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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19143 reviews)

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4.92

Based on 19,143 reviews, last reviewed 3rd Apr 2026

93550% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had such a great experience with Monzo. I’ve had such a great experience with Monzo. The features genuinely help you make the most of your money without it feeling overwhelming. The savings... Read more Reviewed on: 3rd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19143)

Only bank I would actually talk about and recommend

So easy to use and never goes down. The exchange rate abroad is the best I can find. I got Monzo premium and the card alone makes you feel great but all the extra perks are incredible and helpful. I like that I can track my credit and I am provided with ways to improve it and what I'm doing wrong. Reviewed on: 13th April 2021

It's perfect!

Love Monzo it's perfect for my needs! Reviewed on: 13th April 2021

Refreshingly Customer- centric

Quick, easy, great user experience. I use Monzo as my main account as every aspect of the user journey is focused on the best customer service Reviewed on: 13th April 2021

Only pay for what you need!!!

Great app, pay for what you need great intrest on savings :-) still you can use it for free Reviewed on: 13th April 2021

Good bank

Provides good services and are helpful when needed Reviewed on: 13th April 2021

A* Banking

Easy to use. Top quality service. Just the way banking should be. Reviewed on: 13th April 2021

Best customer service from any bank I have had dealings with in the UK

Monzo is a clear winner. They are spot on with their customer service. They are transparent about costs, they make banking and transactions easy for small customers. They respond swiftly to issues. This gets my votes for people's bank. Five star fuss free banking. Reviewed on: 13th April 2021

Great social bank

Easy to use with lots of features that allow budgeting and sharing cost with friends easy. Reviewed on: 13th April 2021

I heart Monzo

I use Monzo for nearly all of my day to day transaction and banking requirements. It is flexible and has all of the features I need from banking and finance management in modern society. I recommend it to one and all!!!!! Reviewed on: 13th April 2021

Best. Bank. Ever.

Everything is very easy with Monzo. The user experience is the best I’ve had with a bank - the app has great functionality and customer support is superb. Reviewed on: 13th April 2021

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