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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monzo

Very good for ease of use, and simple to understand Reviewed on: 13th April 2021

...

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Modern

A modern bank prepared for the future Reviewed on: 13th April 2021

Keeps it simple and instantaneous

Keeps it simple and instantaneous. Like quick transaction update Two suggestion get some reward accounts and miss a cheque book for bigger transactions Reviewed on: 13th April 2021

Amazing

I love Monzo being my main bank account. Reviewed on: 13th April 2021

Superpowered control over my money

Monzo empowers me to save and stay in control of my money with its rich information and visibility so I always know what I’ve got and where it’s going. Reviewed on: 13th April 2021

Simple and friendly

Very secure and great currency exchange rate Reviewed on: 13th April 2021

Great bank

Everything is super easy to set up and use. Love Monzo! Reviewed on: 13th April 2021

Fintech amazing !

Very good bank. Everything ao much better thank big banks ! Reviewed on: 13th April 2021

Love it

Let my teenager use it , it tells me where she is and what she’s buying xxx Reviewed on: 13th April 2021

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