantly) stick to it. I've never found managing my money easier, so thanks Monzo! Reviewed on: 13th April 2021
Tom Ward's avatar
Tom Ward

They look out for me

5
Monzo understands the power of a good app and a how to simplify banking. Well maybe. Reviewed on: 13th April 2021
Marc Knotts's avatar
Marc Knotts

Always reliable

5
Have been with Monzo for around 3/4 years. Never had a problem with them, always been a great bank to use and easy to move money and use all the pots. Haven’t had any experience with customer service so cannot comment on that aspect but everything else has been great. Reviewed on: 13th April 2021
fayecowl@live.com's avatar
[email protected]

Recommended

5
Excellent bank, very helpful, easy online banking. Most of my family uses it already, highly recommended Reviewed on: 13th April 2021
Carole's avatar
Carole

Love

5
Love Monzo, recommend them to everyone. The pots have helped me save when I haven't been able to. You can pay bills out of pots. Love the round up change! Reviewed on: 13th April 2021
Chloe's avatar
Chloe

Simple and easy to use

5
I use my Monzo daily as a budget tool. It's so simple to pay for goods and services and friends. Reviewed on: 13th April 2021
Steve ward 's avatar
Steve ward

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