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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Amazing service from Monzo.

Can’t review highly enough. Never had any negative dealings in my time banking with Monzo. Reviewed on: 13th April 2021

Good bank

Best customer service, easy to use . Reviewed on: 13th April 2021

Amazing bank in your control

I been with Monzo a while and I had a few problems and they quickly dealt with my issues and only listened and put me first Reviewed on: 13th April 2021

super easy to use

the app is very easy to use and has a nice User Interface. It also has really handy features like pots, so you can divide up your money for different saving goals. I'd never go back to ordinary banking after using this! Reviewed on: 13th April 2021

AMAZING INTERNET BANKING SERVICE

I never had any issues with Monzo. They work just perfectly! Reviewed on: 13th April 2021

Best Bank Ever

Payments, online banking and everything is easy! Pots make life easy and I can request money off my friends who always forget to pay me back! Just brilliant!!! Reviewed on: 13th April 2021

Banging stonker of a company

10/10 way better than any of the other corporate bullshit banks. Monzo actually helps you with money and notifications of everything all through your phone. Far better than an old fart behind some screen on your high street who can't understand what your trying to do Reviewed on: 13th April 2021

Best Bank ever love it x

Excellent friendly customer service always helpful and quick to reply best Bank ever Reviewed on: 13th April 2021

You will love it

I was a student, didn’t have a proof of address as I was living with my family, and couldn’t do anything without a personal bank account... none of the UK banks has a solution for this problem but Monzo ♥️ You also can contact Monzo costumers service via the app and they come back to you in minutes and will sort out whatever you request ASAP. If all this is not good enough, you can print out your bank statement using the app right away. Reviewed on: 13th April 2021

Best on line bank in the UK

I am really happy to be customer with Monzo. But only I demand more deposit point. Thanks Reviewed on: 13th April 2021

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