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Monzo: Current Account reviews

4.92
Based on 17,224 reviews, last reviewed 1st Oct 2025
99% decrease in 5 star reviews
in the past 90 days
70% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025
Antonnette I's avatar
Antonnette I

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025
Zenab's avatar
Zenab

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Superb bank

5
Customer service at Monzo really goes above and beyond Reviewed on: 17th February 2021

Great bank

4
Great bank, nice to have live transactions in your account. Downside is the lack of paying in cheques digitally. Reviewed on: 17th February 2021

Perfect

5
Love this bank so much now have a monzo plus account Reviewed on: 17th February 2021

Good online bank

4
Monzo's arrival to the banking world was huge. Many of its features were unheard of in traditional current accounts at the time. And although many competitors are now giving Monzo the run for its money, with traditional brick and mortar banks also integrating budgeting tools into their apps, it is still nonetheless a good bank. I will admit that the recent push for paid "plus" and "premium" services has been disappointing, with very little worthwhile features being introduced for a subscription fee and next to no new features being offered as part of the free experience. However, this notwithstanding, the general sum of tools that Monzo offers to its customers is very good. It even has a sleek user interface to top it off. Reviewed on: 17th February 2021

Best bank by a wide mile!

5
I've been a Monzo customer since June 2018 it's always snappy, fast and there when you need it. Checking your balance deposit/withdraw money direct debits are easy to follow and use and the summary page is very neat and tidy it's very easy to find a payment and see what you used yesterday! Reviewed on: 17th February 2021

Simple, connected and positive

5
Everything I need in a bank. Upgraded to pay for services and am enjoying using the account every day. Simple to set up, saving and Pots make it so easy to manage my money. Reviewed on: 17th February 2021

Easy to open and operate

5
Thankfully Monzo like to keep things simple, at a time when the big banks want to make it difficult to do anything with your own money. Granted you need to do the set up on your phone, which might not suit everyone, but it was quick and easy. Since then we've moved all our direct debits, created instant savings, and got a joint account without any drama. Reviewed on: 17th February 2021

Brilliant

5
So easy to use in so many different ways enabling us to set up pots to save and budget. We’ve managed to do so much around the house that we’ve being trying to do for years but Monzo gave us easy access 24/7 to release funds as and when needed. Banking has never been so easy. Reviewed on: 17th February 2021

Pots of abundance

4
Having my money allocated in different pots really makes my life easier and makes me feel in control. Reviewed on: 17th February 2021

The future of banking!

5
Such flexibility and a super simple app with top notch customer service and transparency at its core. The future of banking. Reviewed on: 17th February 2021

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