Write a review

Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

View other Monzo products

4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Monzo Current Account reviews (17224)

Monzo is amazing

Makes managing money easier and even addictive, no matter how much or little you have. Reviewed on: 2nd March 2021

A modern bank

This is how banking should be! I love the app, so easy to use Reviewed on: 2nd March 2021

Amazing

I can finally manage my money! I was totally lost before without this bank, it's app and user interface Reviewed on: 2nd March 2021

Excellent customer services

No problems at all can't fault Monzo Reviewed on: 1st March 2021

Best Bank

All I can say is my experience with this bank has being amazing. Reviewed on: 1st March 2021

Once you go Monzo, you can't go back

Great experience since I switched from my previous bank. User-friendly, great insights on my finances every month and prompt customer service. Highly recommended Reviewed on: 27th February 2021

Desperate, try to upsell you on gimmicks

Maybe I'm not the right target audience but I find the app constantly nagging you to upgrade to their premium products, which in my opinion represent poor value for money. I find it baffling that they think a shiny metal debit card is something people want, but maybe I'm too old for their target market. It's gotten so bad in the last 6 months I've decided to start moving away from their current account. I know they need to make money but I wish they were less obnoxious about it. Reviewed on: 27th February 2021

Great User Interface

Everything is well arranged and so easy to use and understand. Great for use abroad too. Reviewed on: 26th February 2021

I really enjoyed Monzo, it's easy and good to use.

Monzo is a really good bank, it's easy to use, and it's well trusted. Reviewed on: 26th February 2021

Main Bank

Switched to monzo after using high Street banks for years and is the best bank I've used it as helped me budget and save each month amazing account Reviewed on: 24th February 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Starling Bank 4.94 from 27365 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews
Student Current Account
from RBS 4.03 from 13 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 2 reviews
Under 16s account
from Monzo 4.95 from 411 reviews
Flex Purchase credit card
from Monzo 4.95 from 2512 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub