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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Great service

Love this bank. Easy to use easy to save with Reviewed on: 13th April 2021

Cannot recommend Monzo more

Monzo makes everything so easy and it really is better with friends. When I lived with flatmates at uni, we split everything on Monzo. I set up pots and didn’t have to think about saving money for bills and my flatmates could pay me back so easily. I never want to use another bank again. Reviewed on: 13th April 2021

Works well great service

Works well great service instant balance Reviewed on: 13th April 2021

Simply The best

Better than all the rest, not even in jest Reviewed on: 13th April 2021

Easy to deal with and benefits

This account was easy to set up and is easy to use on your phone. It's fantastic that I can set up side pots of money and the top up account is great too. Reviewed on: 13th April 2021

Best banking experience I've had

I've much preferred banking with Monzo over any previous experiences with the big banks. Love the app, the transparency, and their company ethos. Reviewed on: 13th April 2021

Best bank all around

The best bank i ve had so far There are some lacks, like having a credit card, but for me that is not an issue. I strongly recommend it Reviewed on: 13th April 2021

Best bank i have used

Very helpful when needing questions or problems solving. Easy to set up account and easy to use the app. Reviewed on: 13th April 2021

Always grateful to Monzo!

As a foreigner, I moved here and dealing with salary, bills, credit and all that was quite confusing: Monzo has always been as straightforward and inclusive as possible, so thank you! Reviewed on: 13th April 2021

Easy way to monitor spending

MONZO have really helped me to budget and save and the customer service is amazing Reviewed on: 13th April 2021

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