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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

So good

It’s just banking as it should be. No faff. Quick service. Everything instant. 10/10 Reviewed on: 10th March 2021

Easy, fun and fresh

Love the interface, categorisation and quick transfers! Most of my friends are on monzo which is also really handy for transfers. Reviewed on: 10th March 2021

A complete revelation

Just so easy on every level. Really transparent on charges. Great service. Reviewed on: 10th March 2021

Extraordinary . To help people that need it is amazing thank you Monzo

From the day I opened my Monzo account I felt welcomed and still do feel welcome to be using the services they provide excellent company great experience and good luck in these awards too all the best . Reviewed on: 9th March 2021

Banking without stress

They may not have branches, but boy do they make banking easy! No card readers, no need for 43 different passwords or memorable information, no pointless letters - just simple, easy to use and quick banking facilities. Refunds process into your account quickly, you can see incoming BACS payments (and even claim them early), you can conduct the majority of admin tasks in seconds in the app.... I could go on. The most user friendly, modern banking facility out there. Reviewed on: 9th March 2021

Banking Made Fun

How would have thought Banking could be fun, it's been so 1 dimensional for years, then up pop Monzo gamifying the experience. Well done Team Monzo Reviewed on: 9th March 2021

The app is great

I find that the app itself is great but I do wonder if one day Monzo is gonna shut my account down after an abnormal transaction etc. Reviewed on: 8th March 2021

Fabulous Bank.

Been with them for a few years now and it just keep's getting better. I get my pay cleared 3 days early, virtual cards makes paying online more reassuring, overdraft fees are clear, ability to create a family shared tabs to split bills is instant and free. I've converted my entire close family to Monzo. Reviewed on: 5th March 2021

Taking control of your finances

Never has the UK seen a bank that allows direct API access, and such control over your finances. I have more in savings than ever before, and that's entirely down to being able to properly ringfence money and interact with my bank in a way that makes financial sense for me, rather then purely for them. Reviewed on: 5th March 2021

Just works

It just works, not your old school dusty bank stuck in the last. Reviewed on: 4th March 2021

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