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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 29th May 2026

21% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Makes banking and managing my finances fun

I have both a current and business account with Monzo, I love using both of them, makes my life so much easier. Reviewed on: 13th April 2021

Innovative

Monzo set the pace for creative approaches to banking not seen since First Direct were on the scene many years ago. Monzo are the new First Direct. They are to 'apps banking' what FD were to 'telephone banking'. Reviewed on: 13th April 2021

Simple, unfussy, great features

In no way comparable to a typical bank - easy to open an account, easy to use, has great features in the app and offers accessible and easy support! Reviewed on: 13th April 2021

Banking made simple

It's just so easy to use. I recommend it to everyone. Reviewed on: 13th April 2021

Excellent

Brilliant service and outstanding banking very easy and simple to use Reviewed on: 13th April 2021

Best UX

Love the usability and helpful insights Reviewed on: 13th April 2021

What you see is what you get. No hidden clauses.

When money was taken out without my agreeing. Monza was quick to rectify the situation. Reviewed on: 13th April 2021

Easiest banking I've experienced

Having banked with multiple banks, including having a current account with a fee, I believe Monzo is by far the best I have experienced. Monzo app is easy to use and opening both a current account and joint account was so easy. Reviewed on: 13th April 2021

Simple, clear, practical

For quality service without having too go through you life story to just get a replacement card that is modern and functional. Then Monzo is a great bank! A modern bank for a modern world!!! Reviewed on: 13th April 2021

Great app

The Monzo app is amazing easy to use and I will never go back to a high street bank ever again. Reviewed on: 13th April 2021

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