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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19408 reviews)

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4.85

Based on 19,408 reviews, last reviewed 29th May 2026

24% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Nothing but amazing Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully... Read more Reviewed on: 29th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Love Monzo

Monzo has really made banking so much easier, all made possible by its brilliant App. I couldn’t be without Monzo now and recently upgraded to Monzo Plus Reviewed on: 13th April 2021

Amazing

So fast, customer focused and innovative! Reviewed on: 13th April 2021

Monzo is amazing!!

Everything about Monzo, is amazing!! They are awesome. Reviewed on: 13th April 2021

Customer oriented

The best thing about Monzo is that everything they do they think of a customer first. I would pay subscription simply for keeping this status quo Reviewed on: 13th April 2021

The Best

Wouldn't bank with anyone else - been with Monzo for 5 years now and love it. Reviewed on: 13th April 2021

Monzo, Amazing bank!

Perfect bank, feature rich and support is almost instant! Reviewed on: 13th April 2021

Monzo, what a bank.

I've been a Monzo customer for several years now, and they have hands-down the best facilities any bank has to offer. With helpful staff on hand to help almost any time you need it. Reviewed on: 13th April 2021

Great

Amazing bank only thing is how do I deposit money without transferring from one bank to another Reviewed on: 13th April 2021

Great banks

The best bank for a simple no nonsense account Reviewed on: 13th April 2021

Modern banking at its best

I love Monzo. I have been a customer for a few years now and the ease of its app is great. I love how you can chat to someone as soon as you need them. It’s just banking, redefined for modern times. Reviewed on: 13th April 2021

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