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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Easy

As a pioneer in many ways, Monzo is easy to deal, with low fees and very quick operation. Just one thing is missing: works with other currencies. Keep going your good work and do not disappoint us in the future. Reviewed on: 13th April 2021

The best bank I've ever been with

Monzo is absolutely brilliant. The best bank I have ever banked with. And I've been with the top 5 banks on the High Street. Monzo is brilliant compared to them. Reviewed on: 13th April 2021

Monzo is the best bank!

I love Monzo's product and their customer service team. I love the budgeting tool and the app appearance, it's super user friendly! Also every time I've had an issue I was promptly helped. Best bank ever, 100%!!! Reviewed on: 13th April 2021

Best Bank 5/5!

Easy to use, great support, easily save money 5/5! Has a great layout & great tips to save! - the monzo community is amazing Reviewed on: 13th April 2021

Best banking app I've tried

The banking app is great, easy to use and gives you visibility of all your assets in an intuitive way. Reviewed on: 13th April 2021

Great

Great bank, app very user friendly. Love the instant notifications when you spend and the regular updates you receive. Great tools in the app to help you budget. Reviewed on: 13th April 2021

Amazing bank and facilities

Always ready to help. Banking should not only be when the building.is open. Very serviceable account Reviewed on: 13th April 2021

Great bank

Simple easy straightforward banking Reviewed on: 13th April 2021

Brilliant Bank!

This is unbelievable, they are incredible at customer service as well as over in app experience. Thank you Monzo! Reviewed on: 13th April 2021

A great experience

Monzo empowers me to have better control and visibility over my finances. It’s also great for splitting costs and for paying others. Even better now that Monzo Premium comes with added benefits such as mobile and travel insurance. Reviewed on: 13th April 2021

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