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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Best bank about so far

Great customer service and the apps very easy to use Reviewed on: 13th April 2021

Amazing Customer Service

No matter what the issue is Monzo is there to help! Everything is able to be sorted with ease. Thankyou Monzo Reviewed on: 13th April 2021

Sorted my holiday saving

Never realised how quickly savings could grow with “regular pots” collecting my spending “round ups”. It encouraged me to save more towards holidays, special occasions etc. Along with using my monzo abroad, thus avoiding expensive exchange rates, it’s made holidays really pleasurable again. Love that all my banking is displayed instantly and any questions are quickly dealt with online. Love my Monzo ❤️ Reviewed on: 13th April 2021

Bank for the people

Finally, a bank that explains things plainly, helps you manage your money, and is straightforward to use. Switching to Monzo helped me manage my money and get out of debt completely. Reviewed on: 13th April 2021

Super bank

Reliable trustworthy brilliant bank always on hand to contact Up and coming Payday early function is such a great idea Reviewed on: 13th April 2021

The best bank app ever

It’s a great app to navigate, and I get reminders et cetera which is brilliant, and the customer service if you need it is brilliant too. Reviewed on: 13th April 2021

Flexible, trouble free

Ability to freeze cards at will, swift notifications, reliable Reviewed on: 13th April 2021

The best bank!

Monzo is perfect, its intuitive UI and easy to use app make it perfect to keep on top of your money and the pots feature is perfect for budgeting and saving! Reviewed on: 13th April 2021

Simplicity in a Bank

Been a monzo customer for a few years and absolutely love it. Many others have smart apps etc but monzo goes the step further Reviewed on: 13th April 2021

Top quality

Really easy to use, excellent customer service. Best bank I've used. Reviewed on: 13th April 2021

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