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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17224 reviews)

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4.92

Based on 17,224 reviews, last reviewed 1st Oct 2025

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

My experience with Monzo has been brilliant honestly... My experience with Monzo has been brilliant honestly and I like the fact that it notifies me every time I use my Monzo card and also when I get sent m... Read more Reviewed on: 1st October 2025

Latest lowest rating:

1

Account Clouser Monzo decided to close my account In September 2025, and they informed me about this in July 2025. They refused to give me any reason as to why they w... Read more Reviewed on: 26th September 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17224)

Excellent service

They make everything really easy. Reviewed on: 16th March 2021

Helps my spending

I love my Monzo account because it helps me take back control of my spending Reviewed on: 16th March 2021

Best bank

Have been with monzo for a few years now and easily the most efficient, friendly and straightforward current account provider I've ever used Reviewed on: 15th March 2021

Best new bank

I love monzo, the features they integrate in to the app for budgeting and managing your money are second to none. Plus you get paid a day early! Reviewed on: 15th March 2021

I love Monzo!

I was never been a saver until I joined Monzo. Since 2018 I’ve saved over 6k almost entirely through automatic saves that I barely even notice. Monzo completely changed my attitude to saving; I’m completely obsessed! Reviewed on: 13th March 2021

Excellent customer support

Customer support is brilliant. Accidentally made a purchase on a fraudulent website, customer service did everything they could to get the money back to me. Very pleased. Reviewed on: 13th March 2021

My perfect bank

Good use of technology, to allow customer to adapt their account so that payments flow freely and correctly. Instant notification of payments and upcoming payments is essential when you're controlling your finances. Reviewed on: 13th March 2021

Was ahead of the curve.

Customer service has slacked. Paid accounts services neglected customers with a free account. Reviewed on: 12th March 2021

Game-changing life-changing bank

Monzo have changed my whole perception on banking. They have so many features and so many different things that you can do do from saving little bits of money to full-blown ISA accounts. There are so many features but I think some of the most useful other ones where are they will pay you early, they will keep trying to direct debit until 2 p.m. for following day day just in case your money clear slightly late, most pending transactions are shown, your available balance is normally pretty accurate if you're using live terminals that are date your balance almost immediately, they won't charge you if you go 5 p overdrawn, the customer service is second to none, I love the way they let you see all the dates of all the times that the payments will come out obviously they let you schedule standing orders as well. They give you chance to show me how much money is coming in how much is going out and they categorise it or so that you can see where you're spending your money they also let you so let how much money if you would like to spend on each category like hairdressing or food or shopping and then they will notify you if you go over it. I love the other options like having a better card with mobile phone/ travel insurance etc.... I like the way you can round money up to the nearest pound there are so many things I like about monzo but since I've moved to them I had been able to manage my money properly I haven't had any charges I haven't gone overdrawn everything is so clearly labelled everything is there they will treat you you better if you are a proper customer with direct debits and you're actually to using your card and your account as opposed to people that just have accounts for the sake of it. I realise it's a very basic with you and not that well written but maybe I will come back and write a better one later which is a probably a bit grammatically better I had it recommend monzo. They really are a game-changing bank they are by far one of the best companies to come out in the financial sector I just want to keep caring about and listening to their customers they will stay on top of their game and continue to be the best bank out there. Reviewed on: 12th March 2021

Excellent auto budgeting tools and bill pots

The bill pots and auto budgeting tools make it impossible to spend money reserved for bills and easy to manage your day to day finances - I've tried lots of other apps and tools in the past for a similar thing and nothing has ever come close to Monzo and it's Salary Sorter and bill pots features. Reviewed on: 12th March 2021

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