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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Most simple banking app

All our family use Monzo from day 1 and never looked back. Amazing customer service and best banking app. Reviewed on: 13th April 2021

Modern day banking

Great overall experience. Everything is in real time. Saving pots are great. Customer service is 5 star! Reviewed on: 13th April 2021

Best bank I have ever used

Customer orientated bank. Helpful staff easy to contact Reviewed on: 13th April 2021

Excellent and Refreshing

I have used Monzo for several years now and have found it extremely easy to use. I particularly like the pots, which help me to manage my funds more easily. Reviewed on: 13th April 2021

Good bank account.

I’m very satisfied to bank love you Monzo. Reviewed on: 13th April 2021

Amazing bank

Monzo is so easy to use and quick. I would highly recommend this to anyone Reviewed on: 13th April 2021

I do not recommend and warn you

Monzo bank allows to withdraw money from a fraudulent account and there is nothing They can do about it, my account is gone £ 70 I wait for my situation to clear up and I close my account my husband will also close it. please be careful Reviewed on: 13th April 2021

Simplicity, precise and secure

Very easy and efficient way to manage my finances. Love the convenience of splitting bills and sending payments. Like there is notification about all transactions using the coin sounds. Reviewed on: 13th April 2021

Best neo-bank

I've been a Monzo customer for more than two years and I love it. I use it as my main bank account, get my salary paid there, use it abroad frequently, very happy with the whole package. Reviewed on: 13th April 2021

Brilliant

Beat bank I’ve ever had ! Blows all other conventional banks out of the water. Reviewed on: 13th April 2021

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