Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

View other Monzo products

4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Simply far and away the best

Great app, second to none on customer service. Reviewed on: 13th April 2021

Clear and intuitive

I use Monzo as my main bank because it’s easy to see how much money I have available - I like that Summary shows my balance after the bills. Reviewed on: 13th April 2021

Most Futuristic Bank in Britain!

Love how Monzo think about banking and execute it seamlessly! Reviewed on: 13th April 2021

User friendly

Payments are instantly taken so I can’t over spend. The app is easy and quick to use. I get an alert every time a payment is made which is perfect. Reviewed on: 13th April 2021

Best bank

Best bank and app going On the ball with fraud schemes, lots of assistance and options for saving pots etc Reviewed on: 13th April 2021

So grateful I found this bank

They are amazing and have really helped manage my money a lot better. Just want to say they are great. Reviewed on: 13th April 2021

Excellent service

I joined Monzo when I needed the ability to have holiday cash abroad without having to physically buy currency beforehand and carry it abroad. Being able to purchase on a card in any country fee free is a great tool and one I can't do without. I also found the back up service when I was scammed by a fraudulent trader to be superb, Monzo replaced the lost money on the spot. Reviewed on: 13th April 2021

Simple, secure and always available

Great set-up of account with minimal effort. Intuitive app and very smooth user experience. Interaction with customer service is very transparent and although now takes a bit longer, exchange is easily accessible and follow-up is great Reviewed on: 13th April 2021

Easy and flexible to use

Easy to set up, wonderful features and fast everyday banking Reviewed on: 13th April 2021

So straightforward and great support

I've been with Monzo since the beta programme and the banking is so easy, intuitive and accessible I would recommend for everyone Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debit Card (discontinued)
from Fineco Bank (inactive company) 3.81 from 1 reviews
Choice Current Account
from Santander 4.25 from 22 reviews
Student Account
from permanent tsb 0.00 from 0 reviews

Want to see more from Monzo?

Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Under 16s account
from Monzo 4.89 from 944 reviews
Investments
from Monzo 4.86 from 1133 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub