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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 29th May 2026
21% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026
Axe's avatar
Axe

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

MOST EFFICIENT AND QUICKEST SERVICES

5
the people at monzo are so quick and efficient at their jobs, it makes the process so much easier for customers, wouldn't look anywhere else to bank again Reviewed on: 13th April 2021
Harry Cunningham's avatar
Harry Cunningham

Best bank ever

5
Great customers service and fun and easy to use app Reviewed on: 13th April 2021
Ziad's avatar
Ziad

Easy to manage, efficient, safe and with no fees

5
Monzo allows to plan your spend, easy to understand and manage, allows you to use the card everywhere and undertake transaccions very efficiently. The information of transaccions is given in detail. Reviewed on: 13th April 2021
Beatriz Rodriguez de Guzman's avatar
Beatriz Rodriguez de Guzman

Best Bank out there

5
I’ve been using Monzo for few years now and nothing can make me switch to another bank. The user friendly app, real time transaction reports, ability to receive your payment earlier, ease of transfers makes it easy to control your funds. Reviewed on: 13th April 2021
Gulnar's avatar
Gulnar

A great bank, with better to come

5
A great bank for those that don't need a physical bank. I would like to see more products like credit cards or mortgages. Hopefully these are in the works. Reviewed on: 13th April 2021
Euge's avatar
Euge

Best ever

5
I really like fact that I'm never taken by surprise when bills are due, and that I don't have to move money from a pot as I have set all my bills to come out of certain pots. Super system, never in trouble with funds. Amazing customer service and very clear banking. Thanks Reviewed on: 13th April 2021
Vanessa Proctor 's avatar
Vanessa Proctor

Truly the best bank in Britain!

5
Customer service is always high standard, and very responsive. This app has allowed us to streamline our finances and I have great visibility of everything that comes out and in. The ease of use has really benefited our lives! Reviewed on: 13th April 2021
Wan See McNeill's avatar
Wan See McNeill

So easy to use!

5
The app helps my current account feel very transparent and is so easy to use. I appreciate how everything is instant - which can’t be said for banks i’ve used in the past. Reviewed on: 13th April 2021
luwi9's avatar
luwi9

Best bank ever

5
So easy to set up and so many useful features. My phone buzzes instantly every time I use my card so I can be confident that no fraudulent activity can happen without me noticing Reviewed on: 13th April 2021
steven-hunt@hotmail.co.uk's avatar
[email protected]

Easy bank

5
You can notice from the very beginning how easy it is. Creat the account, quickly you get your card. Was the same when I need a replacement. One of the most important thing is the support. You could reach them trought the chat, not much waiting there and most of the time you will feel like they stand on your side of any clame. Only one time I have a long and unsolved issue. Wasn't posible but for miscommunication got extended for a wild. Reviewed on: 13th April 2021
Santiago Ezequiel Iturmendi's avatar
Santiago Ezequiel Iturmendi

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