Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

View other Monzo products

4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Changed how I see money

Monzo has helped me to redefine how I see my money, from dividing cash up into pots to save for occasions and rainy days to really breaking down where all the pennies go. It’s not often I’d say I’m grateful to a bank but they really understand what people want to see from their financial institutions. Reviewed on: 13th April 2021

Great bank easy to use

Love being with monzo so helpful and very quick replies to any questions you may have Reviewed on: 13th April 2021

Have loved Monzo since day 1

I’ve been with Monzo since it was still a travel card I topped up and I was a ‘Beta’ user and I’ve honestly never looked back. Such a fan! Reviewed on: 13th April 2021

Easy to use

Shared with family and friends and makes shared bills and nights out a lot easier Reviewed on: 13th April 2021

The best online bank that meets all your requirements.

Super user friendly app. You don’t need to search for anything, it’s all there easily accessible! Reviewed on: 13th April 2021

Revolutionised my banking

Made my finances completely transparent which has helped me get out of my debt from uni and to a point of buying a house Reviewed on: 13th April 2021

Best Bank

Been a Monzo customer for over 3 years and it is my main bank; wouldn't bank anywhere else. Reviewed on: 13th April 2021

Super easy and user friendly!

I have used monzo for many years now and have so far recommended to lots of friends and family who have also found it completely brilliant! So user friendly and makes saving so much easier being able to create pots and pay from pots too! Also much better interest rates on saving pots than other banks which is amazing! Reviewed on: 13th April 2021

Excellence all round

The absolute pinnacle of British banking. Fast, competent support, amazing features to help manage your money. Reviewed on: 13th April 2021

Best bank

This is the easiest bank I have ever dealt with I just love it Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Basic current account
from Santander 4.10 from 322 reviews
M Plus account
from Virgin Money 4.15 from 31 reviews
Student Current Account
from Lloyds Bank 4.30 from 6 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub