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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Everything about them is great!

They are always helpful attentive and on hand. Reviewed on: 13th April 2021

Easy, great way to budget

I use it to budget my money and know what I’m spending it on. Already recommended to 3/4 friends Reviewed on: 13th April 2021

A good bank with issues

I've had some great experiences with Monzo but also some less good ones. On balance, they are ok but need to do better. Reviewed on: 13th April 2021

The best

Wonderfull, their always solve my problems in short time. Reviewed on: 13th April 2021

Great

Amazing banking experience easy and customer service its excellent Reviewed on: 13th April 2021

Fantastic

Everything is so visible and easy to manage, it’s helped me budget and save and I feel more secure shopping online Reviewed on: 13th April 2021

Best online bank

When I moved to the UK and no bank wanted to accept me because I did not had a NI number, Monzo was here! Amazing app, great people, very intuitive and sleek interface. Reviewed on: 13th April 2021

Excellent

Good and reliable bank! Practical and efficient! Reviewed on: 13th April 2021

Convenient and trustworthy

Great bank even better app this bank is moving with the times . I can’t speak highly enough of Monzo , Monzo is the future Reviewed on: 13th April 2021

Great service

Great online bank, super simple to use Reviewed on: 13th April 2021

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