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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Happy customer

I originally joined Monzo because I was looking for a payment card that was easy to use when abroad. I added funds to my card and was able to track spending while on holiday without seeing funds further dwindle due to foreign transaction charges. Since then I've found many other things to love about Monzo - their savings pots are great for allocating funds for Christmas/holidays and eating out/clothes shopping, it's easy to move money around, and they responded immediately when I discovered an unknown payment had been taken from my account. I have recommended Monzo to many people. Reviewed on: 13th April 2021

Amazing

Easy to use, pots are super helpful and able to see everything, fab customer service to top it off! Reviewed on: 13th April 2021

Imi place

Imi place...este o banca foarte buna...recomanf monzo prietenilor Reviewed on: 13th April 2021

Modern banking for all

Cannot fault these guys , easily keep track of your money coming going and transparent on all there terms and conditions ...banking made simple and accessible what more could you want Reviewed on: 13th April 2021

The future

Monzo has always been my preferred bank from the fantastic app to the customer service but more importantly, everything I expect from them they do. I had to change my name recently and Monzo was the only bank that didn’t require me to send my original marriage certificate (tracked and insured at my own expense) to them like it’s 1970. Instead, they allowed my to take a photo of it and send it over via the chat, completely free and painless. Truly innovative and most traditional banks copy these newer banks once they have actually built and tested the concept. Reviewed on: 13th April 2021

Best bank in uk

Very easy banking transfer money to another country is very quick and they charge like nothing give same rate Reviewed on: 13th April 2021

I have recommended Monzo to everyone I know

Monzo is easy to use and in-the-moment informative. It is pain-free to send money to new payees and to request money from family members. It treats its customers like adults and is available on the chat function when it suits the customer rather than when it suits the bank. I will never return to a traditional bank now that I have discovered Monzo. Reviewed on: 13th April 2021

Amazing Bank

Brilliant bank and app is great to keep a check on spending and let’s you know as soon as card is used. Reviewed on: 13th April 2021

Great bank

I love Monzo because of the convenience in banking. I have other banks but Monzo is the one I use most. Reviewed on: 13th April 2021

My best banking decision

Easiest way to track my spending and save. Reviewed on: 13th April 2021

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